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Original filing (PDF)20251003101507NAL0001259521001
DEFI AUTO, LLC
Form 5500
FILING_RECEIVED
DEFI AUTO, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
525
Accounts w/ balance
674
Plan assets (EOY)
$78.8M
Net assets (EOY)
$78.8M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (10 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DEFI AUTO, LLC.
Plan sponsor
Name
DEFI AUTO, LLC
EIN
23-2765520
Address
1600 SOLANA BLVD. · SUITE 8120 · WESTLAKE, TX · 76262
Phone
(716) 616-5161
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KREISCHER MILLER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $76K | — |
Investments
31 direct securities · 1 pooled fund· $78.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$78.0M
31 holdings
Common Collective Trust
$778K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Fiduciary Trust Company Vanguard Inst Index Fd lnst'I | — | — | — | $12.6M | 16.0% | |
| Vanguard Fiduciary Trust Company Vanguard U.S. Growth Adm | — | — | — | $8.0M | 10.1% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2040 Fund | — | — | — | $7.2M | 9.1% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2035 Fund | — | — | — | $6.1M | 7.8% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2045 Fund | — | — | — | $6.0M | 7.6% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2030 Fund | — | — | — | $5.3M | 6.7% | |
| Vanguard Fiduciary Trust Company Vanguard Wellington Adm | — | — | — | $4.5M | 5.7% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2025 Fund | — | — | — | $4.0M | 5.1% | |
| Vanguard Fiduciary Trust Company Vanguard Small-Cap Gr ldx Adm | — | — | — | $3.2M | 4.0% | |
| Vanguard Fiduciary Trust Company Mid-Cap Index Fund Adm | — | — | — | $2.9M | 3.7% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2050 Fund | — | — | — | $2.8M | 3.6% | |
| Vanguard Fiduciary Trust Company Vanguard Russell 1000 Val Inst | — | — | — | $2.5M | 3.2% | |
| Vanguard Fiduciary Trust Company Total Bond Mkt Index Adm | — | — | — | $2.1M | 2.7% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2055 Fund | — | — | — | $2.1M | 2.7% | |
| Vanguard Fiduciary Trust Company Vanguard lnt'I Growth Adm | — | — | — | $1.8M | 2.3% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2020 Fund | — | — | — | $976K | 1.2% | |
| Vanguard Fiduciary Trust Company Amer Bea Small Cap Val R6 | — | — | — | $807K | 1.0% | |
| Vanguard Fiduciary Trust Company Vanguard Value Index Fund Admiral Shares | — | — | — | $794K | 1.0% | |
| VFTC RETIREMENT SAVINGS TRUST III VANGUARD FIDUCIARY TRUST COMPANY · EIN 38-7041744 / PN 024 | Common Collective Trust | — | — | $778K | 1.0% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement Income | — | — | — | $771K | 1.0% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2060 Fund | — | — | — | $737K | 0.9% | |
| Vanguard Fiduciary Trust Company Vanguard Inflation-Protect Adm | — | — | — | $722K | 0.9% | |
| Vanguard Fiduciary Trust Company Vanguard Intl Value Fund | — | — | — | $674K | 0.9% | |
| Participant loans Interest rates ranging from 5.25% to 10.5% | — | — | — | $642K | 0.8% | |
| Vanguard Fiduciary Trust Company Vanguard Cash Res Fed MM Fund | — | — | — | $316K | 0.4% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2065 Fund | — | — | — | $177K | 0.2% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2070 Fund | — | — | — | $130K | 0.2% | |
| Vanguard Fiduciary Trust Company Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $48K | <0.1% | |
| Vanguard Fiduciary Trust Company Mid-Cap Growth Index Fund Admiral | — | — | — | $45K | <0.1% | |
| Vanguard Fiduciary Trust Company Vanguard Small-Cap Index Fund Admiral Shares | — | — | — | $35K | <0.1% | |
| Vanguard Fiduciary Trust Company Vanguard Mid-Cap Value Index Fund Admiral | — | — | — | $13K | <0.1% | |
| Vanguard Fiduciary Trust Company Emerging Markets Stock Index Fund Admiral Shares | — | — | — | $3K | <0.1% |
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