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Original filing (PDF)20251013104813NAL0002534690001
RYAN AUTOMOTIVE, LLC
Form 5500
FILING_RECEIVED
OPEN ROAD 401(K) PLAN
401(k) retirement plan
Active participants
990
Accounts w/ balance
1,324
Plan assets (EOY)
$61.4M
Net assets (EOY)
$61.4M
How this plan invests
This plan
1 pooled trust
Schedule D
48 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (8 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RYAN AUTOMOTIVE, LLC.
Plan sponsor
Name
RYAN AUTOMOTIVE, LLC
EIN
22-3724696
Address
C/O OPEN ROAD AUTO GROUP · 400 US HIGHWAY 22 EAST · BRIDGEWATER, NJ · 08807
Phone
(732) 839-4501
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WITHUM SMITH & BROWN PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER AND S | 13-5674085 | — | RECORDKEEPER | $51K | — |
Investments
41 direct securities · 1 pooled fund· $62.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$58.3M
41 holdings
Common Collective Trust
$4.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2050 Target Fund | — | — | — | $7.8M | 12.6% | |
| American Funds 2055 Target Fund | — | — | — | $7.0M | 11.3% | |
| American Funds 2030 Target Fund | — | — | — | $6.8M | 11.1% | |
| American Funds 2040 Target Fund | — | — | — | $5.2M | 8.5% | |
| INVESCO STABLE VALUE RETIREMENT FUN INVESCO TRUST COMPANY · EIN 27-3868124 / PN 001 | Common Collective Trust | — | — | $4.5M | 7.4% | |
| MFS Total Return Fund | — | — | — | $4.3M | 7.0% | |
| iShares S&P 500 Index Fund | — | — | — | $3.5M | 5.7% | |
| Franklin Rising Dividends Class A | — | — | — | $2.9M | 4.7% | |
| AMERICAN CENT EQTY GRTH FD ADV MUTUAL FUNDS | — | — | $2.2M | $2.6M | 4.2% | |
| American Funds 2020 Target Fund | — | — | — | $1.9M | 3.0% | |
| American Funds 2045 Target Fund | — | — | — | $1.7M | 2.8% | |
| American Funds 2035 Target Fund | — | — | — | $1.6M | 2.6% | |
| Notes receivable from participants Interest rates ranging from 5.25% to 10.50% | — | — | — | $1.5M | 2.4% | |
| LOAN FUND LOANS | — | — | $1.4M | $1.4M | 2.3% | |
| Clearbridge International Value Class A | — | — | — | $1.4M | 2.2% | |
| MFS MA Invest Growth Stock Fund | — | — | — | $1.0M | 1.7% | |
| Pioneer Bond Fund | — | — | — | $775K | 1.3% | |
| Invesco Comstock Fund Class A | — | — | — | $661K | 1.1% | |
| Victory Sycamore EST Value Fund A | — | — | — | $642K | 1.0% | |
| iShares Russell Midcap Index Fund Class K | — | — | $548K | $605K | 1.0% | |
| Pioneer Fundamental | — | — | — | $602K | 1.0% | |
| BNY MELLON SML MID CP GRTH A MUTUAL FUNDS | — | — | $498K | $540K | 0.9% | |
| Clearbridge International Value Class A GM | — | — | — | $519K | 0.8% | |
| American Funds 2025 Target Fund | — | — | — | $514K | 0.8% | |
| Janus Henderson Triton Fund A | — | — | — | $328K | 0.5% | |
| Neuberger Berman International Select Fund Class A | — | — | — | $294K | 0.5% | |
| Vanguard US Treasury Money Fd | — | — | — | $285K | 0.5% | |
| Delaware Small Cap Core A | — | — | — | $282K | 0.5% | |
| Loomis Sayles Strategic Income A | — | — | — | $270K | 0.4% | |
| PIMCO Low Duration Fund GM | — | — | — | $246K | 0.4% | |
| Invesco Comstock Fund Class A GM | — | — | — | $224K | 0.4% | |
| PIMCO Low Duration Fund | — | — | — | $219K | 0.4% | |
| Pioneer Fundamental GM | — | — | — | $179K | 0.3% | |
| Victory Sycamore EST Value Fund GM | — | — | — | $171K | 0.3% | |
| BNY MELLON SML MID CP GR A GM MUTUAL FUNDS | — | — | $128K | $136K | 0.2% | |
| Pioneer Bond Fund GM | — | — | — | $110K | 0.2% | |
| Delaware Small Cap Core A GM | — | — | — | $88K | 0.1% | |
| Janus Henderson Triton Fund A GM | — | — | — | $63K | 0.1% | |
| Vanguard US Treasury Money GM | — | — | — | $56K | <0.1% | |
| Loomis Sayles Strategic Income A GM | — | — | $33K | $32K | <0.1% | |
| Invesco Stable Value Retirement CL3 GM | — | — | $17K | $17K | <0.1% | |
| BLF FEDFUND MONEY MARKET 1,000 | — | — | — | $1K | <0.1% |
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