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Original filing (PDF)20250728120548NAL0000858051001
LIVING INDEPENDENTLY FOREVER, INC.
Form 5500
FILING_RECEIVED
LIVING INDEPENDENTLY FOREVER, INC. DEFINED CONTRIBUTION RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
194
Accounts w/ balance
186
Plan assets (EOY)
$4.9M
Net assets (EOY)
$4.9M
How this plan invests
This plan
1 pooled trust
Schedule D
50 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (15 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LIVING INDEPENDENTLY FOREVER, INC..
Plan sponsor
Name
LIVING INDEPENDENTLY FOREVER, INC.
EIN
22-3190452
Address
550 LINCOLN ROAD EXT. · HYANNIS, MA · 02601
Phone
(508) 418-5675
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-28
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CITRIN COOPERMAN & COMPANY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA - TEACHERS INSURANCE AND ANNUI | 13-1624203 | — | SERVICE PROVIDER | $7K | — |
Investments
49 direct securities · 1 pooled fund· $4.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.9M
49 holdings
Pooled Separate Account
$70K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CREF Stock R1 Variable Annuity | — | — | — | $918K | 18.6% | |
| TIAA Access Nuveen Life Cycle 2035 T4 Variable Annuity | — | — | — | $371K | 7.5% | |
| TIAA Traditional Non Benefit Responsive Fixed annuity contract | — | — | — | $357K | 7.2% | |
| Nuveen Life Cycle Index 2045 R6 Mutual Fund | — | — | — | $327K | 6.6% | |
| CREF Growth R1 Variable Annuity | — | — | — | $241K | 4.9% | |
| Nuveen Life Cycle Index 2030 R6 Mutual Fund | — | — | — | $240K | 4.9% | |
| Nuveen Life Cycle Index 2040 R6 Mutual Fund | — | — | — | $216K | 4.4% | |
| Nuveen Life Cycle Index 2020 R6 Mutual Fund | — | — | — | $213K | 4.3% | |
| TIAA Traditional Benefit Responsive Fixed annuity contract | — | — | — | $200K | 4.0% | |
| Nuveen Life Cycle Index 2035 R6 Mutual Fund | — | — | — | $156K | 3.2% | |
| CREF Money Market R1 Variable Annuity | — | — | — | $138K | 2.8% | |
| Nuveen Life Cycle Index 2050 R6 Mutual Fund | — | — | — | $122K | 2.5% | |
| Nuveen Life Cycle Index 2010 R6 Mutual Fund | — | — | — | $106K | 2.1% | |
| CREF Equity Index R1 Variable Annuity | — | — | — | $101K | 2.0% | |
| TIAA Access Nuveen Life Cycle 2030 T4 Variable Annuity | — | — | — | $98K | 2.0% | |
| TIAA Access Nuveen Life Cycle 2020 T4 Variable Annuity | — | — | — | $91K | 1.8% | |
| Nuveen Life Cycle Index 2025 R6 Mutual Fund | — | — | — | $87K | 1.8% | |
| TIAA Access Nuveen Life Cycle 2045 T4 Variable Annuity | — | — | — | $86K | 1.7% | |
| CREF Global Equities R1 Variable Annuity | — | — | — | $84K | 1.7% | |
| TIAA Access Nuveen Life Cycle 2055 T4 Variable Annuity | — | — | — | $72K | 1.5% | |
| TIAA Access Nuveen Life Cycle 2060 T4 Variable Annuity | — | — | — | $72K | 1.5% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $70K | 1.4% | |
| TIAA Access Nuveen Life Cycle 2050 T4 Variable Annuity | — | — | — | $68K | 1.4% | |
| Nuveen Life Cycle Index 2055 R6 Mutual Fund | — | — | — | $57K | 1.2% | |
| Nuveen Life Cycle Index 2060 R6 Mutual Fund | — | — | — | $56K | 1.1% | |
| CREF Social Choice R1 Variable Annuity | — | — | — | $50K | 1.0% | |
| Nuveen Life Cycle Index 2015 R6 Mutual Fund | — | — | — | $43K | 0.9% | |
| CREF Inflation-Linked Bond R1 Variable Annuity | — | — | — | $42K | 0.9% | |
| TIAA Access Nuveen Large Cap Value Index T4 Variable Annuity | — | — | — | $36K | 0.7% | |
| TIAA Access Nuveen Life Cycle 2025 T4 Variable Annuity | — | — | — | $34K | 0.7% | |
| TIAA Traditional Non Benefit Responsive 2 Fixed annuity contract | — | — | — | $34K | 0.7% | |
| CREF Core Bond R1 Variable Annuity | — | — | — | $31K | 0.6% | |
| TIAA Access Nuveen Large Cap Growth Index T4 Variable Annuity | — | — | — | $20K | 0.4% | |
| TIAA Access Nuveen International Equity Index Variable Annuity | — | — | — | $20K | 0.4% | |
| Participant Loan Fund Participant loans with | — | — | — | $16K | 0.3% | |
| T4 * TIAA Access Vanguard Explorer T4 Variable Annuity | — | — | — | $13K | 0.3% | |
| TIAA Access Nuveen High Yield T4 Variable Annuity | — | — | — | $9K | 0.2% | |
| TIAA Access Nuveen Real Estate Securities Variable Annuity | — | — | — | $7K | 0.1% | |
| Select T4 * TIAA Access DFA Emerging Markets Portfolio T4 Variable Annuity | — | — | — | $6K | 0.1% | |
| TIAA Access American Washington Mutual Variable Annuity | — | — | — | $5K | 0.1% | |
| Investment T4 Nuveen Life Cycle Index 2065 R6 Mutual Fund | — | — | — | $5K | <0.1% | |
| TIAA Access Nuveen Small Cap Blend Index T4 Variable Annuity | — | — | — | $4K | <0.1% | |
| TIAA Access Vanguard Emerging Market Stock Variable Annuity | — | — | — | $4K | <0.1% | |
| Index T4 * TIAA Access Nuveen Large Cap Growth T4 Variable Annuity | — | — | — | $4K | <0.1% | |
| Vanguard 500 Index Admiral Mutual Fund | — | — | — | $4K | <0.1% | |
| TIAA Access American EuroPacific Growth T4 Variable Annuity | — | — | — | $2K | <0.1% | |
| TIAA Access Dodge & Cox International Stock T4 Variable Annuity | — | — | — | $2K | <0.1% | |
| TIAA Access Nuveen Large Cap Value T4 Variable Annuity | — | — | — | $2K | <0.1% | |
| TIAA Access Nuveen Core Equity T4 Variable Annuity | — | — | — | $2K | <0.1% | |
| TIAA Access Nuveen Mid Cap Growth T4 Variable Annuity | — | — | — | $1K | <0.1% |