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Original filing (PDF)20251014145805NAL0003093633001
ESSENTIAL UTILITIES, INC.
Form 5500
FILING_RECEIVED
ESSENTIAL UTILITIES, INC. PENSION PLAN
Defined-benefit pension plan
Signals · 1
7 service providers
Active participants
468
Accounts w/ balance
—
Plan assets (EOY)
$299.4M
Net assets (EOY)
$299.3M
How this plan invests
This plan
16 pooled trusts
Schedule D
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 57 bps in Schedule C fees — 473% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ESSENTIAL UTILITIES, INC..
Plan sponsor
Name
ESSENTIAL UTILITIES, INC.
EIN
23-1702594
Address
762 WEST LANCASTER AVENUE · BRYN MAWR, PA · 190103489
Phone
(610) 525-1400
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
1A · Pay-related DB formula
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SCHNEIDER DOWNS & CO., INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | RECORDKEEPER | $1.3M | — |
Other
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE BANK OF NEW YORK MELLON | 13-5160382 | — | NONE | $305K | — |
| SCHNEIDER DOWNS & CO. INC. | 25-1408730 | — | NONE | $53K | — |
| STATE STREET GLBAL ADVISR TRUST CO | 81-4017137 | — | NONE | $22K | — |
| BLACKROCK INSTITUTIONAL TRUST CO. | 94-3112180 | — | NONE | $12K | — |
| LGIMA | 20-8058531 | — | NONE | $8K | — |
| GOLDMAN SACHS ASSETS MANAGEMENT L.P | 13-3575636 | — | NONE | $8K | — |
Investments
9 direct securities · 16 pooled funds· $381.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$261.5M
15 holdings
Uncategorized
$105.1M
9 holdings
103-12 Investment Entity
$15.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SSGA INTERMEDIATE GOV INDEX NL FUND STATE ST GLOBAL ADVISORS TRUST CO · EIN 04-0025081 / PN 144 | Common Collective Trust | — | $60.4M | $62.9M | 21.0% | |
| SSGA Long US Gov Bond Index Collective Trust | — | — | $57.8M | $58.6M | 19.6% | |
| STATE STREET LNG US GOV BND INDX NL STATE ST GLOBAL ADVISORS TRUST CO · EIN 04-0025081 / PN 142 | Common Collective Trust | — | — | $58.6M | 19.6% | |
| WTW GROUP TRUST DIVRSFD CREDIT FUND TOWERS WATSON INV. SERVS, INC. · EIN 82-6695738 / PN 001 | Common Collective Trust | — | $28.7M | $38.1M | 12.7% | |
| WTW GROUP TRUST REAL ASSETS FUND TOWERS WATSON INV. SERVS, INC. · EIN 82-6695738 / PN 005 | Common Collective Trust | — | $26.6M | $34.5M | 11.5% | |
| WTW GROUP TRUST LONG CREDIT FUND TOWERS WATSON INV. SERVS, INC. · EIN 82-6695738 / PN 004 | Common Collective Trust | — | $22.3M | $24.6M | 8.2% | |
| WTW LIQUID DIVERSIFIERS FUND, LTD. TOWERS WATSON INV. SERVS, INC. · EIN 98-1773982 / PN 001 | 103-12 Investment Entity | — | $13.6M | $15.3M | 5.1% | |
| Essential Utilities, Inc. Equities | — | — | $4.2M | $13.7M | 4.6% | |
| L&G MSCVI ACWI COLLECTIVE INVSTMT L&G INVESTMENT MGMT AMERICA · EIN 35-7085469 / PN 011 | Common Collective Trust | — | $4.8M | $8.7M | 2.9% | |
| 10-Year BlackRock ICS US Treasury Fund Collective Trust | — | — | $18.0M | $7.4M | 2.5% | |
| TREASURY US 10 YR KEY RATE DURATION BLACKROCK INSTITUTIONAL TRUST COMPANY · EIN 47-4226866 / PN 001 | Common Collective Trust | — | — | $7.4M | 2.5% | |
| EB TEMP INV FUND OF THE BNYM THE BANK OF NEW YORK MELLON · EIN 25-6078093 / PN 023 | Common Collective Trust | — | $6.3M | $6.3M | 2.1% | |
| 15-Year BlackRock ICS US Treasury Fund Collective Trust | — | — | $18.9M | $6.1M | 2.0% | |
| TREASURY US 15 YR KEY RATE DURATION BLACKROCK INSTITUTIONAL TRUST COMPANY · EIN 45-3856099 / PN 001 | Common Collective Trust | — | — | $6.1M | 2.0% | |
| Towers Watson Diversifying Collective Trust | — | — | $4.7M | $5.0M | 1.7% | |
| WTW Liquid Diversifiers Fund Nov 2024 Collective Trust | — | — | $4.0M | $4.1M | 1.4% | |
| WTW GROUP TRUST GLOBL EQTY FOCUS FD TOWERS WATSON INV. SERVS, INC. · EIN 82-6695738 / PN 003 | Common Collective Trust | — | — | $4.1M | 1.4% | |
| 5-Year BlackRock ICS US Treasury Fund Collective Trust | — | — | $4.8M | $4.1M | 1.4% | |
| TREASURY US 5 YR KEY RATE DURATION BLACKROCK INSTITUTIONAL TRUST COMPANY · EIN 47-4104495 / PN 001 | Common Collective Trust | — | — | $4.1M | 1.4% | |
| 25+ Year BlackRock ICS US Treasury Fund Collective Trust | — | — | $4.6M | $3.5M | 1.2% | |
| TREASURY US 25 YR KEY RATE DURATION BLACKROCK INSTITUTIONAL TRUST COMPANY · EIN 45-3856224 / PN 001 | Common Collective Trust | — | — | $3.5M | 1.2% | |
| 20-Year BlackRock ICS US Treasury Fund Collective Trust | — | — | $7.9M | $2.6M | 0.9% | |
| TREASURY US 20 YR KEY RATE DURATION BLACKROCK INSTITUTIONAL TRUST COMPANY · EIN 45-3856189 / PN 001 | Common Collective Trust | — | — | $2.6M | 0.9% | |
| GOLDMAN SACHS COLL TRUST LONG TREAS GOLDMAN SACHS · EIN 13-4166989 / PN 030 | Common Collective Trust | — | — | $0 | <0.1% | |
| WTW GROUP TRUST LONG CREDIT FUND TOWERS WATSON INV. SERVS, INC. · EIN 82-6695738 / PN 004 | Common Collective Trust | — | — | $0 | <0.1% |
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