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Original filing (PDF)20251208140904NAL0002124482001
SMART IMS
Form 5500
FILING_RECEIVED
SMART IMS 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 60.7 mo~78 bps in Sched C fees
Active participants
190
Accounts w/ balance
84
Plan assets (EOY)
$850K
Net assets (EOY)
$850K
How this plan invests
This plan
6 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
75
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Filed 60.7 months past the 10.5-month grace window.
- Only 44% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (78 bps vs 158 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMART IMS.
Plan sponsor
Name
SMART IMS
EIN
22-3337602
Address
103 MORGAN LANE SUITE 104 · PLAINSBORO, NJ · 08536
Phone
(609) 955-3025
Industry
Custom Computer Programming· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2019-01-01
Tax period
2019-12-31
Filed
2025-12-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
APRIO,LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, LLC | 13-3036745 | — | RECORD KEEPER | $7K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Investments
24 direct securities · 6 pooled funds· $850K(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$752K
24 holdings
Common Collective Trust
$98K
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T.ROWE PRICE RETIREMENT 2025-R | Registered Investment Companies | — | — | $122K | 14.4% | |
| T.ROWE PRICE RETIREMENT 2045-R | Registered Investment Companies | — | — | $95K | 11.1% | |
| T.ROWE PRICE RETIREMENT 2035-R | Registered Investment Companies | — | — | $84K | 9.8% | |
| T.ROWE PRICE RETIREMENT 2030-R | Registered Investment Companies | — | — | $68K | 8.0% | |
| JPMORGAN US EQUITY - A | Registered Investment Companies | — | — | $64K | 7.6% | |
| T.ROWE PRICE RETIREMENT 2040-R | Registered Investment Companies | — | — | $54K | 6.4% | |
| JANUS HENDERSONTRITON FUND - S | Registered Investment Companies | — | — | $44K | 5.2% | |
| T.ROWE PRICE RETIREMENT 2020-R | Registered Investment Companies | — | — | $36K | 4.2% | |
| T.ROWE PRICE RETIREMENT 2050-R | Registered Investment Companies | — | — | $33K | 3.9% | |
| STATE ST RUSS SC IDX VIII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 340 | Common Collective Trust | — | — | $30K | 3.6% | |
| STATE ST S&P 500 IDX IX STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 344 | Common Collective Trust | — | — | $29K | 3.4% | |
| PGIM HIGH YIELD - A | Registered Investment Companies | — | — | $27K | 3.2% | |
| T.ROWE PRICE RETIREMENT 2015-R | Registered Investment Companies | — | — | $24K | 2.9% | |
| JPMORGAN US SMALL COMPANY A | Registered Investment Companies | — | — | $16K | 1.9% | |
| INVESCO STABLE ASSET INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $16K | 1.9% | |
| INVESCO COMSTOCK A | Registered Investment Companies | — | — | $13K | 1.5% | |
| VIRTUS EMERGING MKTS OPP - A | Registered Investment Companies | — | — | $12K | 1.4% | |
| JPMORGAN CORE BOND FUND - A | Registered Investment Companies | — | — | $11K | 1.3% | |
| DWS REAL EST SEC A | Registered Investment Companies | — | — | $10K | 1.2% | |
| STATE ST INTL IDX SECLEND VIII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 336 | Common Collective Trust | — | — | $10K | 1.2% | |
| T.ROWE PRICE RETIREMENT 2010-R | Registered Investment Companies | — | — | $7K | 0.8% | |
| STATE US INFL PROT BD IDX NL G STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 363 | Common Collective Trust | — | — | $7K | 0.8% | |
| FEDERATED INTL LEADERS - A | Registered Investment Companies | — | — | $7K | 0.8% | |
| STATE ST S&P MD CP IDX NL J STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 347 | Common Collective Trust | — | — | $6K | 0.7% | |
| PIONEER BOND FUND - A | Registered Investment Companies | — | — | $6K | 0.7% | |
| DELAWARE SMALL CAP VALUE - A | Registered Investment Companies | — | — | $5K | 0.6% | |
| ALGER CAPITAL APPR INSTIT - I | Registered Investment Companies | — | — | $5K | 0.6% | |
| T.ROWE PRICE RETIREMENT 2060-R | Registered Investment Companies | — | — | $4K | 0.5% | |
| T.ROWE PRICE RETIREMENT 2055-R | Registered Investment Companies | — | — | $3K | 0.4% | |
| TROWE PRICE RET 2005 - R | Registered Investment Companies | — | — | $2K | 0.2% |