Original filing (PDF)20251014095116NAL0001189043001

BOSCOV'S, INC.

Name: BOSCOV'S, INC. — BOSCOV'S 401(K) DEFINED CONTRIBUTION PLAN, Form 5500 (2024)
Creator: BOSCOV'S, INC.

Form 5500

FILING_RECEIVED

BOSCOV'S 401(K) DEFINED CONTRIBUTION PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

6,826

Accounts w/ balance

2,634

Plan assets (EOY)

$147.2M

Net assets (EOY)

$147.2M

How this plan invests

This plan

9 pooled trusts

Schedule D

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

15 bps in Schedule C fees — 54% above peer band of 10 bps.
No recordkeeper disclosed on Schedule C.
Only 39% as many balances as active participants — suggests many active employees aren't deferring.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOSCOV'S, INC..

Plan sponsor

Name

BOSCOV'S, INC.

EIN

23-1571589

Address

4500 PERKIOMEN AVENUE · P.O. BOX 4116 · READING, PA · 196060516

Phone

(610) 370-3824

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

RKL LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$226K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING, LLC	84-4519624	—	INV ADV, PARTICIPANTS	$0	—

Investments

29 direct securities · 9 pooled funds· $147.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$144.8M

29 holdings

Common Collective Trust

$2.4M

6 holdings

Pooled Separate Account

$6K

3 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Target Retirement 2030 Fund	—	—	—	$19.8M	13.4%
Vanguard Target Retirement 2025 Fund	—	—	—	$16.3M	11.1%
Fidelity Investments Fidelity Investments Contrafund Fund	—	—	—	$15.7M	10.7%
Vanguard Target Retirement 2035 Fund	—	—	—	$10.4M	7.1%
Vanguard Group - Vanguard Federal Money Market Investor Fund	—	—	—	$9.9M	6.7%
Vanguard Target Retirement 2020 Fund	—	—	—	$9.5M	6.5%
Fidelity Investments Fidelity 500 Index Fund	—	—	—	$9.5M	6.4%
Janus Henderson Janus Henderson Enterprise Fund	—	—	—	$7.2M	4.9%
Vanguard Target Retirement 2045 Fund	—	—	—	$6.9M	4.7%
Vanguard Target Retirement 2040 Fund	—	—	—	$6.3M	4.3%
Vanguard Target Retirement Income Fund	—	—	—	$5.9M	4.0%
JPMorgan Equity Income Fund	—	—	—	$5.0M	3.4%
Vanguard Target Retirement 2050 Fund	—	—	—	$3.1M	2.1%
Registered Investment Companies American Century Investments American Century Mid Cap Value Fund	—	—	—	$2.8M	1.9%
Fidelity Investments Fidelity Small Cap Index	—	—	—	$2.8M	1.9%
American Funds American Funds EuroPacific Growth Fund	—	—	—	$2.7M	1.8%
PGIM TOTAL RTRN BND CIT CL LP GREAT GRAY TRUST COMPANY · EIN 38-4097323 / PN 471	Common Collective Trust	—	—	$2.4M	1.6%
Vanguard Target Retirement 2055 Fund	—	—	—	$2.1M	1.4%
Participant Loans 5.25% to 10.50%	—	—	—	$2.0M	1.4%
Fidelity Investments Fidelity US Bond Index Fund	—	—	—	$2.0M	1.3%
Fidelity Investments Fidelity Mid Cap Index	—	—	—	$1.4M	1.0%
Vanguard Target Retirement 2060 Fund	—	—	—	$744K	0.5%
Fidelity Investments Fidelity International Index Fund	—	—	—	$734K	0.5%
Invesco Discovery Fund	—	—	—	$733K	0.5%
Vanguard Target Retirement 2065 Fund	—	—	—	$601K	0.4%
American Century Investments American Century Small Cap Value Fund	—	—	—	$336K	0.2%
Vanguard Target Retirement 2070 Fund	—	—	—	$203K	0.1%
Principal Global Investors - Principal LargeCap S&P 500 Index Separate Account-NE	—	—	—	$4K	<0.1%
(E)	—	—	—	$4K	<0.1%
PRIN LGCP S&P 500 IDX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016	Pooled Separate Account	—	—	$4K	<0.1%
(E)	—	—	—	$2K	<0.1%
STATE ST WD DV EX US IDX II FD STATE STREET BANK AND TRUST COMPANY · EIN 04-0025081 / PN 034	Common Collective Trust	—	—	$2K	<0.1%
PRIN MIDCAP S&P 400 IDX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023	Pooled Separate Account	—	—	$891	<0.1%
STATE STREET EM IDX SL II FD STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 035	Common Collective Trust	—	—	$866	<0.1%
PRIN SMCAP S&P 600 INDEX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028	Pooled Separate Account	—	—	$789	<0.1%
STATE STREET US BD ID SL XIV STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 477	Common Collective Trust	—	—	$567	<0.1%
STABLE VALUE FIXED INCOME CIT ALTA TRUST COMPANY · EIN 88-2465398 / PN 001	Common Collective Trust	—	—	$453	<0.1%
INVESCO STABLE VALUE TR CLS A1 INVESCO NATIONAL TRUST CO · EIN 84-1142974 / PN 001	Common Collective Trust	—	—	$0	<0.1%