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Original filing (PDF)20250415110726NAL0003197185001
ACDS, INC.
Form 5500
FILING_RECEIVED
ACDS 403(B) PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,183
Accounts w/ balance
109
Plan assets (EOY)
$4.1M
Net assets (EOY)
$4.1M
How this plan invests
This plan
41 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 9% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- Below-peer total fees (13 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ACDS, INC..
Plan sponsor
Name
ACDS, INC.
EIN
23-7175975
Address
4 FERN PLACE · PLAINVIEW, NY · 11803
Phone
(516) 933-4700
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-07-01
Tax period
2024-06-30
Filed
2025-04-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CERINI & ASSOCIATES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE PINNACLE FINANCIAL GROUP | — | ROCKVILLE CENTRE, NY | FINANCIAL ADVISOR | $5K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE AND ANNUI | 71-0294708 | — | SERVICE PROVIDER | $0 | — |
Investments
41 pooled funds· $2.0M(49% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| FIDELITY VIP CONTRAFUND PT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $411K | 10.1% |
| AMERICAN FUNDS GROWTH FND R4 VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $323K | 7.9% |
| VOYA STRATEGIC ALLOC GRW PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $237K | 5.8% |
| VOYA RUSSELL LGCP INDX PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $164K | 4.0% |
| VOYA GOV MONEY MARKET PORT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $133K | 3.2% |
| INVESCO VI AMR FRANCHISE FD I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $88K | 2.1% |
| VY TRWPR GRW EQTY PT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $80K | 2.0% |
| VOYA GROWTH AND INCOME PORT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $76K | 1.9% |
| VY TRWPR DIVR MDCP GR PT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $65K | 1.6% |
| INV DEV MRKTS FD A VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $63K | 1.5% |
| VOYA INTERMEDIATE BOND PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $53K | 1.3% |
| FRANKLIN SMALL CAP VAL VIP 2 VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $32K | 0.8% |
| CALVERT VP SRI BALANCED PORT VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $31K | 0.8% |
| ALLSPG SPEC SMCP VL FD A VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $27K | 0.7% |
| VOYA INDEX PLUS MIDCAP PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $20K | 0.5% |
| VOYA GLOBAL BOND PORT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $18K | 0.4% |
| AMERICAN FUNDS WASH MTUAL R4 VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $17K | 0.4% |
| VOYA HIGH YIELD PORT INS VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $16K | 0.4% |
| VOYA BALANCED PORTFOLIO I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $15K | 0.4% |
| FIDELITY VIP GROWTH PORT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $13K | 0.3% |
| VOYA RUSSELL SMCP INDX PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $12K | 0.3% |
| TCW TOTAL RETURN BOND FUND N VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $12K | 0.3% |
| VY COL CONTR CORE PORT SRV VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $12K | 0.3% |
| INVESCO VI CORE EQTY FUND SI VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $11K | 0.3% |
| VOYA SMCP OPPORT PORT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $11K | 0.3% |
| AMERICAN FUNDS EUROPACIFIC R4 VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $9K | 0.2% |
| AMERICAN FUNDS NW PRSPCTV R4 VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $7K | 0.2% |
| VOYA RUSSELL MC GR IND PRT S VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $6K | 0.2% |
| FIDELITY VIP EQTY-INC PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $6K | 0.1% |
| COLUMBIA SEL MID CAP VALUE A VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $5K | 0.1% |
| AMERICAN FUNDS FDMNTL INV R4 VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $5K | 0.1% |
| VOYA INDEX PLUS LARGECAP PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $5K | 0.1% |
| VOYA LARGE CAP GROWTH PRT INS VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $3K | <0.1% |
| DELAWARE IVY SCI & TECH FND Y VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $3K | <0.1% |
| VOYA RUSSELL LC VL IND PRT S VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $3K | <0.1% |
| BLKRCK HLTH SCI OPPORT PRT IA VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $3K | <0.1% |
| VOYA INDEX PLUS SMALLCAP PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $1K | <0.1% |
| VOYA SOLUTION 2025 PORT SRV VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $287 | <0.1% |
| VY AMCEN SM-MDCP VL PT SRV VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $255 | <0.1% |
| VY TRWPR CAP APPREC PORT SRV VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $0 | <0.1% |
| VOYA RUSSELL LCP GR IND PRT I VOYA RETIREMENT INSURANCE & ANNUITY · EIN 71-0294708 / PN 000 | Pooled Separate Account | $0 | <0.1% |
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