Original filing (PDF)20250728120031NAL0000746115001

LOBAR, INC.

Name: LOBAR, INC. — LOBAR RETIREMENT PLAN, Form 5500 (2024)
Creator: LOBAR, INC.

Form 5500

FILING_RECEIVED

LOBAR RETIREMENT PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

254

Accounts w/ balance

273

Plan assets (EOY)

$28.2M

Net assets (EOY)

$28.2M

How this plan invests

This plan

44 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

36 bps in Schedule C fees — modestly above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LOBAR, INC..

Plan sponsor

Name

LOBAR, INC.

EIN

23-1688154

Address

1 OLD MILL ROAD · DILLSBURG, PA · 170191608

Phone

(717) 432-9728

Industry

Constructionsee all

Plan administrator

Name

LOBAR, INC.

EIN

23-1688154

City

DILLSBURG, PA

Phone

(717) 432-9728

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-28

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

MARTIN M. SACKS & ASSOCIATES

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN RETIREMENT SERVICES	35-0472300	FORT WAYNE, IN	SERVICE PROVIDER	$98K	—
PA RETIREMENT SOLUTIONS, INC.	27-2487837	HARRISBURG, PA	SERVICE PROVIDER	$3K	—

Investments

43 direct securities· $28.2M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
YourPath American Funds 2035 Moderate Mutual Fund	—	—	—	$5.8M	20.7%
YourPath American Funds 2040 Moderate Mutual Fund	—	—	—	$5.3M	18.9%
YourPath American Funds 2045 Moderate Mutual Fund	—	—	—	$2.6M	9.2%
YourPath American Funds 2025 Moderate Mutual Fund	—	—	—	$2.4M	8.6%
YourPath American Funds 2030 Moderate Mutual Fund	—	—	—	$2.2M	7.7%
YourPath American Funds 2050 Moderate Mutual Fund	—	—	—	$1.5M	5.2%
YourPath American Funds 2055 Moderate Mutual Fund	—	—	—	$1.4M	5.0%
YourPath American Funds Income Growth Mutual Fund 314 * YourPath American Funds 2015 Moderate Mutual Fund	—	—	—	$773K	2.7%
YourPath American Funds 2065 Moderate Mutual Fund	—	—	—	$722K	2.6%
YourPath American Funds 2060 Moderate Mutual Fund	—	—	—	$683K	2.4%
YourPath American Funds 2020 Moderate Mutual Fund	—	—	—	$450K	1.6%
Lincoln Stable Value Account Group Annuity Contract	—	—	—	$447K	1.6%
JP Morgan Large Cap Growth Fund R6 Mutual Fund	—	—	—	$432K	1.5%
Vanguard 500 Index Admiral Fund Mutual Fund	—	—	—	$347K	1.2%
Vanguard Real Estate Index Admiral Fund Mutual Fund	—	—	—	$287K	1.0%
Vanguard Mid Cap Growth Index Admiral Fund Mutual Fund	—	—	—	$255K	0.9%
Vanguard High Yield Corporate Admiral Fund Mutual Fund	—	—	—	$234K	0.8%
American Funds Washington Mutual Investors R6 Mutual Fund	—	—	—	$224K	0.8%
Vanguard Lifestrategy Growth Investor Fund Mutual Fund	—	—	—	$220K	0.8%
PIMCO Income Institutional Fund Mutual Fund	—	—	—	$181K	0.6%
Vanguard Small Cap Growth Index Admiral Fund Mutual Fund	—	—	—	$180K	0.6%
Vanguard Small Cap Value Index Admiral Fund Mutual Fund	—	—	—	$150K	0.5%
Vanguard Mid Cap Value Index Admiral Fund Mutual Fund	—	—	—	$142K	0.5%
Vanguard International Growth Admiral Fund Mutual Fund	—	—	—	$118K	0.4%
Vanguard Inflation Protected Securities Admiral Fund Mutual Fund	—	—	—	$118K	0.4%
PIMCO Short-Term Institutional Fund Mutual Fund	—	—	—	$114K	0.4%
American Funds Investment Company of America R6 Mutual Fund	—	—	—	$110K	0.4%
American Funds International Growth and Income R6 Mutual Fund	—	—	—	$106K	0.4%
Vanguard Total World Stock Index Admiral Fund Mutual Fund	—	—	—	$102K	0.4%
YourPath American Funds 2040 Growth Mutual Fund	—	—	—	$84K	0.3%
Vanguard Emerging Markets Stock Index Admiral Fund Mutual Fund	—	—	—	$71K	0.3%
Baird Aggregate Bond Institutional Fund Mutual Fund	—	—	—	$63K	0.2%
PIMCO Commodity Real Return Strategy Institutional Fund Mutual Fund	—	—	—	$61K	0.2%
Vanguard International Value Investor Fund Mutual Fund	—	—	—	$52K	0.2%
YourPath American Funds 2045 Growth Mutual Fund	—	—	—	$37K	0.1%
YourPath American Funds 2045 Conservative Mutual Fund	—	—	—	$37K	0.1%
YourPath American Funds 2035 Growth Mutual Fund	—	—	—	$35K	0.1%
PIMCO International Bond (U.S. Dollar-Hedged) Institutional Fund Mutual Fund	—	—	—	$32K	0.1%
YourPath American Funds 2055 Conservative Mutual Fund	—	—	—	$26K	<0.1%
YourPath American Funds 2050 Conservative Mutual Fund	—	—	—	$26K	<0.1%
YourPath American Funds 2065 Conservative Mutual Fund	—	—	—	$15K	<0.1%
YourPath American Funds 2035 Conservative Mutual Fund	—	—	—	$15K	<0.1%
YourPath American Funds Income Conservative Mutual Fund	—	—	—	$2K	<0.1%