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Original filing (PDF)20251013092400NAL0000923105001
WORK, INC.
Form 5500
FILING_RECEIVED
WORK, INC. 403(B) PLAN
403(b) retirement plan
Active participants
445
Accounts w/ balance
155
Plan assets (EOY)
$7.7M
Net assets (EOY)
$7.7M
How this plan invests
This plan
1 pooled trust
Schedule D
137 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 35% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (2 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WORK, INC..
Plan sponsor
Name
WORK, INC.
EIN
23-7100726
Address
25 BEACH STREET · DORCHESTER, MA · 021222734
Phone
(617) 691-1505
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
AAFCPAS, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS | 04-2647786 | CINCINNATI, OH | RECORDKEEPER | $1K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE AND ANNUI | 70-0294708 | HARTFORD, CT | SERVICE PROVIDER | $0 | — |
| VOYA MUTUAL FUNDS | 95-4516049 | HARTFORD, CT | INV PRODUCT PROVIDER | $0 | — |
Investments
137 direct securities · 1 pooled fund· $10.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$7.7M
137 holdings
Pooled Separate Account
$2.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VARIABLE ANNUITY ACCOUNT C VOYA RETIREMENT INSURANCE AND ANNUITY CO · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $2.7M | 35.2% | |
| Party-In- Identity of Issue, Borrower, Rate of Interest, Collateral, Current Interest Lessor, or Similar Party Par, or Maturity Value Cost Value ** Voya T. Rowe Price Capital Appreciation Portfolio - Srv Separate Account | — | — | — | $697K | 9.0% | |
| Fidelity Freedom Index 2035 IPR Mutual Fund | — | — | — | $591K | 7.7% | |
| Fidelity VIP Contrafund Portfolio - I Separate Account | — | — | — | $569K | 7.4% | |
| Fidelity Government Cash Reserve Money Market Fund | — | — | — | $520K | 6.7% | |
| Voya Short Term Guaranteed Accumulation Account Unallocated Contract | — | — | — | $475K | 6.1% | |
| Fidelity Freedom 2040 Mutual Fund | — | — | — | $448K | 5.8% | |
| Voya Fixed Plus Account II Unallocated Contract | — | — | — | $444K | 5.7% | |
| Fidelity Freedom 2025 Mutual Fund | — | — | — | $328K | 4.2% | |
| Voya Solution 2035 Portfolio - Srv Separate Account | — | — | — | $188K | 2.4% | |
| Fidelity Freedom 2035 Mutual Fund | — | — | — | $169K | 2.2% | |
| Fidelity Freedom 2030 Mutual Fund | — | — | — | $157K | 2.0% | |
| Voya Fixed Account (4550) Unallocated Contract | — | — | — | $154K | 2.0% | |
| Fidelity Dividend Growth Mutual Fund | — | — | — | $136K | 1.8% | |
| Fidelity Blue Chip Growth Mutual Fund | — | — | — | $134K | 1.7% | |
| Fidelity 500 Index Mutual Fund | — | — | — | $122K | 1.6% | |
| American Funds Growth Fund R4 Separate Account | — | — | — | $109K | 1.4% | |
| Voya T. Rowe Price Growth Equity Portfolio - Initial Class Separate Account | — | — | — | $93K | 1.2% | |
| Fidelity Freedom 2045 Mutual Fund | — | — | — | $85K | 1.1% | |
| Voya JPMorgan Mid Cap Value Portfolio - Srv Separate Account | — | — | — | $79K | 1.0% | |
| American Funds EuroPacific R4 Separate Account | — | — | — | $79K | 1.0% | |
| Voya Index Plus Large Cap Portfolio - Class I Separate Account | — | — | — | $78K | 1.0% | |
| Fidelity Contrafund Mutual Fund | — | — | — | $74K | 1.0% | |
| American Funds Wash Mutual R4 Separate Account | — | — | — | $72K | 0.9% | |
| Fidelity Asset Manager 70% Mutual Fund | — | — | — | $69K | 0.9% | |
| Voya Invesco Comstock Portfolio - Srv Separate Account | — | — | — | $69K | 0.9% | |
| Voya Small Cap Opportunities Prt I Separate Account | — | — | — | $66K | 0.9% | |
| Fidelity Growth Company Mutual Fund | — | — | — | $61K | 0.8% | |
| Voya Global Insights Port Init Separate Account | — | — | — | $61K | 0.8% | |
| Fidelity Contrafund Mutual Fund | — | — | — | $57K | 0.7% | |
| Fidelity Select Semiconduct Mutual Fund | — | — | — | $50K | 0.7% | |
| Fidelity Capital Appreciation Mutual Fund | — | — | — | $46K | 0.6% | |
| Fidelity Equity Diversified Income Mutual Fund | — | — | — | $46K | 0.6% | |
| Voya T. Rowe Price Diversified Mid Cap Growth Portfolio I Separate Account | — | — | — | $42K | 0.5% | |
| Fidelity VIP Equity-Income Portfolio - I Separate Account | — | — | — | $42K | 0.5% | |
| Fidelity Small Cap Index Mutual Fund | — | — | — | $40K | 0.5% | |
| Voya Long Term Guaranteed Accumulation Account Unallocated Contract | — | — | — | $38K | 0.5% | |
| Fidelity Freedom 2050 Mutual Fund | — | — | — | $37K | 0.5% | |
| Fidelity Freedom 2020 Mutual Fund | — | — | — | $36K | 0.5% | |
| Fidelity Select Technology Mutual Fund | — | — | — | $36K | 0.5% | |
| American Century Inflation Adjust Bond Separate Account | — | — | — | $35K | 0.5% | |
| Fidelity Balanced Mutual Fund | — | — | — | $33K | 0.4% | |
| Fidelity Puritan Mutual Fund | — | — | — | $29K | 0.4% | |
| Voya Invesco Equity and Income Portfolio I Separate Account | — | — | — | $29K | 0.4% | |
| Party-In- Identity of Issue, Borrower, Rate of Interest, Collateral, Current Interest Lessor, or Similar Party Par, or Maturity Value Cost Value ** Fidelity OTC Portfolio Mutual Fund | — | — | — | $29K | 0.4% | |
| Fidelity Freedom 2010 Mutual Fund | — | — | — | $27K | 0.3% | |
| Fidelity Blue Chip Value Mutual Fund | — | — | — | $27K | 0.3% | |
| Fidelity Government Money Market Premium Money Market Fund | — | — | — | $25K | 0.3% | |
| Voya Index Plus Mid Cap Portfolio - Class I Separate Account | — | — | — | $24K | 0.3% | |
| Invesco V.I. Core Equity Fund - Series I Shares Separate Account | — | — | — | $24K | 0.3% | |
| Fidelity Select Energy Mutual Fund | — | — | — | $24K | 0.3% | |
| Voya Small Company Portfolio - Class I Separate Account | — | — | — | $24K | 0.3% | |
| Voya Intermediate Bond Portfolio - Class I Separate Account | — | — | — | $23K | 0.3% | |
| Franklin Small Cap Value VIP Fund - Class 2 Separate Account | — | — | — | $22K | 0.3% | |
| Fidelity Trend Mutual Fund | — | — | — | $22K | 0.3% | |
| Voya Government Money Market Port I Separate Account | — | — | — | $22K | 0.3% | |
| Voya Large Cap Growth Portfolio Inst Separate Account | — | — | — | $22K | 0.3% | |
| Janus Henderson Global Research Inst Mutual Fund | — | — | — | $22K | 0.3% | |
| Fidelity Diversified International Mutual Fund | — | — | — | $21K | 0.3% | |
| Fidelity Mid Cap Value Mutual Fund | — | — | — | $21K | 0.3% | |
| Fidelity Select Insurance Mutual Fund | — | — | — | $20K | 0.3% | |
| Voya Solution 2055 Portfolio - Srv Separate Account | — | — | — | $20K | 0.3% | |
| Fidelity Select Brokerage Mutual Fund | — | — | — | $20K | 0.3% | |
| Fidelity VIP Growth Portfolio - Initial Class Separate Account | — | — | — | $20K | 0.3% | |
| Fidelity Select Industrial Equipment Mutual Fund | — | — | — | $20K | 0.3% | |
| Voya Large Cap Value Port Inst Separate Account | — | — | — | $18K | 0.2% | |
| Voya Index Plus Small Cap Portfolio - Class I Separate Account | — | — | — | $18K | 0.2% | |
| Voya Solution 2045 Portfolio - Srv Separate Account | — | — | — | $17K | 0.2% | |
| Fidelity Capital and Income Mutual Fund | — | — | — | $17K | 0.2% | |
| Fidelity NASDAQ Company Index Mutual Fund | — | — | — | $16K | 0.2% | |
| Fidelity Disciplined Equity Mutual Fund | — | — | — | $16K | 0.2% | |
| Fidelity Select Software Mutual Fund | — | — | — | $16K | 0.2% | |
| Fidelity VIP II Asset Manager Mutual Fund | — | — | — | $14K | 0.2% | |
| Voya Global Bond Portfolio I Separate Account | — | — | — | $14K | 0.2% | |
| Fidelity Worldwide Mutual Fund | — | — | — | $13K | 0.2% | |
| Fidelity Freedom 2055 Mutual Fund | — | — | — | $13K | 0.2% | |
| Fidelity Telecom and Utility Mutual Fund | — | — | — | $13K | 0.2% | |
| Fidelity Government Money Market Fund Money Market Fund | — | — | — | $13K | 0.2% | |
| Voya International Index Port I Separate Account | — | — | — | $13K | 0.2% | |
| Fidelity Growth Discovery Fund Mutual Fund | — | — | — | $12K | 0.2% | |
| Fidelity New Millen Mutual Fund | — | — | — | $12K | 0.2% | |
| Fidelity Real Estate Investment Mutual Fund | — | — | — | $11K | 0.1% | |
| Fidelity Fund Mutual Fund | — | — | — | $11K | 0.1% | |
| Allspring Specialized Small Cap Fund Separate Account | — | — | — | $11K | 0.1% | |
| Janus Henderson Enterprise Portfolio Mutual Fund | — | — | — | $10K | 0.1% | |
| Voya T. Rowe Price Equity Income Portfolio - Srv Separate Account | — | — | — | $10K | 0.1% | |
| Fidelity Intermediate Bond Mutual Fund | — | — | — | $9K | 0.1% | |
| Party-In- Identity of Issue, Borrower, Rate of Interest, Collateral, Current Interest Lessor, or Similar Party Par, or Maturity Value Cost Value ** Voya Fixed Plus Account (4552) Unallocated Contract | — | — | — | $9K | 0.1% | |
| Fidelity VIP Growth Mutual Fund | — | — | — | $9K | 0.1% | |
| Fidelity Freedom Index 2040 IPR Mutual Fund | — | — | — | $8K | 0.1% | |
| Voya Global Hi Div Low Vol Prtf I Separate Account | — | — | — | $8K | 0.1% | |
| Voya Solution 2050 Portfolio - Srv Separate Account | — | — | — | $8K | 0.1% | |
| Fidelity Government Income Mutual Fund | — | — | — | $8K | 0.1% | |
| Columbia Large Cap Value Inst Cl Separate Account | — | — | — | $8K | 0.1% | |
| Fidelity Low Price Stock Mutual Fund | — | — | — | $8K | <0.1% | |
| Fidelity Freedom 2015 Mutual Fund | — | — | — | $8K | <0.1% | |
| Lord Abbet Srs Fund MC St Separate Account | — | — | — | $7K | <0.1% | |
| Blackrock Mid-Cap Value Fund IA Separate Account | — | — | — | $7K | <0.1% | |
| Ave Maria Rising Dividend Fund Separate Account | — | — | — | $7K | <0.1% | |
| Fidelity Select Medical Tech & Dev Mutual Fund | — | — | — | $7K | <0.1% | |
| Voya Columbia Small Cap VI II P Srv Separate Account | — | — | — | $6K | <0.1% | |
| Macq Small Cap Value A Separate Account | — | — | — | $6K | <0.1% | |
| Ariel Fund Inv Separate Account | — | — | — | $6K | <0.1% | |
| BNY Mellon Sustainable U.S. Equity Mutual Fund | — | — | — | $6K | <0.1% | |
| Voya Solution 2025 Portfolio - Srv Separate Account | — | — | — | $6K | <0.1% | |
| Fidelity Growth and Income Mutual Fund | — | — | — | $5K | <0.1% | |
| Macq Science and Technology Separate Account | — | — | — | $5K | <0.1% | |
| Voya Russell Large Cap Growth Ind Portfolio I Separate Account | — | — | — | $5K | <0.1% | |
| Fidelity Value Mutual Fund | — | — | — | $5K | <0.1% | |
| Voya American Century Small-Mid Cap Value Port Srv Separate Account | — | — | — | $5K | <0.1% | |
| Fidelity Focused Stock Mutual Fund | — | — | — | $5K | <0.1% | |
| Voya Russell Large Cap Index Port I Separate Account | — | — | — | $5K | <0.1% | |
| Fidelity Select Retailing Mutual Fund | — | — | — | $4K | <0.1% | |
| Fidelity Magellan Mutual Fund | — | — | — | $3K | <0.1% | |
| Fidelity New Markets Income Mutual Fund | — | — | — | $3K | <0.1% | |
| Fidelity Freedom 2060 Mutual Fund | — | — | — | $2K | <0.1% | |
| Fidelity Emerging Asia Mutual Fund | — | — | — | $2K | <0.1% | |
| Fidelity Growth Strategy Mutual Fund | — | — | — | $2K | <0.1% | |
| Calvert VP SRI Balanced Portfolio Separate Account | — | — | — | $2K | <0.1% | |
| Fidelity VIP Overseas Portfolio - I Separate Account | — | — | — | $2K | <0.1% | |
| Fidelity Mid Cap Index Mutual Fund | — | — | — | $2K | <0.1% | |
| Fidelity Small Cap Value Mutual Fund | — | — | — | $2K | <0.1% | |
| Fidelity Value Strategy Mutual Fund | — | — | — | $2K | <0.1% | |
| Loomis Sayles Small Cap VI Fund Separate Account | — | — | — | $2K | <0.1% | |
| Fidelity Emerging Markets Mutual Fund | — | — | — | $2K | <0.1% | |
| Voya Solution 2040 Portfolio - Srv Separate Account | — | — | — | $2K | <0.1% | |
| Fidelity International Small Cap Mutual Fund | — | — | — | $2K | <0.1% | |
| Invesco VI American Franchise Fund I Separate Account | — | — | — | $2K | <0.1% | |
| American Funds Fundamental Inv R4 Separate Account | — | — | — | $2K | <0.1% | |
| Fidelity Asset Manager 60% Mutual Fund | — | — | — | $2K | <0.1% | |
| Party-In- Identity of Issue, Borrower, Rate of Interest, Collateral, Current Interest Lessor, or Similar Party Par, or Maturity Value Cost Value ** Fidelity Select Transportation Mutual Fund | — | — | — | $2K | <0.1% | |
| Fidelity Freedom Index 2065 IPR Mutual Fund | — | — | — | $1K | <0.1% | |
| Fidelity Select Telecom Mutual Fund | — | — | — | $1K | <0.1% | |
| Wanger Acorn Separate Account | — | — | — | $1K | <0.1% | |
| Fidelity Freedom Index 2050 IPR Mutual Fund | — | — | — | $1K | <0.1% | |
| Fidelity Float RT High Incom Mutual Fund | — | — | — | $1K | <0.1% | |
| Fidelity Select Biotech Mutual Fund | — | — | — | $1K | <0.1% | |
| Fidelity Conservative Income Bond Mutual Fund | — | — | — | $1K | <0.1% |
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