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Original filing (PDF)20251013141326NAL0002145472001
PENN MUTUAL LIFE INSURANCE COMPANY
Form 5500
FILING_RECEIVED
THE PENN MUTUAL RETIREMENT & SAVINGS PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
1,060
Accounts w/ balance
1,729
Plan assets (EOY)
$489.8M
Net assets (EOY)
$489.8M
How this plan invests
This plan
6 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (2 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PENN MUTUAL LIFE INSURANCE COMPANY.
Plan sponsor
Name
PENN MUTUAL LIFE INSURANCE COMPANY
EIN
23-0952300
Address
600 DRESHER ROAD · HORSHAM, PA · 190442204
Phone
(215) 956-8395
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
008
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
JOHNSON LAMBERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORDKEEPER | $114K | — |
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $722 | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
29 direct securities · 6 pooled funds· $604.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$438.4M
29 holdings
Common Collective Trust
$165.8M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Target Retirement 2050** | — | — | — | $68.3M | 13.9% | |
| Vanguard Institutional Target Retirement 2065** | — | — | — | $59.3M | 12.1% | |
| Notes receivable from participants | — | — | — | $51.5M | 10.5% | |
| WINSLOW LARGE CAP C SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $51.5M | 10.5% | |
| Spartan Small Cap Index Pool** | — | — | — | $47.2M | 9.6% | |
| GALLIARD STBLE RTN E WELLS FARGO BANK, N.A. · EIN 52-2250951 / PN 001 | Common Collective Trust | — | — | $47.2M | 9.6% | |
| SP 500 INDEX PL CL C GEODE CAPITAL MANAGEMENT TRUST · EIN 82-6293122 / PN 001 | Common Collective Trust | — | — | $44.5M | 9.1% | |
| Vanguard Institutional Target Retirement Income** | — | — | — | $17.6M | 3.6% | |
| Galliard Stable Return Fund E** | — | — | — | $17.1M | 3.5% | |
| MainStay Winslow Large Cap Growth R6** | — | — | — | $16.5M | 3.4% | |
| Spartan 500 Index Pool** | — | — | — | $15.0M | 3.1% | |
| Vanguard Institutional Target Retirement 2060** | — | — | — | $12.2M | 2.5% | |
| Spartan Mid Cap Index Pool** | — | — | — | $12.1M | 2.5% | |
| Vanguard Institutional Target Retirement 2070** | — | — | — | $12.0M | 2.4% | |
| Vanguard Institutional Target Retirement 2055** | — | — | — | $10.3M | 2.1% | |
| JHancock Disciplined Value Mid Cap R6** | — | — | — | $9.5M | 1.9% | |
| Goldman Sachs GQG Partners International Opps R6** | — | — | — | $9.4M | 1.9% | |
| MFS Value R6** | — | — | — | $8.6M | 1.8% | |
| Vanguard Institutional Target Retirement 2030** | — | — | — | $8.6M | 1.8% | |
| SP MID CAP IDX CL C GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 013 | Common Collective Trust | — | — | $8.6M | 1.8% | |
| T. Rowe Price Capital Appreciation I** | — | — | — | $8.1M | 1.6% | |
| Janus Henderson Enterprise N** | — | — | — | $8.0M | 1.6% | |
| SP TTL INTL IDX CL C GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 014 | Common Collective Trust | — | — | $7.8M | 1.6% | |
| Vanguard Institutional Target Retirement 2040** | — | — | — | $7.8M | 1.6% | |
| ClearBridge Small Cap Growth IS** | — | — | — | $7.6M | 1.6% | |
| Vanguard Institutional Target Retirement 2035** | — | — | — | $6.2M | 1.3% | |
| SP SMALL CP IND CL C GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 009 | Common Collective Trust | — | — | $6.2M | 1.3% | |
| Loomis Sayles Core Plus Bond N** | — | — | — | $5.5M | 1.1% | |
| Fidelity, Brokerage Link** | — | — | — | $4.9M | 1.0% | |
| Fidelity US Bond Index** | — | — | — | $4.1M | 0.8% | |
| Fidelity Government Money Market** | — | — | — | $3.7M | 0.7% | |
| Vanguard Institutional Target Retirement 2025** | — | — | — | $3.4M | 0.7% | |
| Vanguard Institutional Target Retirement 2045** | — | — | — | $2.4M | 0.5% | |
| Vanguard Institutional Target Retirement 2020** | — | — | — | $1.7M | 0.4% | |
| American Century Small Cap Value R6** | — | — | — | $4K | <0.1% |