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Original filing (PDF)20251006125009NAL0006099536001
IP SERVICES, INC.
Form 5500
FILING_RECEIVED
IP SERVICES 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
78
Accounts w/ balance
110
Plan assets (EOY)
$11.9M
Net assets (EOY)
$11.9M
How this plan invests
This plan
1 pooled trust
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 43 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IP SERVICES, INC..
Plan sponsor
Name
IP SERVICES, INC.
EIN
23-2922574
Address
26565 STATE HIGHWAY 99 · EDINBORO, PA · 16412
Phone
(814) 836-5047
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2A · Age/service weighted or new comparability
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
MCGILL, POWER, BELL AND ASSOCIATES,
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HBKS WEALTH ADVISORS | 34-1925728 | — | NONE | $31K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $14K | — |
| CERITY PARTNERS | — | NEW YORK, NY | NONE | $6K | — |
Investments
23 direct securities · 1 pooled fund· $11.8M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.6M
23 holdings
Common Collective Trust
$272K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard U.S. Growth Adm Vanguard 0 | — | — | — | $1.6M | 13.7% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $1.6M | 13.4% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $1.2M | 10.4% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $935K | 7.8% | |
| Vanguard International Growth Adm Vanguard 0 | — | — | — | $894K | 7.5% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $813K | 6.8% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $775K | 6.5% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $691K | 5.8% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $557K | 4.7% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $538K | 4.5% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $440K | 3.7% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $296K | 2.5% | |
| Vanguard Wellington Admiral Vanguard 0 | — | — | — | $291K | 2.4% | |
| METLIFE GAC-25053 CLASS 0 METLIFE (RELIANCE TRUST) · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $272K | 2.3% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $239K | 2.0% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $184K | 1.5% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $126K | 1.1% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $111K | 0.9% | |
| Vanguard Inflation-Protected Sec Adm Vanguard 0 | — | — | — | $78K | 0.7% | |
| Dodge & Cox Income Fund I Dodge 0 | — | — | — | $69K | 0.6% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $21K | 0.2% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $15K | 0.1% | |
| American Funds Capital Inc Bldr R6 American Funds 0 | — | — | — | $2K | <0.1% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $1K | <0.1% |