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Original filing (PDF)20250708093826NAL0010884418001

LOBAR, INC.

Form 5500
FILING_RECEIVED
LOBAR, INC. HEALTH AND WELFARE BENEFIT PLAN
Health & welfare plan
Signals · 3
No auditor on fileNo recordkeeper disclosed6 service providers
Active participants
224
Accounts w/ balance
Plan assets (EOY)
Net assets (EOY)
Plan health score (directional)
75
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
60
Concentration risk
75
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
  • No independent qualified public accountant (IQPA) named.
  • No recordkeeper disclosed on Schedule C.
Helping the score
  • Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
  • No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LOBAR, INC..
Plan sponsor
Name
LOBAR, INC.
EIN
23-1688154
Address
PO BOX 50 · DILLSBURG, PA · 17019
Phone
(717) 432-9728
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-08
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4L · Death Benefits (other than life insurance)
4Q · Other
Audit & trust (Schedule H)
Auditor
Trustee / custodian
Trustee phone

Service providers (Schedule C)

6 rows
Broker
1
NameEINLocationRelationDirect compIndirect comp
AP BENEFIT ADVISORS LLC30-0837157BROKER$26K
TPA / Administrator
3
NameEINLocationRelationDirect compIndirect comp
LUMINARE HEALTH BENEFITS INC.35-1846036MEDICAL TPA$63K
HIGHMARK INC.23-1294723TPA$22K
MULTIPLAN INC.13-3068979TPA$8K
Other
2
NameEINLocationRelationDirect compIndirect comp
AP BENEFIT ADVISORS, LLC30-0837157CONSULTING FEES$12K
BHSBALTIMORE, MDEAP FEES$6K

Investments

The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.

See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.