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Original filing (PDF)20251013144311NAL0000732227001
CENERO LLC
Form 5500
FILING_RECEIVED
CENERO LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
254
Accounts w/ balance
271
Plan assets (EOY)
$15.0M
Net assets (EOY)
$15.0M
How this plan invests
This plan
1 pooled trust
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 47 bps in Schedule C fees — 63% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENERO LLC.
Plan sponsor
Name
CENERO LLC
EIN
23-3055677
Address
1150 ATWATER DRIVE · MALVERN, PA · 193558731
Phone
(610) 344-7007
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
JONATHAN G FURLOW, CPA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HIGHTOWER ADVISORS, LLC | 36-4500709 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $71K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
40 direct securities · 1 pooled fund· $13.7M(91% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$13.4M
40 holdings
Pooled Separate Account
$221K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Tl Stk Mkt Idx Adm Fd | — | — | $0 | $1.3M | 8.9% | |
| Vanguard Windsor Admiral Fund | — | — | $0 | $1.1M | 7.7% | |
| Vanguard Tgt Rmt 2035 Inv Fund | — | — | $0 | $821K | 5.5% | |
| Hartford Strat Income R6 Fund | — | — | $0 | $691K | 4.6% | |
| Fed Hms Inst Hi Yld Bd R6 Fund | — | — | $0 | $637K | 4.3% | |
| Vanguard Tgt Rmt 2025 Inv Fund | — | — | $0 | $615K | 4.1% | |
| Vanguard Tgt Rmt 2040 Inv Fund | — | — | $0 | $598K | 4.0% | |
| Fidelity Mid Cp Index Fund | — | — | $0 | $554K | 3.7% | |
| Vanguard Tgt Rmt 2030 Inv Fund | — | — | $0 | $494K | 3.3% | |
| JP Morgan US Equity R6 Fund | — | — | $0 | $470K | 3.1% | |
| Vanguard Tgt Rmt 2055 Inv Fund | — | — | $0 | $418K | 2.8% | |
| BlackRock Infl Pro Bd K Fd | — | — | $0 | $413K | 2.8% | |
| American Funds NewWorld R6 | — | — | $0 | $375K | 2.5% | |
| Vanguard Tgt Rmt 2060 Inv Fund | — | — | $0 | $354K | 2.4% | |
| Columbia Div Income I3 Fund | — | — | $0 | $347K | 2.3% | |
| Guggenheim Total Ret Bond R6 | — | — | $0 | $341K | 2.3% | |
| JP Morgan Large Cap Gr R6 Fd | — | — | $0 | $304K | 2.0% | |
| Royce SC Opp instl | — | — | $0 | $301K | 2.0% | |
| AMERICAN FDS US GOVT SEC R6 FD | — | — | $0 | $299K | 2.0% | |
| DFA International Value I Fund | — | — | $0 | $280K | 1.9% | |
| T. ROWE PRICE HLTH SCI I FD | — | — | $0 | $273K | 1.8% | |
| Vanguard Tgt Rmt 2050 Inv Fund | — | — | $0 | $257K | 1.7% | |
| Vanguard MidCap Val Idx Adm Fd | — | — | $0 | $232K | 1.5% | |
| Principal Guaranteed Option | — | — | $0 | $221K | 1.5% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $221K | 1.5% | |
| Vanguard Sm Cap Val Idx Adm Fd | — | — | $0 | $220K | 1.5% | |
| Fid LC Gr Index Fund | — | — | $0 | $192K | 1.3% | |
| Vanguard Tgt Rmt 2045 Inv Fund | — | — | $0 | $182K | 1.2% | |
| American Funds SMCAP Wld R6 Fd | — | — | $0 | $153K | 1.0% | |
| Prin SmCap S&P 600 Index SA-Z | — | — | $0 | $147K | 1.0% | |
| NEUBERGER BERM GENESIS R6 FUND | — | — | $0 | $146K | 1.0% | |
| Macquarie Mid Cap Growth R6 Fu | — | — | $0 | $137K | 0.9% | |
| Vanguard Tgt Rmt 2065 Inv Fund | — | — | $0 | $130K | 0.9% | |
| BlackRock Global Alloc K Fd | — | — | $0 | $125K | 0.8% | |
| Baron Real Estate R6 Fund | — | — | $0 | $121K | 0.8% | |
| Amer Funds Amer Bal R6 Fd | — | — | $0 | $50K | 0.3% | |
| Fidelity 500 Index Fund | — | — | $0 | $30K | 0.2% | |
| FIDELITY ADV INTL CAP APP Z | — | — | $0 | $16K | 0.1% | |
| American Funds NewPrsp R6 Fnd | — | — | $0 | $13K | <0.1% | |
| First Eagle Gold R6 Fund | — | — | $0 | $7K | <0.1% | |
| Amer Fund Cap Wld Bnd R6 Fund | — | — | $0 | $5K | <0.1% |