Original filing (PDF)20251006055703NAL0003245297001

COUNCIL ON RURAL SERVICE PROGRAMS, INC.

Name: COUNCIL ON RURAL SERVICE PROGRAMS, INC. — CORS 401(K) PLAN, Form 5500 (2024)
Creator: COUNCIL ON RURAL SERVICE PROGRAMS, INC.

Form 5500

FILING_RECEIVED

CORS 401(K) PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

211

Accounts w/ balance

286

Plan assets (EOY)

$17.6M

Net assets (EOY)

$17.6M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

42 bps in Schedule C fees — modestly above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COUNCIL ON RURAL SERVICE PROGRAMS, INC..

Plan sponsor

Name

COUNCIL ON RURAL SERVICE PROGRAMS, INC.

EIN

23-7299345

Address

201 ROBERT M DAVIS PKWY · PIQUA, OH · 45356

Phone

(937) 778-5220

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CLARK SCHAEFER HACKETT

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
PARK NATIONAL BANK	31-1198067	—	NONE	$73K	—

Investments

28 direct securities· $17.6M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Target Retirement 2040 Mutual Fund	—	—	—	$2.4M	13.6%
Vanguard Target Retirement 2045 Mutual Fund	—	—	—	$2.2M	12.6%
Vanguard Target Retirement 2055 Mutual Fund	—	—	—	$2.1M	11.8%
Vanguard Target Retirement 2050 Mutual Fund	—	—	—	$1.9M	11.1%
Vanguard Target Retirement 2030 Mutual Fund	—	—	—	$1.8M	10.2%
Vanguard Target Retirement 2020 Mutual Fund	—	—	—	$1.6M	9.3%
Vanguard Target Retirement 2035 Mutual Fund	—	—	—	$1.6M	9.0%
Vanguard Target Retirement 2060 Mutual Fund	—	—	—	$950K	5.4%
Vanguard Target Retirement 2065 Mutual Fund	—	—	—	$765K	4.4%
Notes receivable from participants Interest from 4.25% to 9.50% and maturity $ -	—	—	—	$303K	1.7%
Vanguard Total Intl Bond Index Mutual Fund	—	—	—	$276K	1.6%
Vanguard Small Cap Value Index Mutual Fund	—	—	—	$200K	1.1%
American Funds New Perspective Mutual Fund	—	—	—	$168K	1.0%
Vanguard Extended Market Index Mutual Fund ** 19 Vanguard Growth Index Mutual Fund	—	—	—	$165K	0.9%
Vanguard Short-Term Investment-Grade Mutual Fund	—	—	—	$143K	0.8%
Dodge & Cox Income Mutual Fund	—	—	—	$136K	0.8%
Vanguard High-Yield Corporate Mutual Fund	—	—	—	$135K	0.8%
Vanguard 500 Index Mutual Fund	—	—	—	$131K	0.7%
Vanguard Value Index Mutual Fund ** 47 Vanguard Value Index Mutual Fund	—	—	—	$108K	0.6%
Vanguard Small Cap Growth Index Mutual Fund	—	—	—	$101K	0.6%
Vanguard Target Retirement Income Mutual Fund	—	—	—	$77K	0.4%
Vanguard Treasury Money Market Investor Money Market	—	—	—	$70K	0.4%
Vanguard Emerging Mkts Stock Index Mutual Fund	—	—	—	$61K	0.3%
Vanguard Developed Markets Index Mutual Fund	—	—	—	$57K	0.3%
Vanguard Mid-Cap Growth Index Mutual Fund	—	—	—	$44K	0.2%
Vanguard Mid-Cap Value Index Mutual Fund ** 19 Vanguard Mid Cap Index Mutual Fund	—	—	—	$19K	0.1%
Vanguard Small Cap Index Mutual Fund	—	—	—	$17K	<0.1%
Vanguard Real Estate Index Mutual Fund	—	—	—	$4K	<0.1%