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Original filing (PDF)20251010144242NAL0012824688001
IT SOFT USA INC.
Form 5500
FILING_RECEIVED
IT SOFT USA, INC. 401(K) PLAN
401(k) retirement plan
Active participants
165
Accounts w/ balance
178
Plan assets (EOY)
$18.6M
Net assets (EOY)
$18.6M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IT SOFT USA INC..
Plan sponsor
Name
IT SOFT USA INC.
DBA
ENG USA
EIN
22-3932852
Address
55 W. MONROE ST. STE. 2575 · CHICAGO, IL · 60603
Phone
(410) 309-2426
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2F · ERISA section 404(c)
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
FGMK, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $15K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | 84-4519624 | — | ADVISOR | $18K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $8K | — |
Investments
31 direct securities · 1 pooled fund· $17.9M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$17.7M
31 holdings
Common Collective Trust
$140K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID 500 INDEX | — | 18,395.351 | $2.7M | $3.8M | 20.2% | |
| FID FREEDOM 2050 K6 | — | 169,720.014 | $2.4M | $2.3M | 12.4% | |
| FID GROWTH CO K | — | 49,710.714 | $1.4M | $2.0M | 10.9% | |
| FID FREEDOM 2055 K6 | — | 98,484.337 | $1.6M | $1.6M | 8.4% | |
| FID CONTRAFUND K | — | 46,578.497 | $721K | $983K | 5.3% | |
| FID FREEDOM 2035 K6 | — | 58,708.281 | $943K | $915K | 4.9% | |
| FID FREEDOM 2060 K6 | — | 45,449.103 | $674K | $658K | 3.5% | |
| FID FREEDOM 2040 K6 | — | 51,168.001 | $605K | $588K | 3.2% | |
| VANG MDCPVAL IDX ADM | — | 5,518.183 | $416K | $462K | 2.5% | |
| FID FREEDOM 2030 K6 | — | 24,114.328 | $435K | $421K | 2.3% | |
| AF NEW WORLD R6 | — | 5,122.767 | $337K | $394K | 2.1% | |
| FID BALANCED K | — | 12,931.73 | $329K | $382K | 2.1% | |
| FID FREEDOM 2025 K6 | — | 27,773.307 | $390K | $377K | 2.0% | |
| VANG INTM BD IDX ADM | — | 36,871.2 | $389K | $374K | 2.0% | |
| VANG EXPLORER ADM | — | 2,977.287 | $324K | $318K | 1.7% | |
| VANG SM CAP IDX ADM | — | 2,205.311 | $188K | $254K | 1.4% | |
| PGIM TOTAL RTN BD R6 | — | 21,393.267 | $281K | $253K | 1.4% | |
| FID EXTD MKT IDX | — | 2,597.08 | $178K | $236K | 1.3% | |
| VANG SMCPVL IDX ADM | — | 2,739.662 | $191K | $233K | 1.3% | |
| MFS INTL DIVRSN R6 | — | 10,125.574 | $244K | $231K | 1.2% | |
| CRLN E MID CAP GR R6 | — | 2,744.417 | $214K | $214K | 1.2% | |
| FID FREEDOM 2065 K6 | — | 15,838.01 | $215K | $210K | 1.1% | |
| VANG DEV MKT IDX ADM | — | 10,831.128 | $159K | $166K | 0.9% | |
| OUTSTANDING LOAN BALANCE | — | — | — | $144K | 0.8% | |
| TRP STABLE VALUE A T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | 140,017.84 | $140K | $140K | 0.8% | |
| FID FREEDOM 2020 K6 | — | 7,641.17 | $113K | $109K | 0.6% | |
| FIDELITY FUND | — | — | $52K | $60K | 0.3% | |
| DH LARGE CAP Y | — | 1,450.105 | $49K | $47K | 0.3% | |
| FID FREEDOM INC K6 | — | 2,209.432 | $24K | $23K | 0.1% | |
| FID FREEDOM 2015 K6 | — | 1,403.449 | $16K | $16K | <0.1% | |
| FID FREEDOM 2010 K6 | — | 1,085.698 | $15K | $15K | <0.1% | |
| CASH | — | — | $2K | $2K | <0.1% |
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