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Original filing (PDF)20250915161630NAL0002100848001
PIONEER CONSTRUCTION CO.
Form 5500
FILING_RECEIVED
PIONEER CONSTRUCTION 401(K) PLAN
401(k) retirement plan
Signals · 2
~89 bps in Sched C feesNo recordkeeper disclosed
Active participants
124
Accounts w/ balance
126
Plan assets (EOY)
$7.1M
Net assets (EOY)
$7.1M
How this plan invests
This plan
2 pooled trusts
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 89 bps in Schedule C fees — 71% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PIONEER CONSTRUCTION CO..
Plan sponsor
Name
PIONEER CONSTRUCTION CO.
EIN
23-2863784
Address
3298 LAKE ARIEL HIGHWAY · HONESDALE, PA · 18431
Phone
(570) 647-0050
Industry
Constructionsee all
Plan administrator
Name
DEFINITI
EIN
85-0833363
City
ERIE, PA
Phone
(800) 882-4026
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-15
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ASSURANCE DIMENSIONS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsTPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $51K | — |
| DEFINITI, LLC | 85-0833363 | — | CONTRACT ADMINISTRATOR | $4K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASSURANCE DIMENSIONS INC | 26-3429295 | — | ACCOUNTANT | $8K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES INC | 51-6041053 | — | OTHER SERVICES | $0 | — |
Investments
18 direct securities · 2 pooled funds· $7.0M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$7.0M
18 holdings
Pooled Separate Account
$7K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Lifetime 2025 R6 Fund | — | — | — | $1.4M | 19.2% | |
| JanusHenderson Bal N Fund | — | — | — | $984K | 13.9% | |
| MFS Lifetime 2030 R6 Fund | — | — | — | $941K | 13.2% | |
| MFS Lifetime 2050 R6 Fund | — | — | — | $679K | 9.6% | |
| MFS Lifetime 2035 R6 Fund | — | — | — | $432K | 6.1% | |
| JP Morgan Large Cap Gr R6 Fd | — | — | — | $425K | 6.0% | |
| MFS Lifetime 2040 R6 Fund | — | — | — | $415K | 5.9% | |
| MFS Lifetime 2055 R6 Fund | — | — | — | $398K | 5.6% | |
| MFS Lifetime 2045 R6 Fund | — | — | — | $361K | 5.1% | |
| MFS Lifetime Income R6 Fund | — | — | — | $314K | 4.4% | |
| Notes receivable from participants (3.25% -8.50 %) | — | — | — | $251K | 3.5% | |
| MFS Lifetime 2060 R6 Fund | — | — | — | $207K | 2.9% | |
| MFS Lifetime 2065 R6 Fund | — | — | — | $116K | 1.6% | |
| Prin Fixed Inc Guar Option | — | — | — | $89K | 1.3% | |
| MFS Utilities R6 Fund | — | — | — | $31K | 0.4% | |
| PGIM Total Ret Bond R6 Fd | — | — | — | $10K | 0.1% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $7K | <0.1% | |
| PIMCO Income Institutional Fd | — | — | — | $5K | <0.1% | |
| Franklin Small Cap Grth R6 Fd | — | — | — | $4K | <0.1% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $0 | <0.1% |
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