Original filing (PDF)20250903095209NAL0031317458001

EDWARDS BUSINESS MACHINES, INC.

Name: EDWARDS BUSINESS MACHINES, INC. — EDWARDS BUSINESS SYSTEMS 401K RETIREMENT PLAN, Form 5500 (2024)
Creator: EDWARDS BUSINESS MACHINES, INC.

Form 5500

FILING_RECEIVED

EDWARDS BUSINESS SYSTEMS 401K RETIREMENT PLAN

401(k) retirement plan

Signals · 2

Non-clean audit opinionCorrective distributions issued

Active participants

134

Accounts w/ balance

142

Plan assets (EOY)

$13.6M

Net assets (EOY)

$13.6M

How this plan invests

This plan

43 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Auditor issued a qualified / adverse / disclaimer opinion.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for EDWARDS BUSINESS MACHINES, INC..

Plan sponsor

Name

EDWARDS BUSINESS MACHINES, INC.

EIN

23-1672672

Address

PO BOX 6798 · WYOMISSING, PA · 19610

Phone

(610) 372-8414

Industry

Real Estatesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-03

Pension benefit codes

2S · Automatic enrollment

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2T · Default investment account (QDIA)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ASCENSUS LLC	11-3665754	—	NONE	$17K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH RETIREMENT & BENEFIT	13-5674085	—	NONE	$45K	—

Investments

43 direct securities· $14.1M(100% of reported assets)

Other securities

$11.8M

36 holdings

Common Stock

$1.5M

3 holdings

Cash / Money Market

$513K

2 holdings

Participant loans

$123K

1 holding

Bonds / Notes

$123K

1 holding

					% of plan
American Funds Growth Fund of Amer R6 American Funds 0	Other securities	—	—	$918K	6.7%
BlackRock Global Allocation K BlackRock 0	Other securities	—	—	$913K	6.7%
GM American Funds Growth Fund of America Mutual Fund	Other securities	—	—	$745K	5.5%
GM Invesco Com Stock Mutual Fund	Common Stock	—	—	$731K	5.4%
iShares Russell Mid-Cap Index Mutual Fund	Other securities	—	—	$717K	5.3%
GM BlackRock Equity Dividend Mutual Fund	Other securities	—	—	$711K	5.2%
GM Pioneer Fundamental Growth Mutual Fund	Other securities	—	—	$709K	5.2%
BlackRock Equity Dividend Mutual Fund	Other securities	—	—	$628K	4.6%
American Funds Investment Company of America Mutual Fund	Other securities	—	—	$584K	4.3%
American Funds Invmt Co of Amer R6 American Funds 0	Common Stock	—	—	$584K	4.3%
GM iShares S&P 500 Index Mutual Fund	Other securities	—	—	$550K	4.0%
iShares S&P 500 Index Mutual Fund	Other securities	—	—	$543K	4.0%
GM iShares MSCI EAFE International Index Mutual Fund	Other securities	—	—	$449K	3.3%
GM PGIM Total Return Bond Mutual Fund	Other securities	—	—	$429K	3.2%
GM BlackRock Total Return Mutual Fund	Other securities	—	—	$427K	3.1%
GM iShares Russell Mid-Cap Index Mutual Fund	Other securities	—	—	$412K	3.0%
BlackRock Liquidity Funds Mutual Fund	Cash / Money Market	—	—	$350K	2.6%
GM iShares Russell 2000 Small-Cap Index Mutual Fund	Other securities	—	—	$345K	2.5%
iShares MSCI EAFE International Index Mutual Fund	Other securities	—	—	$312K	2.3%
GM BlackRock Global Allocation Mutual Fund	Other securities	—	—	$258K	1.9%
American Funds Capital World Growth & Income Mutual Fund ** $	Other securities	—	—	$224K	1.6%
PGIM High Yield Mutual Fund	Other securities	—	—	$210K	1.5%
GM PIMCO Income Mutual Fund	Other securities	—	—	$207K	1.5%
GM American Funds U.S. Government Securities Mutual Fund	Other securities	—	—	$207K	1.5%
GM American Funds Investment Company of America Mutual Fund	Other securities	—	—	$204K	1.5%
GM American Funds Invmt Co of Amer R6 American Funds 0	Common Stock	—	—	$204K	1.5%
GM Invesco Core Bond Mutual Fund	Other securities	—	—	$201K	1.5%
GM American Funds Capital World Growth & Income Mutual Fund	Other securities	—	—	$191K	1.4%
GM Lord Abbett Short Duration Income Mutual Fund	Other securities	—	—	$186K	1.4%
GM BlackRock Liquidity FedFund Premier BlackRock 0	Cash / Money Market	—	—	$163K	1.2%
PGIM Total Return Bond Mutual Fund	Other securities	—	—	$150K	1.1%
American Funds U.S. Government Securities Mutual Fund	Other securities	—	—	$135K	1.0%
Various Rates and Maturities Participant's Loan Account 0	Participant loans	—	—	$123K	0.9%
Participant Loans Bearing interest at 3.25%-8.50% -	Bonds / Notes	—	—	$123K	0.9%
Pioneer Fundamental Growth Mutual Fund	Other securities	—	—	$110K	0.8%
BlackRock Lifepath Index 2060 Mutual Fund	Other securities	—	—	$61K	0.4%
Invesco Core Bond Mutual Fund	Other securities	—	—	$20K	0.1%
BlackRock Total Return Mutual Fund	Other securities	—	—	$20K	0.1%
PIMCO Income Mutual Fund	Other securities	—	—	$3K	<0.1%
BlackRock Lifepath Index 2035 Mutual Fund ** 212 BlackRock Lifepath Index 2045 Mutual Fund	Other securities	—	—	$3K	<0.1%
(1) X This form is filed for a CCT, PSA, or MTIA.	Other securities	—	—	$3K	<0.1%
(1) X DOL Regulation 2520.103-8 (2) X DOL Regulation 2520.103-12(d) (3) X neither DOL Regulation 2520.103-8 nor DOL Regulation 2520.103-12(d).	Other securities	—	$3K	$3K	<0.1%
Yes No Amount a	Other securities	—	—	$3K	<0.1%