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Original filing (PDF)20250929081835NAL0004907043001
AMBASSADOR HOME IMPROVEMENTS, INC.
Form 5500
FILING_RECEIVED
AMBASSADOR HOME IMPROVEMENTS, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
30% in single holding
Active participants
288
Accounts w/ balance
188
Plan assets (EOY)
$12.9M
Net assets (EOY)
$12.9M
How this plan invests
This plan
15 pooled trusts
Schedule D
14 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "[DFE: AB MULTI-MANAGER RETIREMENT TRUST 2040 FUND (W SERIES) (extraction pending)]" is 30% of plan.
- 53 bps in Schedule C fees — 83% above peer band of 29 bps.
- 65% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMBASSADOR HOME IMPROVEMENTS, INC..
Plan sponsor
Name
AMBASSADOR HOME IMPROVEMENTS, INC.
EIN
23-2076387
Address
4856 CARLISLE PIKE · MECHANICSBURG, PA · 17050
Phone
(717) 857-7238
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BOYER & RITTER LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $30K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLIANCEBERNSTEIN LP | — | NASHVILLE, TN | INVESTMENT ADVISOR | $38K | — |
Investments
15 pooled funds· $11.4M(88% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AB MULTI-MGR RET TRUST 2040 W-SERIE GREAT GRAY · EIN 38-4116849 / PN 544 | Common Collective Trust | — | — | $3.5M | 26.7% | |
| AB MULTI-MGR RET TRUST 2045 W-SERIE GREAT GRAY · EIN 38-4116850 / PN 545 | Common Collective Trust | — | — | $2.0M | 15.6% | |
| AB MULTI-MGR RET TRUST 2035 W-SERIE GREAT GRAY · EIN 38-4116848 / PN 543 | Common Collective Trust | — | — | $2.0M | 15.3% | |
| AB US LARGE CAP GROWTH CIT W SERIES GREAT GRAY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | $831K | $1.2M | 9.6% | |
| AB MULTI-MGR RET TRUST 2055 W-SERIE GREAT GRAY · EIN 38-4116852 / PN 547 | Common Collective Trust | — | — | $852K | 6.6% | |
| AB MULTI-MGR RET TRUST 2050 W-SERIE GREAT GRAY · EIN 38-4116851 / PN 546 | Common Collective Trust | — | — | $489K | 3.8% | |
| AB MULTI-MGR RET TRUST 2030 W-SERIE GREAT GRAY · EIN 38-4116847 / PN 542 | Common Collective Trust | — | — | $445K | 3.4% | |
| AB MULTI-MGR RET TRUST 2025 W-SERIE GREAT GRAY · EIN 38-4116846 / PN 541 | Common Collective Trust | — | — | $369K | 2.8% | |
| AB US SMALL AND MID CAP VAL W SERIE GREAT GRAY · EIN 38-4116868 / PN 532 | Common Collective Trust | — | — | $264K | 2.0% | |
| AB MULTI-MGR RET TRUST 2060 W-SERIE GREAT GRAY · EIN 38-4116853 / PN 548 | Common Collective Trust | — | — | $226K | 1.7% | |
| AB US SMALL AND MID CAP GR W SERIES GREAT GRAY · EIN 38-4116871 / PN 536 | Common Collective Trust | — | — | $35K | 0.3% | |
| AB MULTI-MGR RET ALLOC TRUST W-SERI GREAT GRAY · EIN 38-4116842 / PN 000 | Common Collective Trust | — | — | $13K | 0.1% | |
| AB MULTI-MGR RET TRUST 2020 W-SERIE GREAT GRAY · EIN 38-4116845 / PN 540 | Common Collective Trust | — | — | $4K | <0.1% | |
| PGIM TOTAL RETURN FUND CIT FEE CLAS GREAT GRAY · EIN 38-4097323 / PN 471 | Common Collective Trust | — | — | $401 | <0.1% | |
| AB MULTI-MGR RET TRUST 2010 W-SERIE GREAT GRAY · EIN 38-4116843 / PN 538 | Common Collective Trust | — | — | $0 | <0.1% |