Back to filter
Original filing (PDF)20231013171945NAL0034010849001
GARDEN STATE VETERINARY SPECIALISTS
Form 5500
FILING_RECEIVED
GARDEN STATE VETERINARY SPECIALISTS 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
620
Accounts w/ balance
370
Plan assets (EOY)
$17.1M
Net assets (EOY)
$17.1M
How this plan invests
This plan
1 collective trust
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 50 bps in Schedule C fees — 74% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- 60% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GARDEN STATE VETERINARY SPECIALISTS.
Plan sponsor
Name
GARDEN STATE VETERINARY SPECIALISTS
EIN
22-3304795
Address
ONE PINE STREET · TINTON FALLS, NJ · 07753
Phone
(732) 922-0011
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2022
Plan year begin
2022-01-01
Tax period
2022-12-31
Filed
2023-10-13
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PKF O'CONNOR DAVIES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BLEAKLEY FINANCIAL | — | FAIRFIELD, NJ | INVESTMENT ADVISOR | $41K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN TRUST COMPANY | 62-0951563 | — | CONTRACT ADMINISTRATION | $45K | — |
Investments
1 pooled fund· $1.8M(11% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| UT STABLE VALUE MASTER TRUST AMERICAN TRUST COMPANY · EIN 37-1992955 / PN 008 | Common Collective Trust | $1.8M | 10.7% |
Related plans
Other plans using AMERICAN TRUST COMPANY
MCKEE FOODS CORPORATION
MCKEE FOODS RETIREMENT PLAN
$1.0B · 7,041 participants
GBA RETIREMENT SERVICES, INC
GEORGIA BANKERS ASSOCIATION MASTER PENSION AND PROFIT SHARING TRUSTS
$314.8M
BRD OF TTEES UFCW LOCAL ONE 401(K) SAVINGS PLAN
UFCW LOCAL ONE 401(K) SAVINGS PLAN
$154.2M · 9,699 participants
GARBER MANAGEMENT GROUP, INC.
GMG EMPLOYEES SAVINGS PLAN
$126.5M · 2,211 participants
HORNE LLP
HORNE LLP PROFIT SHARING PLAN
$107.8M · 1,287 participants
ST. PAUL'S SCHOOL
ST. PAUL'S SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN
$103.4M · 318 participants
Similar-size Professional & Technical Services plans
VETS PETS
VETS PETS 401(K) PLAN
$17.4M · 776 participants
ANIMAL EMERGENCY & REFERRAL CENTER OF MINNESOTA
ANIMAL EMERGENCY & REFERRAL CENTER OF MINNESOTA 401(K) PROFIT SHARING PLAN AND TRUST
$18.1M · 275 participants
MOUNT LAUREL VETERINARY SERVICES
MOUNT LAUREL VETERINARY SERVICES 401(K) PLAN
$15.8M · 356 participants
ANIMAL DERMATOLOGY GROUP, INC.
ANIMAL DERMATOLOGY 401(K) PLAN
$18.7M · 383 participants
SWINE VET CENTER, P.A.
SWINE VET CENTER, P.A. PROFIT SHARING PLAN
$15.2M · 37 participants
NORTHSTAR VETS
NORTHSTAR VETS 401(K) PROFIT SHARING PLAN & TRUST
$14.4M · 202 participants
Large plans in New Jersey
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
JPMORGAN CHASE 401(K) SAVINGS PLAN
$52.9B · 185,310 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
PGIM, INC.
PGIM FIXED INCOME GLOBAL LIQUIDITY RELATIVE VALUE MASTER FUND, LTD.
$38.4B
VERIZON COMMUNICATIONS INC.
VERIZON SAVINGS PLAN FOR MANAGEMENT EMPLOYEES
$29.4B · 63,563 participants
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN TRUST
$24.2B
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN
$23.6B · 44,280 participants