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Original filing (PDF)20250829124417NAL0006212003001
FM SYLVAN, INC.
Form 5500
FILING_RECEIVED
FM SYLVAN, INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
166
Accounts w/ balance
141
Plan assets (EOY)
$10.4M
Net assets (EOY)
$10.4M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 63 bps in Schedule C fees — 116% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FM SYLVAN, INC..
Plan sponsor
Name
FM SYLVAN, INC.
EIN
22-3841378
Address
26555 EVERGREEN ROAD · SUITE 330 · SOUTHFIELD, MI · 48076
Phone
(248) 836-2240
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-29
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DOEREN MAYHEW ASSURANCE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $11K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GREGORY J SCHWARTZ & COMPANY INC | — | BLOOMFIELD HILLS, MI | INVESTMENT ADVISOR | $30K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES INC | — | NEW YORK, NY | CONTRACT ADMIN | $760 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DOEREN MAYHEW & CO., P.C. | — | HOUSTON, TX | AUDITOR | $15K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $9K | — |
Investments
27 direct securities· $10.2M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab S&P 500 Index | — | — | — | $1.9M | 18.2% | |
| Fidelity Select Technology | — | — | — | $1.2M | 11.2% | |
| American Funds American Funds Growth Fund of Amer R6 | — | — | — | $803K | 7.7% | |
| Empower Key Guaranteed Portfolio Fund, at contract value | — | — | — | $775K | 7.5% | |
| Columbia Dividend Income Fund | — | — | — | $737K | 7.1% | |
| Nuveen Small Cap Blend Idx R6 | — | — | — | $487K | 4.7% | |
| American Funds American Funds New World R6 | — | — | — | $445K | 4.3% | |
| Nuveen Lifecycle Index 2035 Premier | — | — | — | $406K | 3.9% | |
| MFS New Discovery Value R6 | — | — | — | $387K | 3.7% | |
| Eaton Vance Eaton Vance Atlanta Capital SMID-Cap Fund | — | — | — | $369K | 3.5% | |
| AllSpring Special Mid Cap Value R6 | — | — | — | $354K | 3.4% | |
| Invesco Core Plus Bond R5 | — | — | — | $326K | 3.1% | |
| ISHARES MSCI EAFE INTERNATIONA MUTUAL FUNDS | — | — | — | $318K | 3.1% | |
| Nuveen Lifecycle Index 2025 R6 | — | — | — | $247K | 2.4% | |
| Nuveen Lifecycle Index 2055 R6 | — | — | — | $231K | 2.2% | |
| American Funds American Funds Capital World Gr&Inc R6 | — | — | — | $224K | 2.2% | |
| PARTICIPANTS LOAN | — | — | — | $177K | 1.7% | |
| MFS International Intrinsic Value R6 | — | — | — | $153K | 1.5% | |
| Nuveen Lifecycle Index 2030 R6 | — | — | — | $118K | 1.1% | |
| BlackRock Natural Resources Trust Fund | — | — | — | $114K | 1.1% | |
| Vanguard Real Estate Index Admiral | — | — | — | $112K | 1.1% | |
| Empower Short Duration Bond Inv | — | — | — | $108K | 1.0% | |
| AllianceBernstein AB Global Bond Z | — | — | — | $77K | 0.7% | |
| Nuveen Lifecycle Index 2050 Premier | — | — | — | $75K | 0.7% | |
| VANGUARD UTILITIES INDEX ADM MUTUAL FUNDS | — | — | — | $63K | 0.6% | |
| FullerThaler Behaviorial SmallCap Grow | — | — | — | $43K | 0.4% | |
| Nuveen Lifecycle Index 2045 R6 | — | — | — | $16K | 0.2% |
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