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Original filing (PDF)20250923140910NAL0014998018001
ILLUMINATIONS INC
Form 5500
FILING_RECEIVED
ILLUMINATIONS INC 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Signals · 1
~99 bps in Sched C fees
Active participants
131
Accounts w/ balance
126
Plan assets (EOY)
$8.5M
Net assets (EOY)
$8.5M
How this plan invests
This plan
1 pooled trust
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 99 bps in Schedule C fees — 91% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ILLUMINATIONS INC.
Plan sponsor
Name
ILLUMINATIONS INC
EIN
23-2519749
Address
1157 PHOENIXVILLE PIKE STE 105 · WEST CHESTER, PA · 193804254
Phone
(610) 325-2220
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ISDANER & COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYCHEX, INC. | 16-1124166 | ROCHESTER, NY | RECORDKEEPER | $18K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES | 04-1097300 | MINNEAPOLIS, MN | ADVISOR | $66K | — |
Investments
25 direct securities · 1 pooled fund· $8.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.8M
25 holdings
Common Collective Trust
$44K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Great Gray CIT III for MetLife Group Annuity Contract No. 25554 CL 25 | — | — | — | $1.6M | 18.7% | |
| American Funds Capital Income Builder Class R-3 | — | — | — | $1.0M | 12.1% | |
| American Funds 2050 Target Date Retirement Fund Class R-3 | — | — | — | $584K | 6.9% | |
| American Funds 2045 Target Date Retirement Fund Class R-3 | — | — | — | $508K | 6.0% | |
| American Funds 2055 Target Date Retirement Fund Class R-3 | — | — | — | $492K | 5.8% | |
| American Funds 2010 Target Date Retirement Fund Class R-3 | — | — | — | $431K | 5.1% | |
| BlackRock Health Sciences Opportunities Portfolio Class R | — | — | — | $409K | 4.8% | |
| American Funds Fundamental Investors Class R-3 | — | — | — | $400K | 4.7% | |
| American Funds 2035 Target Date Retirement Fund Class R-3 | — | — | — | $372K | 4.4% | |
| American Funds Smallcap World Fund Class R-3 | — | — | — | $366K | 4.3% | |
| American Funds 2040 Target Date Retirement Fund Class R-3 | — | — | — | $317K | 3.7% | |
| American Funds 2030 Target Date Retirement Fund Class R-3 | — | — | — | $295K | 3.5% | |
| American Funds American Mutual Fund Class R-3 | — | — | — | $294K | 3.5% | |
| American Funds New World Fund Class R-3 | — | — | — | $285K | 3.4% | |
| American Funds 2025 Target Date Retirement Fund Class R-3 | — | — | — | $190K | 2.2% | |
| Lord Abbett Mid Cap Stock Fund Class R3 | — | — | — | $182K | 2.1% | |
| Fidelity Advisor Health Care Fund - Class I | — | — | — | $172K | 2.0% | |
| American Funds Washington Mutual Investors Fund Class R-3 | — | — | — | $169K | 2.0% | |
| American Funds Investment Company of America Class R-3 | — | — | — | $164K | 1.9% | |
| American Funds 2015 Target Date Retirement Fund Class R-3 | — | — | — | $158K | 1.9% | |
| Notes receivable from participants | — | — | — | $158K | 1.9% | |
| American Funds EuroPacific Growth Fund Class R-3 | — | — | — | $92K | 1.1% | |
| American Funds Intermediate Bond Fund of America Class R-3 | — | — | — | $54K | 0.6% | |
| American Funds 2020 Target Date Retirement Fund Class R-3 | — | — | — | $44K | 0.5% | |
| GREAT GRAY CIT III FOR METLIFE GROU METLIFE FUNDS · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $44K | 0.5% | |
| American Funds The Bond Fund of America Class R-3 | — | — | — | $17K | 0.2% |
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