Original filing (PDF)20231016183305NAL0077712866001

CITIZENS & NORTHERN CORPORATION

Name: CITIZENS & NORTHERN CORPORATION — CITIZENS & NORTHERN CORPORATION SAVINGS & RETIREMENT PLAN, Form 5500 (2022)
Creator: CITIZENS & NORTHERN CORPORATION

Form 5500

FILING_RECEIVED

CITIZENS & NORTHERN CORPORATION SAVINGS & RETIREMENT PLAN

401(k) retirement plan

Signals · 2

Late participant contributionsNo recordkeeper disclosed

Active participants

416

Accounts w/ balance

599

Plan assets (EOY)

$60.3M

Net assets (EOY)

$60.3M

How this plan invests

This plan

1 collective trust

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score

/ 100

Grade B

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CITIZENS & NORTHERN CORPORATION.

Plan sponsor

Name

CITIZENS & NORTHERN CORPORATION

EIN

24-0756925

Address

P.O. BOX 58 · WELLSBORO, PA · 16901

Phone

(615) 732-0774

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2022

Plan year begin

2022-01-01

Tax period

2022-12-31

Filed

2023-10-16

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

No Schedule C providers reported

Investments

1 pooled fund· $4.0M(7% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.