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Original filing (PDF)20251009162039NAL0004090387001
22ND CENTURY TECHNOLOGIES, INC.
Form 5500
FILING_RECEIVED
22ND CENTURY TECHNOLOGIES, INC. 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Signals · 2
~120 bps in Sched C feesNo recordkeeper disclosed
Active participants
1,119
Accounts w/ balance
1,635
Plan assets (EOY)
$27.8M
Net assets (EOY)
$27.8M
How this plan invests
This plan
1 pooled trust
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 120 bps in Schedule C fees — 315% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for 22ND CENTURY TECHNOLOGIES, INC..
Plan sponsor
Name
22ND CENTURY TECHNOLOGIES, INC.
EIN
22-3502121
Address
8251 GREENSBORO DRIVE · SUITE 900 · MCLEAN, VA · 221024938
Phone
(732) 537-9191
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
VIKAS GARG
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | CONSULTANT | $115K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $219K | — |
Investments
25 direct securities · 1 pooled fund· $28.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$27.8M
25 holdings
Common Collective Trust
$617K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Tgt Rmt 2060 Inv Fund | — | — | $0 | $4.2M | 15.2% | |
| Vanguard Tgt Rmt 2030 Inv Fund | — | — | $0 | $3.2M | 11.6% | |
| Participant Loans | — | — | $0 | $2.6M | 9.3% | |
| Vanguard Tgt Rmt 2065 Inv Fund | — | — | $0 | $2.2M | 7.9% | |
| Vanguard Tgt Rmt 2070 Inv Fund | — | — | $0 | $2.2M | 7.9% | |
| Vanguard Tgt Rmt 2055 Inv Fund | — | — | $0 | $2.0M | 7.2% | |
| Vanguard Tgt Rmt 2020 Inv Fund | — | — | $0 | $1.7M | 6.2% | |
| Vanguard Tl Stk Mkt Idx Adm Fd | — | — | $0 | $1.5M | 5.5% | |
| Vanguard Tgt Rmt 2025 Inv Fund | — | — | $0 | $1.3M | 4.8% | |
| Vanguard Tgt Rmt 2035 Inv Fund | — | — | $0 | $936K | 3.4% | |
| Vanguard Sm Cap Index Adm Fund | — | — | $0 | $852K | 3.1% | |
| Vanguard Tgt Rmt Inc Inv Fund | — | — | $0 | $742K | 2.7% | |
| Macquarie Small Cap Value R6 F | — | — | $0 | $617K | 2.2% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $617K | 2.2% | |
| Cohen & Steers Re Est Sec Z Fd | — | — | $0 | $511K | 1.8% | |
| Vanguard Tgt Rmt 2050 Inv Fund | — | — | $0 | $497K | 1.8% | |
| Fidelity International Idx Fd | — | — | $0 | $490K | 1.8% | |
| JanusHenderson Triton N | — | — | $0 | $355K | 1.3% | |
| PGIM Total Ret Bond R6 Fd | — | — | $0 | $325K | 1.2% | |
| Legg MasonClearBridge Lg Cap Gr IS Fd | — | — | $0 | $308K | 1.1% | |
| Vanguard MidCap Val Idx Adm Fd | — | — | $0 | $256K | 0.9% | |
| Vanguard Tgt Rmt 2040 Inv Fund | — | — | $0 | $201K | 0.7% | |
| Principal Stable Value Z Fund | — | — | $0 | $200K | 0.7% | |
| Goldman Sachs Sm/Md Cp Gr R6 Fd | — | — | $0 | $186K | 0.7% | |
| Vanguard Tgt Rmt 2045 Inv Fund | — | — | $0 | $171K | 0.6% | |
| JP Morgan Equity Income R6 Fd | — | — | $0 | $127K | 0.5% |
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