Back to filter
Original filing (PDF)20250718101021NAL0000706531001
UNIVERSAL PROJECTS INC. T/A ACE DISTRIBUTING
Form 5500
FILING_RECEIVED
UNIVERSAL PROJECTS INC T/A ACE DISTRIBUTING 401(K)PLAN
401(k) retirement plan
Signals · 2
~91 bps in Sched C feesNo recordkeeper disclosed
Active participants
107
Accounts w/ balance
124
Plan assets (EOY)
$4.1M
Net assets (EOY)
$4.1M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 91 bps in Schedule C fees — 75% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNIVERSAL PROJECTS INC. T/A ACE DISTRIBUTING.
Plan sponsor
Name
UNIVERSAL PROJECTS INC. T/A ACE DISTRIBUTING
EIN
23-2576501
Address
100 MIFFLIN DRIVE · WRIGHTSVILLE, PA · 17368
Phone
(717) 755-0774
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KBST&M CERTIFIED PUBLIC ACCOUNTANTS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT PLANS ADMIN SERVICES | 16-1503696 | — | NONE | $37K | — |
Investments
23 direct securities· $4.0M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral | — | — | — | $546K | 13.4% | |
| Vanguard Target Retirement 2035 | — | — | — | $491K | 12.1% | |
| Vanguard Target Retirement 2025 | — | — | — | $442K | 10.9% | |
| Vanguard Target Retirement 2040 | — | — | — | $408K | 10.0% | |
| Vanguard Target Retirement 2030 | — | — | — | $365K | 9.0% | |
| Vanguard Target Retirement 2050 | — | — | — | $341K | 8.4% | |
| Vanguard Target Retirement 2060 | — | — | — | $291K | 7.2% | |
| Vanguard SH Term Inst Grade | — | — | — | $289K | 7.1% | |
| Vanguard Target Retirement 2055 | — | — | — | $280K | 6.9% | |
| Vanguard Target Retirement 2045 | — | — | — | $254K | 6.2% | |
| Vanguard Target Retirement Income | — | — | — | $129K | 3.2% | |
| T. Rowe Price All-Cap Opps Inv | — | — | — | $84K | 2.1% | |
| Vanguard International Growth Admiral | — | — | — | $44K | 1.1% | |
| JPMorgan Value Advantage R6 | — | — | — | $15K | 0.4% | |
| JPMorgan Undisc Mgr Beh Val R6 | — | — | — | $12K | 0.3% | |
| Federated Hermes Cap Preserv Instl | — | — | — | $10K | 0.2% | |
| Vanguard Small-Cap Index Admiral | — | — | — | $8K | 0.2% | |
| Vanguard Target Retirement 2020 | — | — | — | $7K | 0.2% | |
| Pimco Income Instl | — | — | — | $6K | 0.1% | |
| Vanguard Mid-Cap Index Admiral | — | — | — | $4K | <0.1% | |
| Value Line Mid Cap Focused Ins | — | — | — | $3K | <0.1% | |
| Federated Hermes TTL Return BD | — | — | — | $2K | <0.1% | |
| Vanguard Real Estate Index Admiral | — | — | — | $506 | <0.1% |