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Original filing (PDF)20250729120828NAL0001302099001
URBAN OUTFITTERS, INC.
Form 5500
FILING_RECEIVED
URBAN OUTFITTERS, INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
24,239
Accounts w/ balance
7,469
Plan assets (EOY)
$419.8M
Net assets (EOY)
$418.3M
How this plan invests
This plan
18 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 13 bps in Schedule C fees — modestly above peer band of 10 bps.
- Only 31% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for URBAN OUTFITTERS, INC..
Plan sponsor
Name
URBAN OUTFITTERS, INC.
EIN
23-2003332
Address
5000 S BROAD STREET · PHILADELPHIA, PA · 19112
Phone
(215) 454-5500
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3H · Sponsor in controlled / affiliated group
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $395K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $83K | — |
| MERCER INVESTMENTS LLC | 30-0282430 | — | CONSULTANT | $52K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
10 direct securities · 18 pooled funds· $560.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$381.9M
18 holdings
Uncategorized
$178.9M
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD TARGET 2050 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $68.4M | 16.3% | |
| JP Morgan U.S. Active Core Equity Fund Common Collective Trust | — | — | — | $64.5M | 15.4% | |
| JPMCB US ACT CORE CF JPMORGAN CHASE BANK, N.A. · EIN 13-4043928 / PN 001 | Common Collective Trust | — | — | $64.5M | 15.4% | |
| Spartan Total Market Index Pool Class C Common Collective Trust | — | — | — | $49.6M | 11.8% | |
| SP TTL MRKT IDX CL C GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 002 | Common Collective Trust | — | — | $49.6M | 11.8% | |
| VANGUARD TARGET 2055 VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $48.2M | 11.5% | |
| VANGUARD TARGET 2060 VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $27.5M | 6.6% | |
| VANGUARD TARGET 2040 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $25.6M | 6.1% | |
| VANGUARD TARGET 2045 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $21.0M | 5.0% | |
| William Blair Small-Mid Cap Growth Fund Common Collective Trust | — | — | — | $16.5M | 3.9% | |
| WB SM MD CP CORE 2 GLOBAL TRUST COMPANY · EIN 27-6331814 / PN 016 | Common Collective Trust | — | — | $16.5M | 3.9% | |
| Urban Outfitters, Inc Common Stock Fund | — | — | — | $16.2M | 3.9% | |
| VANGUARD TARGET 2035 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $11.3M | 2.7% | |
| Galliard Stable Return Fund E Common Collective Trust | — | — | — | $10.6M | 2.5% | |
| GALLIARD STBLE RTN E WELLS FARGO BANK, N.A. · EIN 52-2250951 / PN 001 | Common Collective Trust | — | — | $10.6M | 2.5% | |
| VANGUARD TARGET 2030 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $10.2M | 2.4% | |
| American Funds Euro Pacific Growth Fund Mutual Fund | — | — | — | $9.4M | 2.2% | |
| SP INTL INDEX C GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 011 | Common Collective Trust | — | — | $9.1M | 2.2% | |
| Vanguard Total Bond Market Fund Mutual Fund | — | — | — | $7.3M | 1.7% | |
| VANGUARD TARGET 2065 VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $6.5M | 1.5% | |
| maturities through August 2039 | — | — | — | $4.0M | 1.0% | |
| PRU CORE PL BD CL 5 PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 165 | Common Collective Trust | — | — | $3.9M | 0.9% | |
| VANGUARD TARGET INC VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $3.6M | 0.8% | |
| VANGUARD TARGET 2020 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $2.9M | 0.7% | |
| VANGUARD TARGET 2025 VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $2.5M | 0.6% | |
| Vanguard Inflation Protected Securities Fund Mutual Fund | — | — | — | $885K | 0.2% | |
| VANGUARD TARGET 2070 VANGUARD FIDUCIARY TRUST COMPANY · EIN 88-6095930 / PN 001 | Common Collective Trust | — | — | $158K | <0.1% | |
| Fidelity Cash Reserves Fund Interest-Bearing Deposits | — | — | — | $2K | <0.1% |