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Original filing (PDF)20251014012045NAL0001975553001
RICOH USA, INC.
Form 5500
FILING_RECEIVED
RICOH FAMILY GROUP PENSION EQUITY PLAN
Defined-benefit pension plan
Signals · 4
100% in single holding~116 bps in Sched C feesNo recordkeeper disclosed10 service providers
Active participants
1,003
Accounts w/ balance
—
Plan assets (EOY)
$156.7M
Net assets (EOY)
$156.4M
How this plan invests
This plan
2 pooled trusts
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- Top holding "Commingled trust funds Collective investment funds WELLINGTON CIF II LONG BOND" is 100% of plan.
- 116 bps in Schedule C fees — 1059% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RICOH USA, INC..
Plan sponsor
Name
RICOH USA, INC.
EIN
23-0334400
Address
300 EAGLEVIEW BOULEVARD · SUITE 200 · EXTON, PA · 19341
Phone
(610) 296-8000
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
1I · Frozen plan — no new benefit accrual
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
10 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHERN TRUST | — | MINNEAPOLIS, MN | TRUSTEE | $20K | — |
Other
9| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AON CONSULTING, INC. | 22-2232264 | — | NONE | $1.4M | — |
| MERCER | 61-0736136 | — | NONE | $94K | — |
| NISA INVESTMENT ADVISORS, LLC | — | ST. LOUIS, MO | NONE | $90K | — |
| WELLINGTON MANAGEMENT | 04-2683227 | — | NONE | $82K | — |
| MONDRIAN INVESTMENT GROUP INC. | 56-2475915 | — | NONE | $35K | — |
| GRANT THORNTON, LLP | 36-6055558 | — | NONE | $31K | — |
| STATE STREET GLOBAL ADVISORS | 04-1867445 | — | NONE | $27K | — |
| US BANK | 31-0841368 | — | NONE | $18K | — |
| BALLARD SPAHR LLP | 23-0382195 | — | NONE | $17K | — |
Investments
2 pooled funds· $156.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Master Trust
$120.1M
1 holding
Common Collective Trust
$36.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RICOH DB PLANS MASTER RET. TRUST RICOH USA, INC. · EIN 23-0334400 / PN 015 | Master Trust | — | — | $120.1M | 76.6% | |
| CIF II LONG BOND WELLINGTON TRUST COMPANY, NA · EIN 04-6913417 / PN 080 | Common Collective Trust | — | $43.7M | $36.7M | 23.4% |