Original filing (PDF)20251015091119NAL0002149747001

MARTHA LLOYD SCHOOL, INC.

Name: MARTHA LLOYD SCHOOL, INC. — MARTHA LLOYD COMMUNITY SERVICES RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: MARTHA LLOYD SCHOOL, INC.

Form 5500

FILING_RECEIVED

MARTHA LLOYD COMMUNITY SERVICES RETIREMENT SAVINGS PLAN

401(k) retirement plan

Active participants

297

Accounts w/ balance

186

Plan assets (EOY)

$4.5M

Net assets (EOY)

$4.5M

How this plan invests

This plan

1 pooled trust

Schedule D

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

Knocking points off

63% balance-to-active ratio — below typical for a healthy 401(k).

Helping the score

Below-peer total fees (19 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MARTHA LLOYD SCHOOL, INC..

Plan sponsor

Name

MARTHA LLOYD SCHOOL, INC.

EIN

24-0798830

Address

66 LLOYD LANE · TROY, PA · 16947

Phone

(570) 297-2185

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

MENGEL METZGER BARR & CO., LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JULY BUSINESS SERVICES LLC	74-2715820	WACO, TX	RECORDKEEPER	$9K	—

Investments

27 direct securities · 1 pooled fund· $4.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$4.4M

27 holdings

Common Collective Trust

$99K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Federated Hermes Total Return Bond Fund R6	—	—	—	$702K	15.5%
Fidelity Large Cap Growth Index	—	—	—	$594K	13.1%
Nuveen Large Cap Value Index Fund R6	—	—	—	$316K	7.0%
Federated Hermes MDT Large Cap Value Fund R6	—	—	—	$284K	6.3%
SPDR Portfolio S&P 400 Mid Cap EFT	—	—	—	$269K	5.9%
Fidelity US Bond Index	—	—	—	$246K	5.4%
Schwab Fundamental International Large Company Index Fund	—	—	—	$238K	5.3%
MFS International Equity Trust	—	—	—	$217K	4.8%
Fidelity 500 Index	—	—	—	$206K	4.6%
Ishares Core MSCI Emerging Markets ETF	—	—	—	$156K	3.4%
Ishares North American Natural Res ETF	—	—	—	$136K	3.0%
Fidelity MSCI Real Estate Index ETF	—	—	—	$135K	3.0%
Fidelity Inflation Protected Bond Index	—	—	—	$126K	2.8%
Goldman Sachs International Small Cap Insights R6	—	—	—	$121K	2.7%
Vanguard Small Cap Value Index Admiral	—	—	—	$103K	2.3%
CAPITAL PRESERVATION FUND FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 001	Common Collective Trust	—	—	$99K	2.2%
Invested Cash	—	—	—	$84K	1.9%
BNY Mellon Global Fixed Income Fund Class I	—	—	—	$71K	1.6%
T. Rowe Price International Bond I	—	—	—	$70K	1.5%
Calamos Market Neutral Income Fund Institutional Class	—	—	—	$69K	1.5%
iShares J.P. Morgan Emerging Markets Bond ETF	—	—	—	$69K	1.5%
Federated Hermes High Yield Bond Fund R6	—	—	—	$68K	1.5%
Emerald Growth Fund Inst. Class	—	—	—	$63K	1.4%
American Funds New Perspective Fund Inc Class R6	—	—	—	$42K	0.9%
Schwab Small Cap Index Fund	—	—	—	$25K	0.6%
Fidelity Money Market Fund	—	—	—	$15K	0.3%
Vanguard Short-Term Bond Fund Index Admiral Shares	—	—	—	$4K	<0.1%
Fidelity International Index	—	—	—	$2K	<0.1%