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Original filing (PDF)20250929101250NAL0012040256001
KRAMER BEVERAGE CO., LLC
Form 5500
FILING_RECEIVED
KRAMER BEVERAGE CO. , LLC EMPLOYEES' PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
278
Accounts w/ balance
324
Plan assets (EOY)
$39.0M
Net assets (EOY)
$39.0M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (12 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KRAMER BEVERAGE CO., LLC.
Plan sponsor
Name
KRAMER BEVERAGE CO., LLC
EIN
22-3715581
Address
P.O. BOX 470 161 SOUTH SECOND ROAD · HAMMONTON, NJ · 08037
Phone
(800) 321-4522
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $45K | — |
Investments
24 direct securities· $38.2M(98% of reported assets)
Uncategorized
$29.0M
23 holdings
Mutual Funds
$9.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund N/R | Mutual Funds | — | — | $9.2M | 23.6% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2045 Fund N/R | — | — | — | $3.9M | 10.0% | |
| Vanguard Fiduciary Trust Company Vanguard Balanced Index Fund Admiral N/R | — | — | — | $2.9M | 7.5% | |
| Admiral Shares * Vanguard Fiduciary Trust Company Vanguard Developed Markets Index Fund N/R | — | — | — | $2.7M | 7.0% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2030 Fund N/R | — | — | — | $2.5M | 6.5% | |
| Vanguard Fiduciary Trust Company Vanguard Mid-Cap Index Fund Admiral N/R | — | — | — | $2.4M | 6.0% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2050 Fund N/R | — | — | — | $2.1M | 5.3% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2035 Fund N/R | — | — | — | $2.1M | 5.3% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2040 Fund N/R | — | — | — | $1.7M | 4.5% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2055 Fund N/R | — | — | — | $1.5M | 4.0% | |
| Shares * Vanguard Fiduciary Trust Company Vanguard Total Bond Market Index Fund N/R | — | — | — | $1.5M | 3.8% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2025 Fund N/R | — | — | — | $1.2M | 3.2% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2060 Fund N/R | — | — | — | $1.1M | 2.8% | |
| Admiral * Vanguard Fiduciary Trust Company Vanguard Small-Cap Index Fund Admiral N/R | — | — | — | $737K | 1.9% | |
| Admiral Shares * Vanguard Fiduciary Trust Company Vanguard Total International Bond Index Fund N/R | — | — | — | $464K | 1.2% | |
| Participant Loans Interest rates: 4.25% - 9.50% $0 | — | — | — | $423K | 1.1% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2065 Fund N/R | — | — | — | $380K | 1.0% | |
| Fund Admiral Shr * Vanguard Fiduciary Trust Company Vanguard Target Retirement 2020 Fund N/R | — | — | — | $322K | 0.8% | |
| Shares * Vanguard Fiduciary Trust Company Vanguard Cash Reserves Federal MM Fund N/R | — | — | — | $302K | 0.8% | |
| Admiral Shares * Vanguard Fiduciary Trust Company Vanguard Emerging Markets Stock Index N/R | — | — | — | $280K | 0.7% | |
| Fidelity Inflation-Protected Bond Index Fund N/R | — | — | — | $189K | 0.5% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement Income Fund N/R | — | — | — | $146K | 0.4% | |
| Shares * Vanguard Fiduciary Trust Company Vanguard Short-Term Treasury Index Fund N/R | — | — | — | $93K | 0.2% | |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2070 Fund N/R | — | — | — | $39K | 0.1% |
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