Original filing (PDF)20250930091203NAL0016258803003

REFRIGERATION, A/C & SERVICE DIV. (UA-NJ) PENSION FUND

Name: REFRIGERATION, A/C & SERVICE DIV. (UA-NJ) PENSION FUND — REFRIGERATION, A/C & SERVICE DIV. (UA-NJ) PENSION PLAN, Form 5500 (2024)
Creator: REFRIGERATION, A/C & SERVICE DIV. (UA-NJ) PENSION FUND

Form 5500

FILING_RECEIVED

REFRIGERATION, A/C & SERVICE DIV. (UA-NJ) PENSION PLAN

Defined-benefit pension plan

Signals · 2

No recordkeeper disclosed18 service providers

Active participants

1,868

Accounts w/ balance

—

Plan assets (EOY)

$409.9M

Net assets (EOY)

$409.8M

How this plan invests

This plan

11 pooled trusts

Schedule D

556 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

56 bps in Schedule C fees — 464% above peer band of 10 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for REFRIGERATION, A/C & SERVICE DIV. (UA-NJ) PENSION FUND.

Plan sponsor

Name

REFRIGERATION, A/C & SERVICE DIV. (UA-NJ) PENSION FUND

EIN

22-6109064

Address

PO BOX 1028 · 830 BEAR TAVERN ROAD · WEST TRENTON, NJ · 086280230

Phone

(609) 883-6688

Industry

Plumbing, Heating, AC Contractors· Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-03-01

Tax period

2025-02-28

Filed

2025-09-30

Pension benefit codes

1B · Flat-dollar DB formula

Audit & trust (Schedule H)

Auditor

GERSON & ASSOC CPAS AND ADVISORS PC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

18 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
CRESCENT CAPITAL GROUP LP	—	NEW YORK, NY	NONE	$754K	—
I.E. SHAFFER & CO.	22-1750854	—	NONE	$473K	—
BOYD WATTERSON ASSET MANAGEMENT	—	CLEVELAND, OH	NONE	$213K	—
CONSTITUTION CAPITAL	—	ANDOVER, MA	NONE	$122K	—
ULLICO INVESTMENT ADVISORS	—	WASHINGTON, DC	NONE	$104K	—
PRUDENTIAL RETIREMENT INS & ANN CO.	06-1050034	—	NONE	$83K	—
PRUDENTIAL INS. CO. - PRISA	22-1211670	—	NONE	$79K	—
DAVID A. GERSON, CPA & ASSO. PC	22-3163246	—	NONE	$68K	—
CLEARBRIDGE INVESTMENTS, LLC	—	NEW YORK, NY	NONE	$64K	—
FENIMORE ASSET MANAGEMENT	14-1564237	—	NONE	$57K	—
OBRIEN, BELLAND, & BUSHINSKY	37-1467056	—	NONE	$48K	—
GROSVENOR	32-0497309	—	NONE	$44K	—
J.P. MORGAN	13-3200244	—	NONE	$44K	—
EAGLE CAPITAL MGT. LLC	22-3361201	—	NONE	$42K	—
BASIL CASTROVINCI ASSOCIATES INC	13-2831500	—	NONE	$39K	—
STERLING CAPITAL MANAGEMENT, LLC	42-1658828	—	NONE	$34K	—
REYNOLDS CONSULTING SERVICES	20-1899564	—	NONE	$25K	—
LINDABURY, MCCORMICK, ESTABROOK & C	22-1943351	—	NONE	$21K	—

Investments

538 direct securities · 11 pooled funds· $417.6M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$244.3M

10 holdings

Uncategorized

$165.6M

530 holdings

Pooled Separate Account

$7.0M

1 holding

Common Stocks

$580K

4 holdings

Corporate Bonds

$131K

4 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
BLACKROCK EQUITY INDEX FUND WILMINGTON TRUST, N.A. · EIN 20-3802168 / PN 001	Common Collective Trust	—	$35.1M	$83.9M	20.5%
Empower GDA	—	—	$76.7M	$73.8M	18.0%
BLACKROCK RUSSELL GROWTH INDEX FUND WILMINGTON TRUST, N.A. · EIN 81-1025041 / PN 012	Common Collective Trust	—	$9.6M	$67.1M	16.4%
BLACKROCK RUSSELL VALUE INDEX FUND WILMINGTON TRUST, N.A. · EIN 81-1009614 / PN 011	Common Collective Trust	—	$22.8M	$51.7M	12.6%
Boyd Waterson GSA Fund, LP CCT	—	—	$16.8M	$16.7M	4.1%
Conning-Goodwin Capital Core Plus Bond CCT	—	—	$14.2M	$16.3M	4.0%
CLEARBRIDGE INTERNATIONAL GROWTH WILMINGTON TRUST, N.A. · EIN 82-3125078 / PN 346	Common Collective Trust	—	$8.5M	$12.7M	3.1%
BLACKROCK MID CAP EQUITY INDEX FUND WILMINGTON TRUST, N.A. · EIN 20-3802327 / PN 003	Common Collective Trust	—	$2.9M	$8.1M	2.0%
PRISA PRUDENTIAL INSURANCE CO · EIN 22-1211670 / PN 038	Pooled Separate Account	—	$6.7M	$7.0M	1.7%
ULLICO INFRASTRUCTURE ULLICO INVESTMENT ADVISORS, INC · EIN 90-0622302 / PN 001	Common Collective Trust	—	$5.4M	$6.9M	1.7%
CRESCENT CAPITAL TRUST II UNLEVERED GLOBAL TRUST COMPANY · EIN 32-6471303 / PN 001	Common Collective Trust	—	$5.8M	$5.3M	1.3%
Crescent Capital Trust Credit Solutions VIII CCT	—	—	$5.1M	$5.1M	1.2%
GCM GROSVENOR GROSVENOR · EIN 32-0497309 / PN 999	Common Collective Trust	—	$4.0M	$4.7M	1.2%
JPMCB STRATEGIC PROPERTY FUND JP MORGAN CHASE BANK, N.A. · EIN 13-6038770 / PN 001	Common Collective Trust	—	$3.5M	$3.8M	0.9%
Constitution Capital Ironsides Co-Investment Fund LP	—	—	$3.1M	$3.3M	0.8%
Ironsides Partnership Fund LP	—	—	$1.7M	$2.2M	0.5%
USA Treasury Note 2/15/2029	—	—	$1.9M	$1.9M	0.5%
USA Treasury Note 11/15/2032	—	—	$1.0M	$1.0M	0.2%
Treasury Bonds USA Treasury Note 2/15/2045	—	—	$723K	$662K	0.2%
Ironsides Opportunities Fund LP	—	—	$620K	$646K	0.2%
Money Funds/Cash Pending	—	—	$605K	$605K	0.1%
Exlservice Holdings Inc Common	—	—	$358K	$583K	0.1%
Hughes Environmental, Mahwah, NJ	—	—	—	$528K	0.1%
AAA Refrigereation Service, Bronx, NY	—	—	—	$516K	0.1%
Brown & Brown Inc Common	—	—	$211K	$511K	0.1%
Industrial Cooling Corp, Metuchen, NJ	—	—	—	$487K	0.1%
USA Treasury Note 7/31/2026	—	—	$467K	$479K	0.1%
Markel Group Inc Common	—	—	$281K	$464K	0.1%
Sander Mechanical Service LLC, Branchburg, NJ	—	—	—	$453K	0.1%
Broadridge Financial Sol Common	—	—	$319K	$439K	0.1%
USA Treasury Note 8/15/2054	—	—	$395K	$403K	<0.1%
McCloskey Mechanical Contrs Inc, Blackwood, NJ	—	—	—	$388K	<0.1%
Idex Corp Common	—	—	$400K	$377K	<0.1%
Pinnacle Financial Common	—	—	$178K	$369K	<0.1%
CDW Corp Common	—	—	$302K	$366K	<0.1%
Keysight Technologies Common	—	—	$330K	$365K	<0.1%
Johnson Controls Inc, Milwaukee, WI	—	—	—	$362K	<0.1%
Zebra Technologies Corp CL A Common	—	—	$336K	$355K	<0.1%
Mid-Atlantic Service 360 Inc, Millstone Township, NJ	—	—	—	$352K	<0.1%
Microchip Technology Inc Common	—	—	$412K	$342K	<0.1%
Waters Corp Common	—	—	$256K	$338K	<0.1%
Heico Corp CL A Common	—	—	$199K	$321K	<0.1%
Hutchins HVAC Inc, Union Beach, NJ	—	—	—	$320K	<0.1%
MSC Mechanical Service Corp, Whippany, NJ	—	—	—	$316K	<0.1%
Ross Stores Inc Common	—	—	$227K	$315K	<0.1%
Fastenal Co Common	—	—	$209K	$314K	<0.1%
Vulcan Materials Co Common	—	—	$191K	$300K	<0.1%
Colliers International Group Common	—	—	$174K	$297K	<0.1%
Carrier Corporation, Charlotte, NC	—	—	—	$296K	<0.1%
FNMA Pool MA4269 2/1/2041	—	—	$301K	$294K	<0.1%
Steris PLC Common	—	—	$262K	$291K	<0.1%
Graco Inc Common	—	—	$258K	$288K	<0.1%
McCormick & Co Inc Common	—	—	$242K	$283K	<0.1%
Entegris Inc Common	—	—	$252K	$283K	<0.1%
Northeast Mechanical Service Inc, Williamstown, NJ	—	—	—	$282K	<0.1%
Verisk Analytics Inc Common	—	—	$219K	$281K	<0.1%
Climate Pros, Huntingdon Valley, PA	—	—	—	$279K	<0.1%
Floor & Decor Holdings Inc Common	—	—	$165K	$262K	<0.1%
G E Mechanical Services LLC, Vineland, NJ	—	—	—	$259K	<0.1%
FNMA Pool FS1790 5/1/2052	—	—	$260K	$254K	<0.1%
Hyundai Auto Receivables Trust Series 2024 C CL A4 1/15/2031	—	—	$250K	$251K	<0.1%
Money Fund/Cash Pending	—	—	$246K	$246K	<0.1%
FHLMC Pool SD6207 5/1/2053	—	—	$247K	$245K	<0.1%
Falasca Mechanical Inc, Vineland, NJ	—	—	—	$244K	<0.1%
Local 9 Pen/Plumbers & Pipefitters, Trenton, NJ	—	—	—	$243K	<0.1%
Gallagher Arthur J & Co Common	—	—	$58K	$237K	<0.1%
Air Systems Maintenance Inc, Kenilworth, NJ	—	—	—	$237K	<0.1%
Peterson Service Co Inc, Medford, NJ	—	—	—	$232K	<0.1%
FNMA Pool FM2870 3/1/2050	—	—	$237K	$232K	<0.1%
FHLMC Pool SD4708 12/1/2053	—	—	$232K	$232K	<0.1%
Binsky & Snyder LLC, Piscataway, NJ	—	—	—	$232K	<0.1%
De Sesa Engineering Company, Livingston, NJ	—	—	—	$224K	<0.1%
Thermal Service Inc, Edison, NJ	—	—	—	$224K	<0.1%
FHLMC Pool SD3072 5/1/2053	—	—	$222K	$223K	<0.1%
Ares Management Corp Common	—	—	$181K	$221K	<0.1%
Mortgages Barclays Comm Mortgage Series 2024 C26 CL A5 Var 5/15/2057	—	—	$218K	$213K	<0.1%
Benchmark Mortgage Trust Series 2023 V3 CL A3 Var 7/15/2056	—	—	$212K	$210K	<0.1%
Choice Hotels Intl Inc Common	Common Stocks	—	$182K	$209K	<0.1%
Amphenol Corp CL A Common	—	—	$107K	$209K	<0.1%
Applovin Corp CL A Common	—	—	$129K	$206K	<0.1%
Ametek Inc Common	—	—	$175K	$203K	<0.1%
Cencora Inc Common	—	—	$164K	$202K	<0.1%
T.L.P. Climate Control Systems, Inc, Millstone Township, NJ	—	—	—	$202K	<0.1%
FHLMC Pool SD2390 3/1/2053	—	—	$198K	$195K	<0.1%
RB Global Inc Common	—	—	$89K	$194K	<0.1%
Trane Technologies Co LLC, King of Prussia, PA	—	—	—	$192K	<0.1%
Brookfield Asset Mgmt CL A Common	—	—	$112K	$189K	<0.1%
Palantir Technologies Inc CL A Common	—	—	$182K	$188K	<0.1%
Core Mechanical Inc, Pennsauken, NJ	—	—	—	$188K	<0.1%
Royal Caribbean Cruises LTD Common	Common Stocks	—	$100K	$187K	<0.1%
Heritage Refrigeration, Fairfield, NJ	—	—	—	$183K	<0.1%
Wabtec Corp Common	—	—	$78K	$181K	<0.1%
FNMA Pool FA0566 4/1/2054	—	—	$176K	$177K	<0.1%
Elliott-Lewis Corporation, Philadelphia, PA	—	—	—	$175K	<0.1%
C-K Control Temp Inc, Green Brook, NJ	—	—	—	$174K	<0.1%
Multi-Temp Mechanical Inc, Westville, NJ	—	—	—	$173K	<0.1%
Herman Goldner Co Inc, Philadelphia, PA	—	—	—	$172K	<0.1%
Unitemp Mechanical Degrees LLC, Somerset, NJ	—	—	—	$171K	<0.1%
Carmax Auto Owner Trust Series 2024 3 CL A4 1/15/2030	—	—	$169K	$170K	<0.1%
J Celiano Inc, Cranford, NJ	—	—	—	$168K	<0.1%
FNMA Pool FS5284 9/1/2050	—	—	$169K	$167K	<0.1%
Baker Hughes Company Common	—	—	$89K	$167K	<0.1%
LPL Financial Holdings Inc Common	—	—	$51K	$166K	<0.1%
CNH Equipment Trust Series 2024 C CL A4 3/15/2032	—	—	$161K	$164K	<0.1%
Weathervane Service Inc, Matawan, NJ	—	—	—	$162K	<0.1%
Lima Company, Philadelphia, PA	—	—	—	$161K	<0.1%
Automated Building Controls, Neptune, NJ	—	—	—	$159K	<0.1%
& B Service Group LLC, Bloomfield, NJ	—	—	—	$159K	<0.1%
PDM Group, Cranbury, NJ	—	—	—	$158K	<0.1%
Service & Maintenance Corp, Vernon, NJ	—	—	—	$152K	<0.1%
Csail Comm Mortgage Trust Series 2016 C5 CL A5 11/15/2048	—	—	$148K	$149K	<0.1%
Waste Connections Inc Common	—	—	$74K	$148K	<0.1%
M I Services Inc, Waldwick, NJ	—	—	—	$145K	<0.1%
Axon Enterprise Inc Common	—	—	$71K	$143K	<0.1%
Local 274 Pension Fund, Hopatcong, NJ	—	—	—	$141K	<0.1%
PMC Mechanical LLC, Toms River, NJ	—	—	—	$136K	<0.1%
Able Mechanical, Red Bank, NJ	—	—	—	$136K	<0.1%
FHLMC Pool ZT0541 6/1/2048	—	—	$37K	$135K	<0.1%
KF Mechanical LLC, Fairfield, NJ	—	—	—	$129K	<0.1%
CM3 Building Solutions, Fort Washington, PA	—	—	—	$127K	<0.1%
Tyler Technologies Inc Common	—	—	$64K	$127K	<0.1%
Fair Isaac Corporation Common	—	—	$52K	$124K	<0.1%
BMO Mortgage Trust Series 2024 5C3 CL A3 2/15/2057	—	—	$125K	$124K	<0.1%
Hubspot Inc Common	—	—	$94K	$120K	<0.1%
Advanced Building Controls Inc, Pequannock, NJ	—	—	—	$119K	<0.1%
Cloudflare Inc CL A Common	—	—	$95K	$115K	<0.1%
Corpay Inc Common	—	—	$86K	$114K	<0.1%
Jersey State Energy Controls, Brick, NJ	—	—	—	$114K	<0.1%
Natera Inc Common	Common Stocks	—	$80K	$113K	<0.1%
In-Line Air Conditioning Inc, Bayonne, NJ	—	—	—	$113K	<0.1%
Marvell Technology Group LTD Common	—	—	$43K	$111K	<0.1%
Vistra Corp Common	—	—	$76K	$111K	<0.1%
Environmental Climate Control Inc, Wallington, NJ	—	—	—	$110K	<0.1%
Datadog Inc CL A Common	—	—	$108K	$110K	<0.1%
Buist Incorporated, Monmouth Junction, NJ	—	—	—	$108K	<0.1%
JP Morgan Chase Comm Mor Series 2017 JP5 CL A5 3/15/2050	—	—	$113K	$108K	<0.1%
Liberty Mechanical Services Inc, New Egypt, NJ	—	—	—	$107K	<0.1%
Csail Comm Mortgage Trust Series 2015 C4 CL A4 11/15/2048	—	—	$115K	$106K	<0.1%
Benmar Air Conditioning LLC, Clifton, NJ	—	—	—	$106K	<0.1%
Bank5 Series 2024 5YR6 CL A3 5/15/2057	—	—	$102K	$105K	<0.1%
Limbach (Willard) Company, Warrington, PA	—	—	—	$104K	<0.1%
A Duckett Inc, Glassboro, NJ	—	—	—	$104K	<0.1%
Wells Fargo Comm Mortgage Series 2017 C40 CL A4 10/15/2050	—	—	$110K	$104K	<0.1%
F & G Mechanical Corp, Secaucus, NJ	—	—	—	$103K	<0.1%
JPMorgan Chase & Co Var 7/25/2033	—	—	$104K	$103K	<0.1%
Synchrony Card Issuance Trust Series 2024 A1 CL A 3/15/2030	—	—	$102K	$101K	<0.1%
Meridian Services Group Inc, Hamilton, NJ	—	—	—	$100K	<0.1%
Doordash Inc CL A Common	—	—	$66K	$100K	<0.1%
Martin Marietta Matls Inc Common	—	—	$64K	$100K	<0.1%
Caseys General Stores Inc Common	—	—	$68K	$99K	<0.1%
BMO Mortgage Trust Series 2024 C9 CLs A5 7/15/2057	—	—	$96K	$98K	<0.1%
MS BAML Trust Series 2016 C29 CL A4 5/15/2049	—	—	$98K	$98K	<0.1%
Dexcom Inc Common	—	—	$108K	$98K	<0.1%
Carvana Auto Receivables Trust Series 2021 P3 CL A4 6/10/2027	—	—	$100K	$97K	<0.1%
MS Capital I Trust Series 2018 H3 CL A5 7/15/2051	—	—	$102K	$97K	<0.1%
United Cooling & Refrigeration Inc, Roselle, NJ	—	—	—	$97K	<0.1%
Municipal Bonds California St Build America Bonds 3/1/2040	—	—	$85K	$96K	<0.1%
Millennium Mechanical, Little Falls, NJ	—	—	—	$95K	<0.1%
FHLMC Series 4112 CL PB 9/15/2042	—	—	$94K	$94K	<0.1%
Draftkings Inc Common	—	—	$74K	$94K	<0.1%
Ryan Specialty Holdings Inc CL A Common	—	—	$83K	$93K	<0.1%
Coinbase Global Inc CL A Common	—	—	$107K	$92K	<0.1%
Booz Allen Hamilton Holding Common	—	—	$92K	$90K	<0.1%
Nutanix Inc Common	—	—	$73K	$89K	<0.1%
Gartner Inc Common	—	—	$63K	$89K	<0.1%
Houlihan Lokey Inc Common	—	—	$71K	$88K	<0.1%
FNMA Pool FS4679 5/1/2053	—	—	$86K	$87K	<0.1%
Vertiv Holdings LLC Common	—	—	$40K	$87K	<0.1%
Dutch Bros Inc CL A Common	—	—	$41K	$87K	<0.1%
Zoom Communications Inc Common	—	—	$88K	$87K	<0.1%
Comm Mortgage Trust Series 2017 Cor2 CL A3 9/10/2050	—	—	$93K	$87K	<0.1%
Money Funds/Cash Pending	—	—	$86K	$86K	<0.1%
J White Inc, Philadelphia, PA	—	—	—	$86K	<0.1%
PTC Inc Common	—	—	$44K	$86K	<0.1%
Bailey Refrigeration, Wall Township, NJ	—	—	—	$85K	<0.1%
Permian Resources Corp Common	—	—	$86K	$84K	<0.1%
Athene Holding LTD 7/15/2029	—	—	$83K	$83K	<0.1%
FHLMC Pool RA7191 4/1/2052	—	—	$90K	$83K	<0.1%
Bank of America Corp Var 8/2/2033	—	—	$82K	$83K	<0.1%
JPMorgan Chase & Co Var 1/23/2030	—	—	$83K	$83K	<0.1%
FHLMC Pool QF8052 2/1/2053	—	—	$82K	$82K	<0.1%
FNMA Pool MA4202 12/1/2040	—	—	$100K	$82K	<0.1%
Moody's Corp Common	—	—	$43K	$82K	<0.1%
Monolithic Power Systems Inc Common	—	—	$49K	$82K	<0.1%
Morgan Stanley Var 4/21/2034	—	—	$82K	$81K	<0.1%
Dynatrace Inc Common	—	—	$69K	$81K	<0.1%
Siemens Building Tech Inc, Morristown, NJ	—	—	—	$81K	<0.1%
FHLMC MF Structured P Series K155 CL A3 4/25/2033	—	—	$85K	$80K	<0.1%
ABM Building Solutions LLC, Sugar Land, TX	—	—	—	$80K	<0.1%
Penguin Maintenance and Service, New York, NY	—	—	—	$79K	<0.1%
Ross Stores Inc Common	—	—	$65K	$79K	<0.1%
Agency Bonds FNMA Pool FS3291 12/1/2052	—	—	$78K	$78K	<0.1%
UANPF Reciprocal Account, Baltimore, MD	—	—	—	$78K	<0.1%
Emcor Services NY/NJ Inc, Plainview, NY	—	—	—	$78K	<0.1%
Comfort Plus Inc, Fairfield, NJ	—	—	—	$77K	<0.1%
FNMA Pool FS1475 4/1/2052	—	—	$82K	$76K	<0.1%
Pinterest Inc CL A Common	—	—	$79K	$76K	<0.1%
Neil S. Sullivan Assoc, Orange, NJ	—	—	—	$75K	<0.1%
Entegris Inc Common	—	—	$73K	$75K	<0.1%
Ainsworth Services Inc, Monroe, NJ	—	—	—	$74K	<0.1%

Showing top 200 of 549 investments by value.