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Original filing (PDF)20251015141149NAL0002426099001
YOUTH ADVOCATE PROGRAMS, INC.
Form 5500
FILING_RECEIVED
YOUTH ADVOCATE PROGRAMS, INC. 403(B) PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,968
Accounts w/ balance
340
Plan assets (EOY)
$11.6M
Net assets (EOY)
$11.6M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 56 bps in Schedule C fees — 94% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 11% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for YOUTH ADVOCATE PROGRAMS, INC..
Plan sponsor
Name
YOUTH ADVOCATE PROGRAMS, INC.
EIN
23-1977514
Address
3899 NORTH FRONT STREET · HARRISBURG, PA · 17110
Phone
(717) 232-7580
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FULTON BANK N.A. | 23-1928421 | — | NONE | $65K | — |
Investments
29 direct securities· $11.1M(96% of reported assets)
Uncategorized
$9.7M
28 holdings
Mutual Funds
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Mid Cap Index Admiral N/R | — | — | — | $1.5M | 13.0% | |
| Vanguard 500 Index Admiral N/R | Mutual Funds | — | — | $1.5M | 12.7% | |
| T Rowe Price T Rowe Price Retirement 2040 Fd N/R | — | — | — | $1.2M | 10.1% | |
| T Rowe Price T Rowe Price Retirement 2030 Fd N/R | — | — | — | $1.1M | 9.9% | |
| JP Morgan JP Morgan Large Cap Growth Fd R6 N/R | — | — | — | $974K | 8.4% | |
| T Rowe Price T Rowe Price Retirement 2045 Fd N/R | — | — | — | $649K | 5.6% | |
| T Rowe Price T Rowe Price Retirement 2050 Fd N/R | — | — | — | $623K | 5.4% | |
| T Rowe Price T Rowe Price Retirement 2035 Fd N/R | — | — | — | $441K | 3.8% | |
| Vanguard Small Cap Index Admiral N/R | — | — | — | $401K | 3.5% | |
| T Rowe Price T Rowe Price Retirement 2055 Fd N/R | — | — | — | $372K | 3.2% | |
| Goldman Sachs GQG Partners Intl Opport Instl N/R | — | — | — | $354K | 3.1% | |
| Goldman Sachs Goldman Sachs Fin Sq Government Fund N/R | — | — | — | $308K | 2.7% | |
| JP Morgan JP Morgan Mid Cap Grth Fd R6 N/R | — | — | — | $305K | 2.6% | |
| Federated Total Return Bd Fd N/R | — | — | — | $246K | 2.1% | |
| T Rowe Price T Rowe Price Retirement 2060 Fd N/R | — | — | — | $233K | 2.0% | |
| T Rowe Price T Rowe Price Retirement 2025 Fd N/R | — | — | — | $223K | 1.9% | |
| T Rowe Price T Rowe Price Retirement 2020 Fd N/R | — | — | — | $152K | 1.3% | |
| T Rowe Price T Rowe Price Retirement 2010 Fd N/R | — | — | — | $136K | 1.2% | |
| Vanguard Developed Mkts Idx Fd N/R | — | — | — | $73K | 0.6% | |
| Goldman Sachs GQG Partners Emerging Markets Eq Fd N/R | — | — | — | $71K | 0.6% | |
| Nationwide Geneva Sm Cap Growth Fd N/R | — | — | — | $67K | 0.6% | |
| Applied Finance Select Fd N/R | — | — | — | $51K | 0.4% | |
| Fuller and Thaler Fuller and Thaler Behavioral Mid-Cap N/R | — | — | — | $49K | 0.4% | |
| Vanguard Total Bd Mkt Idx Fd N/R | — | — | — | $43K | 0.4% | |
| Lord Abbett Lord Abbett Short Dur Inc. Fd N/R | — | — | — | $36K | 0.3% | |
| Goldman Sachs GS Intl Sm Cap Insight Fd N/R | — | — | — | $17K | 0.1% | |
| T Rowe Price T Rowe Price Retirement 2015 Fd N/R | — | — | — | $17K | 0.1% | |
| Goldman Sachs Goldman Sach Fin Sq Treasury Instl N/R | — | — | — | $13K | 0.1% | |
| Vanguard Sm Cap Val Idx Fd Adm N/R | — | — | — | $13K | 0.1% |
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