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Original filing (PDF)20250903143718NAL0015296721001
UNITED STEELWORKERS LOCAL 286 SEVERANCE/ 401(K) PLAN
Form 5500
FILING_RECEIVED
UNITED STEELWORKERS LOCAL 286 SEVERANCE/401 (K) PLAN
401(k) retirement plan
Signals · 3
~181 bps in Sched C feesNo recordkeeper disclosed10 service providers
Active participants
2,056
Accounts w/ balance
3,015
Plan assets (EOY)
$42.1M
Net assets (EOY)
$42.0M
How this plan invests
This plan
2 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 181 bps in Schedule C fees — 524% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED STEELWORKERS LOCAL 286 SEVERANCE/ 401(K) PLAN.
Plan sponsor
Name
UNITED STEELWORKERS LOCAL 286 SEVERANCE/ 401(K) PLAN
DBA
BOARD OF TRUSTEES
EIN
23-2059315
Address
410 N. 8TH STREET · PHILADLEPHIA, PA · 191233903
Phone
(215) 829-9212
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-03
Pension benefit codes
2C · Money purchase (other than target benefit)
2E · Profit-sharing
2H · Partial participant-directed accounts
2J · 401(k) feature
Audit & trust (Schedule H)
Auditor
NOVAK FRANCELLA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
10 rowsOther
10| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USW DISTRICT 10 LOCAL 286 UNION | 23-0724665 | — | SPONSORING LABOR ORG. | $505K | — |
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | NONE | $113K | — |
| NOVAK FRANCELLA LLC | 61-1436956 | — | NONE | $45K | — |
| FOSTER & FOSTER, INC. | 59-1921114 | — | NONE | $26K | — |
| SPEAR WILDERMAN, P.C. | 23-2749511 | — | NONE | $25K | — |
| LITTLER MENDELSON, P.C. | 94-2602731 | — | NONE | $25K | — |
| MORGAN STANLEY SMITH BARNEY | 13-2655998 | — | NONE | $13K | — |
| XPAN LAW PARTNERS, LLC | 81-5145649 | — | NONE | $11K | — |
| CARLO SIMONE, III | 23-0724665 | — | EMPLOYEE | $0 | — |
| NATIONAL FINANCIAL SERVICES | 04-3523567 | — | NONE | $0 | — |
Investments
23 direct securities · 2 pooled funds· $43.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$39.4M
23 holdings
Common Collective Trust
$4.1M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2025 Fund C1R 300,190 | — | — | — | $4.8M | 11.5% | |
| T. Rowe Price Retirement 2030 Fund C1R 187,213 | — | — | — | $4.7M | 11.1% | |
| Eaton Vance SMID 101,150 | — | — | — | $3.5M | 8.3% | |
| T. Rowe Price Retirement 2035 Fund C1R 142,307 | — | — | — | $2.9M | 6.9% | |
| T. Rowe Price Retirement 2020 Fund C1R 155,587 | — | — | — | $2.8M | 6.7% | |
| T. Rowe Price Retirement 2040 Fund C1R 93,844 | — | — | — | $2.8M | 6.6% | |
| PUTNAM STABLE VALUE FUND PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $2.2M | 5.2% | |
| T. Rowe Price Retirement Balanced Fund C1R 158,694 | — | — | — | $2.1M | 5.0% | |
| Putnam Stable Value Fund - participant directed 2,089,494 | — | — | — | $2.1M | 5.0% | |
| T. Rowe Price Retirement 2050 Fund C1R 111,656 | — | — | — | $2.1M | 4.9% | |
| T. Rowe Price Retirement 2045 Fund C1R 87,726 | — | — | — | $1.9M | 4.5% | |
| PUTNAM S&P 500 INDEX FUND PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-2884233 / PN 201 | Common Collective Trust | — | — | $1.9M | 4.5% | |
| T. Rowe Price Retirement 2015 Fund C1R 126,548 | — | — | — | $1.6M | 3.7% | |
| T. Rowe Price Retirement 2055 Fund C1R 80,145 | — | — | — | $1.6M | 3.7% | |
| MFS Moderate Allocation Fund, Class R2 71,811 | — | — | — | $1.3M | 3.2% | |
| MFS Growth Allocation Fund, Class R2 41,481 | — | — | — | $969K | 2.3% | |
| T. Rowe Price Retirement 2060 Fund C1R 56,962 | — | — | — | $927K | 2.2% | |
| JP Morgan Large Cap Growth R6 10,885 | — | — | — | $912K | 2.2% | |
| T. Rowe Price Retirement 2065 Fund C1R 45,558 | — | — | — | $581K | 1.4% | |
| Putnam Equity Income Account 16,830 | — | — | — | $580K | 1.4% | |
| Participant loans 4.25-9.50 % 3/2025-11/2029 | — | — | — | $443K | 1.1% | |
| Lord Abbett Total Return Fund 44,678 | — | — | — | $386K | 0.9% | |
| MFS Conservative Allocation Fund, Class R2 21,533 | — | — | — | $338K | 0.8% | |
| Putnam Stable Value Fund - non participant directed | — | — | $97K | $97K | 0.2% | |
| American Funds EuroPacific GR R6 1,178 | — | — | — | $63K | 0.2% |