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Original filing (PDF)20250918101210NAL0000608003001
AMMON ANALYTICAL LABORATORIES
Form 5500
FILING_RECEIVED
AMMON ANALYTICAL LABORATORIES 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 1
~139 bps in Sched C fees
Active participants
49
Accounts w/ balance
54
Plan assets (EOY)
$3.1M
Net assets (EOY)
$3.1M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 139 bps in Schedule C fees — 168% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMMON ANALYTICAL LABORATORIES.
Plan sponsor
Name
AMMON ANALYTICAL LABORATORIES
EIN
22-3620531
Address
35 E BLANCKE STREET · LINDEN, NJ · 07036
Phone
(908) 862-4404
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TEMPLETON & COMPANY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $16K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| APW CAPITAL INC | — | ROCKAWAY, NJ | BROKER/ADVISER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TEMPLETON & COMPANY LLP | — | WEST PALM BEACH, FL | AUDITOR | $24K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $3K | — |
Investments
31 direct securities· $2.9M(95% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral | — | — | — | $634K | 20.8% | |
| Empower Annuity Insurance * Key Guaranteed Portfolio Fund | — | — | — | $420K | 13.8% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $251K | 8.2% | |
| Vanguard Equity-Income Fund Admiral | — | — | — | $236K | 7.7% | |
| Vanguard Growth Index Fund Admiral | — | — | — | $171K | 5.6% | |
| Vanguard Intermediate-Term Bond Index Fund Admiral | — | — | — | $168K | 5.5% | |
| Vanguard Small Cap Index Admiral Fund | — | — | — | $150K | 4.9% | |
| Vanguard Total International Stock Index Admiral Fund | — | — | — | $139K | 4.6% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $122K | 4.0% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $121K | 4.0% | |
| Vanguard Target Retirement Income Fund | — | — | — | $89K | 2.9% | |
| Vanguard International Growth Fund Admiral | — | — | — | $73K | 2.4% | |
| Vanguard Total Stock Market Index Admiral Fund | — | — | — | $68K | 2.2% | |
| American Funds New Perspective Fund Class R6 | — | — | — | $51K | 1.7% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $48K | 1.6% | |
| Vanguard Total World Stock Index Admiral Fund | — | — | — | $39K | 1.3% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $34K | 1.1% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $16K | 0.5% | |
| Vanguard Real Estate Index Admiral Fund | — | — | — | $15K | 0.5% | |
| Vanguard Small Cap Value Index Admiral Fund | — | — | — | $14K | 0.5% | |
| Vanguard Inflation-Protected Securities Fund Admiral | — | — | — | $12K | 0.4% | |
| Vanguard Mid-Cap Growth Index Admiral Fund | — | — | — | $10K | 0.3% | |
| Vanguard Mid-Cap Value Index Admiral Fund | — | — | — | $8K | 0.3% | |
| Vanguard Balanced Index Fund Admiral | — | — | — | $6K | 0.2% | |
| Vanguard Small Cap Growth Index Admiral Fund | — | — | — | $5K | 0.2% | |
| Vanguard Extended Market Index Admiral Fund | — | — | — | $4K | 0.1% | |
| Loomis Sayles Bond Fund Class N | — | — | — | $2K | <0.1% | |
| American Funds Capital Income Builder Class R6 | — | — | — | $2K | <0.1% | |
| Vanguard Mid-Cap Index Admiral Fund | — | — | — | $2K | <0.1% | |
| Macquarie High Income Instiutional Fund | — | — | — | $1K | <0.1% | |
| Vanguard Total International Bond Index Admiral Fund | — | — | — | $1K | <0.1% |