Original filing (PDF)20241014153119NAL0015213043001

Tom Masano, Inc.

Name: Tom Masano, Inc. — Tom Masano, Inc. 401(k) Salary, Form 5500 (2023)
Creator: Tom Masano, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Tom Masano, Inc. 401(k) Salary Deferral Plan

401(k) retirement plan · Tom Masano, Inc.'s Tom Masano, Inc. 401(k) Salary Deferral Plan held $14.3M in plan assets for 256 participants in 2023, with Principal as recordkeeper.

Signals · 3

Late participant contributions16% employer stockCorrective distributions issued

Active participants

256

Accounts w/ balance

266

Plan assets (EOY)

$14.3M

Net assets (EOY)

$14.3M

How this plan invests

This plan

1 pooled trust

Schedule D

12 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 0K (0% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (15th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for TOM MASANO, INC..

Plan sponsor

Name

TOM MASANO, INC.

EIN

23-1746978all filings

Address

815 LANCASTER AVENUE · READING, PA · 196070590

Phone

(610) 777-6587

Industry

Retail Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-01-01

Tax period

2023-12-31

Filed

2024-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$84K	—

Investment manager

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L	36-4317381	—	INV ADV, PARTICIPANTS	$0	—

Investments

12 direct securities · 1 pooled fund· $14.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$6.9M

6 holdings

Common Collective Trusts

$2.8M

3 holdings

Other securities

$2.3M

2 holdings

Common Stocks

$2.2M

1 holding

Common Collective Trust

1 holding

					% of plan
Registered Investment Companies American Funds American Balanced Fund - R6	Mutual Funds	—	—	$2.4M	16.8%
TCW Group Met West Total Return Bond Fund Cl I	Common Stocks	—	—	$2.2M	15.5%
Vanguard 500 Index FD-ADM	Common Collective Trusts	—	—	$2.1M	14.9%
American Funds American EuroPacific Growth R6	Mutual Funds	—	—	$2.1M	14.8%
Guaranteed Annuity Contract * The Principal Life Insurance Compan Principal Fixed Income Guaranteed Option	Other securities	—	—	$1.9M	13.0%
Vanguard Small Cap Index FD-ADM	Mutual Funds	—	—	$1.2M	8.3%
Vanguard INF Tech IDX-ADM	Common Collective Trusts	—	—	$516K	3.6%
T. Rowe Price T. Rowe Price Blue Chip Growth	Other securities	—	—	$495K	3.5%
Invesco Ltd. Invesco Real Estate Fund R6	Mutual Funds	—	—	$482K	3.4%
Vanguard Mid Cap Index-ADM	Mutual Funds	—	—	$416K	2.9%
MFS Value Fund R6	Mutual Funds	—	—	$341K	2.4%
Vanguard Healthcare IDX ADM CL	Common Collective Trusts	—	—	$138K	1.0%
GALLIARD STABLE RETURN PN SEI TRUST COMPANY · EIN 41-6202499 / PN 001	Common Collective Trust	—	—	$0	<0.1%