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Original filing (PDF)20250925051514NAL0008202913001
THERMO SYSTEM LLC
Form 5500
FILING_RECEIVED
THERMO SYSTEM LLC 401K PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
311
Accounts w/ balance
370
Plan assets (EOY)
$28.4M
Net assets (EOY)
$28.4M
How this plan invests
This plan
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "ISHARES S&P 500 INDEX K" is 26% of plan.
Helping the score
- Below-peer total fees (15 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THERMO SYSTEM LLC.
Plan sponsor
Name
THERMO SYSTEM LLC
EIN
22-3594854
Address
84 TWIN RIVERS DR · EAST WINDSOR, NJ · 08520
Phone
(609) 371-3300
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ANDERS MINKLER HUBER & HELM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $5K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | INVESTMENT ADVISOR | $38K | — |
Investments
43 direct securities· $28.2M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| ISHARES S&P 500 INDEX K | Registered Investment Companies | — | — | $7.3M | 25.6% | |
| BR GLOB ALLOC K | Registered Investment Companies | — | — | $4.7M | 16.7% | |
| VAN TARGET RETIRE 2035 | Registered Investment Companies | — | — | $1.5M | 5.4% | |
| BLK HEALTH SCI OPPORT PORT - A | Registered Investment Companies | — | — | $1.4M | 5.0% | |
| VAN TARGET RETIRE 2055 | Registered Investment Companies | — | — | $1.2M | 4.1% | |
| VAN TARGET RETIRE 2030 | Registered Investment Companies | — | — | $950K | 3.3% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $926K | 3.3% | |
| MFS TOTAL RETURN - R6 | Registered Investment Companies | — | — | $817K | 2.9% | |
| VAN TARGET RETIRE 2045 | Registered Investment Companies | — | — | $795K | 2.8% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $792K | 2.8% | |
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $753K | 2.6% | |
| TRANSAMERICA INTL EQUITY R6 | Registered Investment Companies | — | — | $571K | 2.0% | |
| MACQUARIE VALUE R6 | Registered Investment Companies | — | — | $551K | 1.9% | |
| MACQUARIE SMALLCAP GRWTH R6 | Registered Investment Companies | — | — | $529K | 1.9% | |
| INVESCO MAIN ST MID CAP R6 | Registered Investment Companies | — | — | $493K | 1.7% | |
| VAN TARG RETIRE 2060 | Registered Investment Companies | — | — | $474K | 1.7% | |
| MASSACHUSETTS INVESTORS GR R6 | Registered Investment Companies | — | — | $473K | 1.7% | |
| VANGUARD GROWTH INDEX FUND ADM | Registered Investment Companies | — | — | $405K | 1.4% | |
| PIMCO INCOME FUND - INSTL | Registered Investment Companies | — | — | $305K | 1.1% | |
| BLACKROCK T-FUND - PREMIER | Registered Investment Companies | — | — | $302K | 1.1% | |
| VAN TARGET RETIRE 2025 | Registered Investment Companies | — | — | $274K | 1.0% | |
| EATON VANCE HIGH INCOME OPPS I | Registered Investment Companies | — | — | $222K | 0.8% | |
| VANGUARD INTL GRTH ADM | Registered Investment Companies | — | — | $218K | 0.8% | |
| WESTERN ASSET CORE BOND IS | Registered Investment Companies | — | — | $207K | 0.7% | |
| AMERICAN FUNDS US GOV SEC R6 | Registered Investment Companies | — | — | $206K | 0.7% | |
| BNYM NAT RES A | Registered Investment Companies | — | — | $195K | 0.7% | |
| INVESCO DEVELOPING MKTS R6 | Registered Investment Companies | — | — | $185K | 0.7% | |
| NEU REAL ESTATE - R6 | Registered Investment Companies | — | — | $178K | 0.6% | |
| VAN INTERNATIONAL VALUE - INV | Registered Investment Companies | — | — | $164K | 0.6% | |
| PIMCO REAL RETURN FUND - INSTL | Registered Investment Companies | — | — | $148K | 0.5% | |
| FIRST EAGLE GOLD FD A | Registered Investment Companies | — | — | $137K | 0.5% | |
| MFS INTL NEW DISCCOVERY R6 | Registered Investment Companies | — | — | $136K | 0.5% | |
| VANGUARD WINDSOR II FD- ADM | Registered Investment Companies | — | — | $134K | 0.5% | |
| VAN TARGET RETIRE 2040 | Registered Investment Companies | — | — | $97K | 0.3% | |
| VAN TARGET RETIRE 2050 | Registered Investment Companies | — | — | $94K | 0.3% | |
| VAN TOTAL WLD STOCK IDX- ADMIR | Registered Investment Companies | — | — | $71K | 0.3% | |
| AMC INRETIREMENT PORT R6 | Registered Investment Companies | — | — | $63K | 0.2% | |
| MACQUARIE MID CAP GROWTH R6 | Registered Investment Companies | — | — | $59K | 0.2% | |
| BLACKROCK LOW DURATION BOND K | Registered Investment Companies | — | — | $51K | 0.2% | |
| VANGUARD FTSE SOCIAL INDEX ADM | Registered Investment Companies | — | — | $51K | 0.2% | |
| VANG HI YLD CORP ADM | Registered Investment Companies | — | — | $18K | <0.1% | |
| VAN INFL PROTECTED SEC - ADMR | Registered Investment Companies | — | — | $6K | <0.1% | |
| VAN SH TERM CORP BOND IDX ADM | Registered Investment Companies | — | — | $2K | <0.1% |
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