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Original filing (PDF)20250730141132NAL0002429587001
CARECLOUD, INC.
Form 5500
FILING_RECEIVED
CARECLOUD, INC.401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
236
Accounts w/ balance
368
Plan assets (EOY)
$24.5M
Net assets (EOY)
$24.5M
How this plan invests
This plan
2 pooled trusts
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 37 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARECLOUD, INC..
Plan sponsor
Name
CARECLOUD, INC.
EIN
22-3832302
Address
7 CLYDE ROAD · SOMERSET, NJ · 08873
Phone
(972) 421-8314
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LBMC, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT | — | ALISO VIEJO, CA | NONE | $46K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $45K | — |
Investments
32 direct securities · 2 pooled funds· $24.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$23.0M
32 holdings
Common Collective Trust
$1.5M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab Self-Direct Invest Fund V Schwab 0 | — | — | — | $2.6M | 10.6% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $2.4M | 10.0% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $2.4M | 9.8% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $2.3M | 9.5% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $2.1M | 8.6% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $1.8M | 7.2% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $1.7M | 6.9% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $1.6M | 6.5% | |
| LARGE CAP GROWTH FUND III CL R1 GREAT GRAY TRUST · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $1.3M | 5.2% | |
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $1.2M | 4.9% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $805K | 3.3% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $767K | 3.1% | |
| Vanguard Cash Reserves Federal MM Adm Vanguard 0 | — | — | — | $633K | 2.6% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $442K | 1.8% | |
| Vanguard Mid-Cap Growth Index Adm Vanguard 0 | — | — | — | $266K | 1.1% | |
| LARGE CAP VALUE R1 GREAT GRAY TRUST · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $222K | 0.9% | |
| Vanguard Mid-Cap Value Index Adm Vanguard 0 | — | — | — | $222K | 0.9% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $200K | 0.8% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $194K | 0.8% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $194K | 0.8% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $178K | 0.7% | |
| Vanguard Small-Cap Value Index Adm Vanguard 0 | — | — | — | $165K | 0.7% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $158K | 0.6% | |
| Schwab Self-Direct Cash Fund V Schwab 0 | — | — | — | $102K | 0.4% | |
| Vanguard Small-Cap Growth Index Adm Vanguard 0 | — | — | — | $96K | 0.4% | |
| Vanguard Real Estate Index Adm Vanguard 0 | — | — | — | $74K | 0.3% | |
| American Eupac R6 American Eupac 0 | — | — | — | $65K | 0.3% | |
| PGIM High Yield CL Z PGIM 0 | — | — | — | $57K | 0.2% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 201 Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $56K | 0.2% | |
| Vanguard Inflation-Protected Sec Adm Vanguard 0 | — | — | — | $45K | 0.2% | |
| Goldman Sachs Em Mkts Eq Insights Instl Goldman Sachs 0 | — | — | — | $42K | 0.2% | |
| Vanguard Short-Term Bond Index Adm Vanguard 0 | — | — | — | $38K | 0.2% | |
| Vanguard Interm-Term Bond Index Adm Vanguard 0 | — | — | — | $37K | 0.2% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $37K | 0.1% |