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Original filing (PDF)20250714190406NAL0001412193001
OPERATING ENGINEERS' LOCAL NO. 428 VACATION SAVINGS TRUST FUND
Form 5500
FILING_RECEIVED
OPERATING ENGINEERS' LOCAL NO. 428 VACATION SAVINGS TRUST FUND
Health & welfare plan
Signals · 2
~155 bps in Sched C feesNo recordkeeper disclosed
Active participants
2,365
Accounts w/ balance
—
Plan assets (EOY)
$1.9M
Net assets (EOY)
$228K
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 155 bps in Schedule C fees — 199% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OPERATING ENGINEERS' LOCAL NO. 428 VACATION SAVINGS TRUST FUND.
Plan sponsor
Name
OPERATING ENGINEERS' LOCAL NO. 428 VACATION SAVINGS TRUST FUND
EIN
23-7135778
Address
2550 W UNION HILLS DR STE 290 · PHOENIX, AZ · 850275198
Phone
(602) 249-3582
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2023
Plan year begin
2023-10-01
Tax period
2024-09-30
Filed
2025-07-14
Welfare benefit codes
4Q · Other
Audit & trust (Schedule H)
Auditor
BALDWIN MOFFITT BEHM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SOUTHWEST SERVICE ADMINISTRATORS | 86-0785790 | — | NONE OTHER THAN CONTRACT | $23K | — |
| BALDWIN MOFFITT BEHM LLP | 46-4370753 | — | NONE OTHER THAN CONTRACT | $6K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
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