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Original filing (PDF)20251015091204NAL0008789202001
PRL, INC.
Form 5500
FILING_RECEIVED
PRL, INC. 401(K) PLAN
401(k) retirement plan
Active participants
135
Accounts w/ balance
124
Plan assets (EOY)
$7.6M
Net assets (EOY)
$7.6M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (34 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PRL, INC..
Plan sponsor
Name
PRL, INC.
EIN
23-2341561
Address
PO BOX 142 · ATTN JOEL VALIGORSKY · CORNWALL, PA · 17016
Phone
(717) 273-6787
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FIONDELLA, MILONE LASARACINA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $13K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MML INVESTORS SERVICES LLC | — | SPRINFIELD, MA | BROKER/ADVISER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PASI, LLC | — | FARMINGTON, CT | CONTRACT ADMIN | $11K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ENVESTNET RETIREMENT SOLUTIONS, LLC | — | DENVER, CO | OTHER | $1K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $527 | — |
Investments
32 direct securities · 1 pooled fund· $7.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$6.4M
31 holdings
Mutual Funds
$1.1M
1 holding
Common Collective Trust
$138K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds American Funds 2040 Target Date Retire R6 | Mutual Funds | — | — | $1.1M | 14.5% | |
| iShares S&P 500 Index K | — | — | — | $1.1M | 14.3% | |
| American Funds American Funds 2030 Target Date Retire R6 | — | — | — | $1.1M | 13.8% | |
| Empower Mod Profile Fund Inst | — | — | — | $691K | 9.0% | |
| American Funds American Funds 2015 Target Date Retire R6 | — | — | — | $513K | 6.7% | |
| American Funds American Funds 2020 Target Date Retire R6 | — | — | — | $440K | 5.8% | |
| Empower Large Cap Growth Instl | — | — | — | $428K | 5.6% | |
| American Funds American Funds 2060 Target Date Retire R6 | — | — | — | $258K | 3.4% | |
| American Funds American Funds 2035 Target Date Retire R6 | — | — | — | $226K | 3.0% | |
| Empower EI Fixed Account - Series Class I | — | — | — | $226K | 3.0% | |
| American Funds American Funds 2045 Target Date Retire R6 | — | — | — | $212K | 2.8% | |
| Fidelity Mid Cap Index | — | — | — | $180K | 2.4% | |
| American Funds American Funds 2055 Target Date Retire R6 | — | — | — | $176K | 2.3% | |
| American Funds American Funds 2025 Target Date Retire R6 | — | — | — | $149K | 1.9% | |
| BLACKROCK RUSSELL 2000 GROWTH INDEX GREAT GRAY · EIN 84-0467907 / PN 000 | Common Collective Trust | — | — | $138K | 1.8% | |
| American Funds American Funds Strategic Bond R6 | — | — | — | $112K | 1.5% | |
| Fidelity Large Cap Growth Index | — | — | — | $84K | 1.1% | |
| American Funds American Funds 2050 Target Date Retire R6 | — | — | — | $79K | 1.0% | |
| Empower Mod Agg Profile Fund Inst | — | — | — | $77K | 1.0% | |
| American Funds American Funds New World R6 | — | — | — | $71K | 0.9% | |
| Blackrock High Yield Bond Portfolio K | — | — | — | $61K | 0.8% | |
| Fidelity Small Cap Value Index | — | — | — | $51K | 0.7% | |
| iShares MSCI EAFE International Index K | — | — | — | $44K | 0.6% | |
| Empower Multi-Sector Bond Inst | — | — | — | $40K | 0.5% | |
| Fidelity Advisor International Growth Z | — | — | — | $34K | 0.4% | |
| Fidelity Large Cap Value Index | — | — | — | $29K | 0.4% | |
| Dimensional Fund Advisors DFA U.S. Vector Equity I | — | — | — | $18K | 0.2% | |
| JP Morgan JPMorgan US Equity R6 | — | — | — | $16K | 0.2% | |
| Empower Mod Con Profile Fund Inst | — | — | — | $8K | 0.1% | |
| Empower S&P Small Cap 600 Index Inst | — | — | — | $7K | <0.1% | |
| American Funds American Funds 2065 Target Date Retire R6 | — | — | — | $5K | <0.1% | |
| American Funds American Funds Emerging Markets Bd R6 | — | — | — | $5K | <0.1% | |
| Empower Small Cap Growth Instl | — | — | — | $1K | <0.1% |