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Original filing (PDF)20250911103957NAL0000555826001
S&H EXPRESS, INC.
Form 5500
FILING_RECEIVED
S&H EXPRESS EMPLOYEE BENEFIT PROGRAM
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
323
Accounts w/ balance
184
Plan assets (EOY)
$8.5M
Net assets (EOY)
$8.5M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
80
Knocking points off
- No recordkeeper disclosed on Schedule C.
- 57% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for S&H EXPRESS, INC..
Plan sponsor
Name
S&H EXPRESS, INC.
EIN
23-2473758
Address
728 NORTH BROAD STREET · YORK, PA · 17403
Phone
(717) 848-5015
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-11
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
2X · Other multiple-employer DC plan
Audit & trust (Schedule H)
Auditor
EMC CPAS LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHEAST FINANCIAL GROUP, INC. | 23-2946836 | — | NONE | $27K | — |
| NWPS | 91-2090931 | — | NONE | $11K | — |
Investments
26 direct securities · 1 pooled fund· $8.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$7.8M
26 holdings
Common Collective Trust
$686K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Registered Investment Companies Vanguard 500 Index Admiral | — | — | — | $1.6M | 19.3% | |
| Vanguard Balanced Index Admiral | — | — | — | $1.5M | 17.3% | |
| RELIANCE TRUST COMPANY STABLE VALUE RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 002 | Common Collective Trust | — | — | $686K | 8.0% | |
| Vanguard Target Retirement 2035 | — | — | — | $683K | 8.0% | |
| Vanguard Target Retirement 2050 | — | — | — | $615K | 7.2% | |
| Vanguard Target Retirement 2025 | — | — | — | $545K | 6.4% | |
| Vanguard Target Retirement 2030 | — | — | — | $469K | 5.5% | |
| AllianceBernstein AB Large Cap Growth Class Z | — | — | — | $414K | 4.9% | |
| Franklin Templeton Investments Putnam Large Cap Value Class Y | — | — | — | $243K | 2.8% | |
| Vanguard Target Retirement 2045 | — | — | — | $225K | 2.6% | |
| Vanguard Mid-Cap Index Admiral | — | — | — | $214K | 2.5% | |
| Vanguard Target Retirement 2055 | — | — | — | $177K | 2.1% | |
| Federated Hermes Total Return Bond Class R6 | — | — | — | $159K | 1.9% | |
| Participant Loans 4.25% to 9.50% | — | — | — | $141K | 1.7% | |
| MFS International Equity Class R6 | — | — | — | $124K | 1.5% | |
| Vanguard Equity Income Admiral | — | — | — | $122K | 1.4% | |
| Vanguard Target Retirement 2040 | — | — | — | $101K | 1.2% | |
| Fidelity Investments Fidelity Small Cap Index | — | — | — | $99K | 1.2% | |
| Cohen & Steers Cohen & Steers Realty Institutional Shares | — | — | — | $82K | 1.0% | |
| PGIM Investments PGIM High Yield Class Z | — | — | — | $80K | 0.9% | |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity 2 Portfolio Institutional | — | — | — | $74K | 0.9% | |
| Vanguard Target Retirement 2060 | — | — | — | $44K | 0.5% | |
| Vanguard Target Retirement 2020 | — | — | — | $39K | 0.5% | |
| Invesco Main Street Small Cap Class R6 | — | — | — | $36K | 0.4% | |
| Dimensional Fund Advisors DFA Inflation-Protected Securities I | — | — | — | $23K | 0.3% | |
| PGIM Investments PGIM Global Total Return Class R6 | — | — | — | $6K | <0.1% | |
| Vanguard Target Retirement 2065 | — | — | — | $5K | <0.1% |
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