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Original filing (PDF)20250813105329NAL0004838611002
COMPOSITION ROOFERS LOCAL #4-WELFARE FUND
Form 5500
FILING_RECEIVED
COMPOSITION ROOFERS LOCAL NO. 4 WELFARE FUND
Health & welfare plan
Signals · 2
~141 bps in Sched C feesNo recordkeeper disclosed
Active participants
110
Accounts w/ balance
—
Plan assets (EOY)
$11.0M
Net assets (EOY)
$9.5M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 141 bps in Schedule C fees — 385% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMPOSITION ROOFERS LOCAL #4-WELFARE FUND.
Plan sponsor
Name
COMPOSITION ROOFERS LOCAL #4-WELFARE FUND
EIN
22-6257695
Address
385 PARSIPPANY ROAD · PARSIPPANY, NJ · 07054
Phone
(973) 515-8500
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2023
Plan year begin
2023-11-01
Tax period
2024-10-31
Filed
2025-08-13
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
Audit & trust (Schedule H)
Auditor
MSPC CERTIFIED PUBLIC ACCOUNTANTS &
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HORIZON HEALTHCARE | 22-0999690 | NEWARK, NJ | NONE | $67K | — |
| FABIAN & BYRN | 25-1914887 | ROSELAND, NJ | NONE | $33K | — |
| MSPC | 22-2951202 | CRANFORD, NJ | NONE | $31K | — |
| COHEN, LEDER, MONTALBANO & CONNAUGH | 22-3185470 | ELMWOOD PARK, NJ | NONE | $19K | — |
| SUMMIT ACTUARIAL SERVICES LLC | — | MOORESTOWN, NJ | NONE | $6K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
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