Original filing (PDF)20250908112525NAL0019375969001

FULTON FINANCIAL CORPORATION

Name: FULTON FINANCIAL CORPORATION — FULTON FINANCIAL AFFILIATES DEFINED BENEFIT PENSION PLAN, Form 5500 (2024)
Creator: FULTON FINANCIAL CORPORATION

Form 5500

FILING_RECEIVED

FULTON FINANCIAL AFFILIATES DEFINED BENEFIT PENSION PLAN

Defined-benefit pension plan

Signals · 1

19 service providers

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$85.6M

Net assets (EOY)

$85.5M

How this plan invests

This plan

161 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

Plan is frozen (1I) — no new benefit accrual.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FULTON FINANCIAL CORPORATION.

Plan sponsor

Name

FULTON FINANCIAL CORPORATION

EIN

23-2195389

Address

P.O. BOX 4887 · LANCASTER, PA · 17604

Phone

(717) 291-2565

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Name

FULTON FINANCIAL CORPORATION

EIN

23-2195389

City

LANCASTER, PA

Phone

(717) 291-2565

Plan characteristics

Plan number

004

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-08

Pension benefit codes

1A · Pay-related DB formula

1I · Frozen plan — no new benefit accrual

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

BDO USA, P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

19 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
CONRAD SIEGEL	23-1669823	HARRISBURG, PA	NONE	$93K	—
FULTON FINANCIAL ADVISORS	23-3037647	—	NONE	$36K	—
BDO USA, LLP	13-5381590	PHILADELPHIA, PA	NONE	$17K	—
DODGE & COX	94-1441976	—	NONE	$0	—
GOLDMAN SACHS ASSET MANAGEMENT, L.P	13-4019460	—	NONE	$0	—
JOHCM (USA) INC.	—	BERWYN, PA	NONE	$0	—
JOHN HANCOCK INVESTMENT MANAGEMENT	04-3483032	—	NONE	$0	—
J.P. MORGAN INVESTMENT MANAGEMENT,	13-2624428	—	NONE	$0	—
HARRIS ASSOCIATES L.P.	04-3276558	—	NONE	$0	—
PRINCIPAL GLOBAL INVESTORS LLC	42-1520346	—	NONE	$0	—
SMEAD CAPITAL MANAGEMENT INC	—	SEATTLE, WA	NONE	$0	—
FEDERATED INVESTMENT MANAGEMENT COM	25-1111467	—	NONE	$0	—
PACIFIC INVESTMENT MANAGEMENT COMPA	95-2632339	—	NONE	$0	—
T. ROWE PRICE ASSOCIATES, INC.	52-2264646	—	NONE	$0	—
CALAMOS ADVISORS LLC	—	NAPERVILLE, IL	NONE	$0	—
FIRST PACIFIC ADVISORS, LP	—	LOS ANGELES, CA	NONE	$0	—
BLACKROCK FUND ADVISORS	51-0318674	—	NONE	$0	—
FIRST TRUST PORTFOLIOS LP	—	WHEATON, IL	NONE	$0	—
SSGA FUNDS MANAGEMENT, INC.	—	BOSTON, MA	NONE	$0	—

Investments

160 direct securities· $82.0M(96% of reported assets)

Uncategorized

$81.5M

158 holdings

Mutual Funds

$480K

1 holding

Common Stocks

$72K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Growth Index Fd Adm Cl	—	—	$2.2M	$6.1M	7.2%
GS Financial Sq Treas Oblig MMF #468 Fst Goldman Sachs Shs	—	—	$5.5M	$5.5M	6.4%
Vanguard Dividend Grth Fd Inv Cl -57	—	—	$3.7M	$4.8M	5.6%
Federated Govt Ultrashort Dur Fd Instl Cl Federal Government Fund# 626	—	—	$4.1M	$4.1M	4.8%
Ishares 7-10 Yr Treasury Bd ETF	—	—	$3.5M	$3.4M	4.0%
Smead Value Fund Y Shs	—	—	$2.0M	$3.0M	3.5%
T Rowe T Rowe Price Instl Floating Rate Fd	—	—	$2.9M	$2.9M	3.3%
JP Morgan JP Morgan Growth Advantage Fnd I Shs	—	—	$1.8M	$2.8M	3.3%
PIMCO Invt Grade Credit Bd Fd Inst Cl-56	—	—	$2.6M	$2.7M	3.1%
Vanguard Instl Index Fd -94	—	—	$2.4M	$2.4M	2.8%
PIMCO Income Fd Instl Shs	—	—	$2.7M	$2.4M	2.8%
JP Morgan Jpmorgan Hedged Eq Fd I Shs	—	—	$1.6M	$2.2M	2.6%
UMB Value Fd CI L -1368	—	—	$1.6M	$2.1M	2.5%
Principal Midcap Fd R-6 Shs	—	—	$1.3M	$2.1M	2.4%
Goldman Sachs Gqg Partners Intl Opport Instl Goldman Sachs Shs	—	—	$1.5M	$1.8M	2.1%
John Hancock John Hancock III Discp Val Mid Cap Fd Cl l	—	—	$1.5M	$1.8M	2.1%
PIMCO Total Return Fund Instl CI -35	—	—	$1.9M	$1.5M	1.8%
Oakmark Intl Fd R6 Shs	—	—	$1.5M	$1.4M	1.7%
Gqg Partners Gqg Partners Emerging Markets Eq Fd Instl Shs	—	—	$832K	$1.1M	1.2%
FPA Crescent Fpa Crescent Fund Instl CI	—	—	$838K	$980K	1.1%
Vanguard Market Neutral Fd Inv Cl	—	—	$836K	$952K	1.1%
Johcm Intr Johcm International Select Fd CI I	—	—	$954K	$952K	1.1%
Calamos Market Neutral Inc Fd I Shares	—	—	$803K	$880K	1.0%
Apple Inc 3,234 Shares	—	—	$316K	$810K	0.9%
US Government US Treas Notes 4.125% 10/31/29	—	—	$788K	$782K	0.9%
Nvidia Corp 5,303 Shares	—	—	$129K	$712K	0.8%
US Government US Treas Notes 4.125% 11/15/27	—	—	$713K	$712K	0.8%
Microsoft Corp 1,545 Shares	—	—	$338K	$651K	0.8%
US Government US Treas Notes 0.625% 07/31/26	—	—	$616K	$589K	0.7%
Dodge & Cox Dodge & Cox Intl Stock Fund -1048	Mutual Funds	—	$428K	$480K	0.6%
US Government US Treas Notes 4.250% 03/15/27	—	—	$451K	$454K	0.5%
Goldman Sachs GS Intl Sm Cap Insight Fd Instl Shs	—	—	$446K	$449K	0.5%
US Government US Treas Notes 4.375% 11/30/28	—	—	$426K	$421K	0.5%
US Government US Treas Notes 4.500% 04/15/27	—	—	$384K	$389K	0.5%
Amazon.Com Inc 1,773 Shares	—	—	$266K	$389K	0.5%
US Government US Treas Notes 4.125% 11/30/31	—	—	$388K	$387K	0.5%
President & Fellows Harvard Clg 4.609% due 02/15/35	—	—	$394K	$382K	0.4%
US Bancorp 2.215% due 01/27/28	—	—	$368K	$350K	0.4%
Bank of America Corp 1.658% due 03/11/27	—	—	$351K	$339K	0.4%
Accenture Cap Inc 4.050% due 10/04/29	—	—	$309K	$301K	0.4%
U.S. Government and Agency Obligations US Government US Treas Notes 3.750% 04/15/26	—	—	$293K	$293K	0.3%
US Government US Treas Notes 3.500% 01/31/28	—	—	$290K	$288K	0.3%
BP Cap Mkts Amer Inc 4.970% due 10/17/29	—	—	$277K	$278K	0.3%
Abbvie Inc 4.800% due 03/15/29	—	—	$277K	$277K	0.3%
Abbvie Inc 1,543 Shares	—	—	$246K	$274K	0.3%
Conocophillips Co 4.700% due 01/15/30	—	—	$277K	$274K	0.3%
Shell Finance US Inc 2.750% due 04/06/30	—	—	$328K	$272K	0.3%
Ishares Semiconducter ETF	—	—	$176K	$266K	0.3%
Meta Platforms Inc Class A 450 Shares	—	—	$196K	$263K	0.3%
Gilead Sciences Inc 2,783 Shares	—	—	$197K	$257K	0.3%
Verizon Communications 6,419 Shares	—	—	$313K	$257K	0.3%
Bristol-Myers Squibb Co 4,445 Shares	—	—	$226K	$251K	0.3%
Enbridge Inc 5,886 Shares	—	—	$224K	$250K	0.3%
US Government US Treas Notes 3.625% 03/31/28	—	—	$253K	$247K	0.3%
Broadcom Inc 1,020 Shares	—	—	$148K	$236K	0.3%
US Government US Treas Notes 3.500% 09/30/29	—	—	$236K	$234K	0.3%
Alphabet Inc Class A 1,226 Shares	—	—	$141K	$232K	0.3%
Trustees of Columbia University in the City of NY 4.355% due 10/01/35	—	—	$243K	$229K	0.3%
US Bancorp 4,707 Shares	—	—	$218K	$225K	0.3%
Philip Morris International Inc 1,869 Shares	—	—	$160K	$225K	0.3%
Tesla Inc 543 Shares	—	—	$150K	$219K	0.3%
Chevron Corp 1,505 Shares	—	—	$235K	$218K	0.3%
Totalenergies SE Spon 3,995 Shares	—	—	$221K	$218K	0.3%
US Government US Treas Notes 4.125% 07/31/28	—	—	$216K	$218K	0.3%
Xcel Energy Inc 3,116 Shares	—	—	$180K	$210K	0.2%
Blackrock Inc 1.900% due 01/28/31	—	—	$242K	$206K	0.2%
US Government US Treas Notes 4.625% 09/30/28	—	—	$200K	$204K	0.2%
Sanofi ADR Spon 4,132 Shares	—	—	$207K	$199K	0.2%
National Grid PLC ADR Spon 3,321 Shares	—	—	$208K	$197K	0.2%
Tc Energy Corp 4,092 Shares	—	—	$167K	$190K	0.2%
Amgen Inc 728 Shares	—	—	$201K	$190K	0.2%
PNC Financial Services Group Inc. 976 Shares	—	—	$164K	$188K	0.2%
Alphabet Inc Class C 955 Shares	—	—	$65K	$182K	0.2%
Home Depot Inc 461 Shares	—	—	$150K	$179K	0.2%
Johnson & Johnson 1,197 Shares	—	—	$193K	$173K	0.2%
Pepsico Inc 1,132 Shares	—	—	$200K	$172K	0.2%
US Government US Treas Notes 0.875% 09/30/26	—	—	$174K	$167K	0.2%
Truist Financial Corp 3,766 Shares	—	—	$186K	$163K	0.2%
US Government US Treas Notes 4.250% 11/15/34	—	—	$168K	$163K	0.2%
Lyondellbasell Industries Class A 2,148 Shares	—	—	$199K	$160K	0.2%
Prologis Inc 1,509 Shares	—	—	$186K	$160K	0.2%
Duke Energy Corp 1,472 Shares	—	—	$134K	$159K	0.2%
Huntington Bancshares Inc OH 9,633 Shares	—	—	$129K	$157K	0.2%
Auto Data Processing 4.450% due 09/09/34	—	—	$159K	$152K	0.2%
Realty Income Corp REIT 2,839 Shares	—	—	$170K	$152K	0.2%
US Government US Treas Notes 3.500% 04/30/28	—	—	$149K	$147K	0.2%
Corporate Obligations (Domestic) Jpmorgan Chase & Co 2.083% due 04/22/26	—	—	$132K	$141K	0.2%
Pfizer Inc 5,291 Shares	—	—	$219K	$140K	0.2%
Bank of Montreal 1,432 Shares	—	—	$134K	$139K	0.2%
Morgan Stanley 1,096 Shares	—	—	$110K	$138K	0.2%
Eli Lilly & Co 177 Shares	—	—	$93K	$137K	0.2%
Jpmorgan Chase 1.578% due 04/22/27	—	—	$141K	$136K	0.2%
US Government US Treas Notes 4.125% 10/31/27	—	—	$136K	$134K	0.2%
American Electric Power Co Inc 1,458 Shares	—	—	$133K	$134K	0.2%
AT&T Inc 5,897 Shares	—	—	$119K	$134K	0.2%
Alexandria Real Estate Equities Inc 1,308 Shares	—	—	$156K	$128K	0.1%
Diageo PLC ADR Spon 989 Shares	—	—	$129K	$126K	0.1%
Visa Inc 395 Shares	—	—	$72K	$125K	0.1%
US Government US Treas Notes 3.500% 09/30/26	—	—	$125K	$124K	0.1%
Comcast Corp 1.500% due 02/15/31	—	—	$149K	$123K	0.1%
Mastercard Inc Class A 230 Shares	—	—	$84K	$121K	0.1%
Entergy Corp 1,594 Shares	—	—	$85K	$121K	0.1%
Coca-Cola Co 1,928 Shares	—	—	$116K	$120K	0.1%
Lockheed Martin Corp 4.700% due 12/15/31	—	—	$121K	$119K	0.1%
Kenvue Inc 5,274 Shares	—	—	$108K	$113K	0.1%
Southern Company 1,338 Shares	—	—	$81K	$110K	0.1%
Costco Wholesale Corp 116 Shares	—	—	$66K	$106K	0.1%
Philip Morris Intl 4.625% due 11/01/29	—	—	$103K	$103K	0.1%
PPL Corp 3,151 Shares	—	—	$99K	$102K	0.1%
Philip Morris Intl 4.875% due 02/15/28	—	—	$99K	$100K	0.1%
Philip Morris Intl 5.750% due 11/17/32	—	—	$96K	$99K	0.1%
Paychex Inc 700 Shares	—	—	$92K	$98K	0.1%
Exxon Mobil Corp 835 Shares	—	—	$100K	$90K	0.1%
Blackrock Inc 2.100% due 02/25/32	—	—	$108K	$90K	0.1%
United Parcel Service Inc Class B 705 Shares	—	—	$127K	$89K	0.1%
First Trust First Trust Cloud Computing ETF	—	—	$65K	$85K	<0.1%
US Government US Treas Notes 4.250% 11/30/26	—	—	$84K	$84K	<0.1%
Williams Cos Inc 1,534 Shares	—	—	$46K	$83K	<0.1%
Jpmorgan Chase 1.040% due 02/04/27	—	—	$83K	$80K	<0.1%
Netflix Inc 88 Shares	—	—	$40K	$78K	<0.1%
First Trust First Trust Nasdaq Cybersecurity ETF	—	—	$50K	$78K	<0.1%
Salesforce.Com Inc 228 Shares	—	—	$48K	$76K	<0.1%
Wec Energy Group Inc 805 Shares	—	—	$70K	$76K	<0.1%
O'Reilly Automotive Inc 62 Shares	—	—	$52K	$74K	<0.1%
Amcor PLC 7,661 Shares	Common Stocks	—	$92K	$72K	<0.1%
Boston Scientific Corp 801 Shares	—	—	$33K	$72K	<0.1%
Blackrock Inc 68 Shares	—	—	$48K	$70K	<0.1%
Canadian Imperial Bank of Commerce Spon 1,084 Shares	—	—	$50K	$69K	<0.1%
Adobe Inc 142 Shares	—	—	$65K	$63K	<0.1%
Cintas Corp 324 Shares	—	—	$38K	$59K	<0.1%
Accenture PLC ADR Class A Spon 167 Shares	—	—	$55K	$59K	<0.1%
Servicenow Inc 53 Shares	—	—	$34K	$56K	<0.1%
Fedex Corp 198 Shares	—	—	$48K	$56K	<0.1%
Zoetis Inc 331 Shares	—	—	$54K	$54K	<0.1%
Merck & Co Inc 541 Shares	—	—	$50K	$54K	<0.1%
Thermo Fisher Scientific Inc 95 Shares	—	—	$55K	$49K	<0.1%
Jefferies Financial Group Inc 613 Shares	—	—	$27K	$48K	<0.1%
Honeywell International Inc 209 Shares	—	—	$45K	$47K	<0.1%
Datadog Inc 325 Shares	—	—	$23K	$46K	<0.1%
United Rentals Inc 59 Shares	—	—	$22K	$42K	<0.1%
Royal Caribbean Cruises LTD 179 Shares	—	—	$28K	$41K	<0.1%
Dell Technologies Inc 329 Shares	—	—	$23K	$38K	<0.1%
Materials Select Materials Select Sector Spdr Fd ETF	—	—	$36K	$37K	<0.1%
Booking Holdings Inc 7 Shares	—	—	$10K	$35K	<0.1%
TJX Cos Inc 285 Shares	—	—	$21K	$34K	<0.1%
Johnson Controls Intl PLC ADR 425 Shares	—	—	$26K	$34K	<0.1%
Target Corp Com 245 Shares	—	—	$41K	$33K	<0.1%
Monday.Com LTD 128 Shares	—	—	$28K	$30K	<0.1%
Deere & Co 67 Shares	—	—	$27K	$28K	<0.1%
Waste Management Inc 132 Shares	—	—	$22K	$27K	<0.1%
Workday Inc 101 Shares	—	—	$17K	$26K	<0.1%
Ally Finl Inc 709 Shares	—	—	$28K	$26K	<0.1%
Energy Select Energy Select Sector Spdr ETF	—	—	$24K	$24K	<0.1%
Lam Research Corporation 319 Shares	—	—	$25K	$23K	<0.1%
Constellation Brands Inc 103 Shares	—	—	$25K	$23K	<0.1%
Textron Inc 280 Shares	—	—	$19K	$21K	<0.1%
Rtx Corp 135 Shares	—	—	$11K	$16K	<0.1%
Lockheed Martin Corp 31 Shares	—	—	$12K	$15K	<0.1%
Kimberly-Clark Corp 109 Shares	—	—	$14K	$14K	<0.1%
Match Grp Inc 409 Shares	—	—	$14K	$13K	<0.1%