Original filing (PDF)20250924180339NAL0007829457001

LANGUAGE SERVICES ASSOCIATES, INC.

Name: LANGUAGE SERVICES ASSOCIATES, INC. — LANGUAGE SERVICES ASSOCIATES, INC. 401(K) PLAN, Form 5500 (2024)
Creator: LANGUAGE SERVICES ASSOCIATES, INC.

Form 5500

FILING_RECEIVED

LANGUAGE SERVICES ASSOCIATES, INC. 401(K) PLAN

401(k) retirement plan

Active participants

246

Accounts w/ balance

189

Plan assets (EOY)

$12.4M

Net assets (EOY)

$12.4M

How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

42 bps in Schedule C fees — modestly above peer band of 29 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LANGUAGE SERVICES ASSOCIATES, INC..

Plan sponsor

Name

LANGUAGE SERVICES ASSOCIATES, INC.

EIN

23-2831198

Address

455 BUSINESS CENTER DRIVE · SUITE 100 · HORSHAM, PA · 19044

Phone

(215) 259-7000

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-24

Pension benefit codes

3H · Sponsor in controlled / affiliated group

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

WITHUMSMITH + BROWN

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$25K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MML INVESTOR SERVICES LLC	04-1590850	—	ADVISOR	$27K	—

Investments

34 direct securities· $12.0M(97% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
T. Rowe Price TRP Retire I 2040 I -	—	—	—	$2.0M	15.9%
T. Rowe Price TRP Retire I 2055 I -	—	—	—	$1.4M	11.6%
Fidelity Management Trust Company Fidelity Blue Chip Growth K6 Fund -	—	—	—	$1.3M	10.7%
T. Rowe Price TRP Retire I 2045 I -	—	—	—	$1.1M	8.6%
T. Rowe Price TRP Retire I 2035 I -	—	—	—	$717K	5.8%
Fidelity Management Trust Company Fidelity 500 Index Fund -	—	—	—	$709K	5.7%
T. Rowe Price TRP Retire I 2030 I -	—	—	—	$691K	5.6%
American Funds American Funds American Mutual Fund Class R-6 -	—	—	—	$531K	4.3%
T. Rowe Price TRP Retire I 2050 I -	—	—	—	$477K	3.9%
T. Rowe Price TRP Retire I 2060 I -	—	—	—	$412K	3.3%
BlackRock BR Technology Opportunities Class K -	—	—	—	$382K	3.1%
Standard Insurance Company Standard Value Fund II -	—	—	—	$284K	2.3%
T. Rowe Price TRP Retire I 2025 I -	—	—	—	$196K	1.6%
JP Morgan JPM Government Bond Fund Class R6 -	—	—	—	$189K	1.5%
American Century American Century Mid Cap Value Fund R6 Class -	—	—	—	$180K	1.5%
MFS Mid Cap Growth Fund Class R6 -	—	—	—	$175K	1.4%
Notes Receivable from Participants Interest rates ranging from 4.25% to 9.50% with -	—	—	—	$168K	1.4%
Fidelity Management Trust Company Fidelity Global ex U.S. Index Fund -	—	—	—	$140K	1.1%
American Funds American Funds American Balanced Fund Class R-6 -	—	—	—	$128K	1.0%
T. Rowe Price TRP Retire I 2015 I -	—	—	—	$115K	0.9%
QUAZX AB Small Cap Growth Z -	—	—	—	$113K	0.9%
Fidelity Management Trust Company Fidelity U.S. Bond Index Fund -	—	—	—	$92K	0.7%
DFA Real Estate Securities Portfolio Institutional Class -	—	—	—	$87K	0.7%
Vanguard Total World Stock Index Fun Admiral -	—	—	—	$85K	0.7%
Parnassus Core Equity Fund - Investor Shares -	—	—	—	$63K	0.5%
Fidelity Self-directed brokerage accounts -	—	—	—	$63K	0.5%
Templeton Developing Markets Advance -	—	—	—	$54K	0.4%
T. Rowe Price TRP Retire I 2065 I -	—	—	—	$49K	0.4%
Allspring Special Small Cap Value R6 -	—	—	—	$45K	0.4%
Fidelity Management Trust Company Government Money Market K6 -	—	—	—	$42K	0.3%
Fidelity Management Trust Company Fidelity Intl Cap Appreciation K6 -	—	—	—	$35K	0.3%
Fidelity Management Trust Company Fidelity Inflation-Protected Bond Index Fund -	—	—	—	$19K	0.2%
T. Rowe Price TRP Retire I 2020 I -	—	—	—	$12K	0.1%
T. Rowe Price TRP Retire I 2005 I -	—	—	—	$1K	<0.1%