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Original filing (PDF)20250902195751NAL0008677075001
KESSLER, TOPAZ, MELTZER & CHECK, LLP
Form 5500
FILING_RECEIVED
KESSLER TOPAZ MELTZER & CHECK, LLP 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
187
Accounts w/ balance
252
Plan assets (EOY)
$58.4M
Net assets (EOY)
$58.4M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 23 bps in Schedule C fees — modestly above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KESSLER, TOPAZ, MELTZER & CHECK, LLP.
Plan sponsor
Name
KESSLER, TOPAZ, MELTZER & CHECK, LLP
EIN
23-2977382
Address
280 KING OF PRUSSIA ROAD · RADNOR, PA · 19087
Phone
(610) 667-7706
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-02
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CORNERSTONE ADVISORS ASSET MGMT LLC | 75-3204798 | — | INVESTEMENT ADVISOR | $57K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK LIFE INSURANCE COMPANY | 01-0233346 | — | CONTRACT ADMINISTRATOR | $46K | — |
| THE MANDMARBLESTONE GROUP LLC | 20-4780677 | — | THIRD PARTY ADMINISTRATO | $32K | — |
Investments
27 direct securities· $57.6M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Target Retirement 2040 Fund Mutual Fund | — | — | — | $8.5M | 14.5% | |
| Fidelity Total Market Index Fund Mutual Fund | — | — | — | $7.5M | 12.8% | |
| Vanguard Institutional Target Retirement 2045 Fund Mutual Fund | — | — | — | $7.1M | 12.2% | |
| Vanguard Institutional Target Retirement 2035 Fund Mutual Fund | — | — | — | $6.7M | 11.5% | |
| Vanguard Institutional Target Retirement 2030 Fund Mutual Fund | — | — | — | $3.8M | 6.5% | |
| Vanguard Institutional Target Retirement 2050 Fund Mutual Fund | — | — | — | $3.3M | 5.6% | |
| Harbor Capital Appreciation Fund Mutual Fund | — | — | — | $3.1M | 5.4% | |
| Fidelity Total International Index Fund Mutual Fund | — | — | — | $2.2M | 3.8% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $2.0M | 3.5% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $1.4M | 2.3% | |
| American Funds Growth Fund America Mutual Fund | — | — | — | $1.3M | 2.2% | |
| Fidelity U.S. Bond Index Fund Mutual Fund | — | — | — | $1.3M | 2.2% | |
| Vanguard Windsor II Fund Mutual Fund | — | — | — | $1.2M | 2.0% | |
| Vanguard Institutional Target Retirement 2020 Fund Mutual Fund | — | — | — | $1.1M | 1.8% | |
| Vanguard Federal Money Market Fund Mutual Fund | — | — | — | $1.0M | 1.7% | |
| Vanguard Institutional Target Retirement 2025 Fund Mutual Fund | — | — | — | $980K | 1.7% | |
| Vanguard Explorer Fund Mutual Fund | — | — | — | $920K | 1.6% | |
| Vanguard Institutional Target Retirement 2060 Fund Mutual Fund | — | — | — | $857K | 1.5% | |
| Vanguard Institutional Target Retirement 2055 Fund Mutual Fund | — | — | — | $855K | 1.5% | |
| Baird Core Plus Bond Fund Mutual Fund | — | — | — | $768K | 1.3% | |
| American Funds Europacific Growth Fund R3 Mutual Fund | — | — | — | $604K | 1.0% | |
| Participant Loans Interest rates ranging from - | — | — | — | $473K | 0.8% | |
| American Funds Washington Mutual Investment Fund Mutual Fund | — | — | — | $369K | 0.6% | |
| American Beacon Small Cap Value Fund Mutual Fund | — | — | — | $138K | 0.2% | |
| Vanguard Institutional Target Retirement Income Fund Mutual Fund | — | — | — | $61K | 0.1% | |
| Vanguard Institutional Target Retirement 2065 Fund Mutual Fund | — | — | — | $31K | <0.1% | |
| JP Morgan U.S. Government Money Market Capital Mutual Fund | — | — | — | $17K | <0.1% |
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