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Original filing (PDF)20250414105325NAL0001691073001
ELO, INCORPORATED T/A THE GRAMON SCHOOL
Form 5500
FILING_RECEIVED
GRAMON & AFFILIATES PROFIT SHARING PLAN
401(k) retirement plan
Active participants
346
Accounts w/ balance
493
Plan assets (EOY)
$24.8M
Net assets (EOY)
$24.8M
How this plan invests
This plan
1 collective trust
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 60 bps in Schedule C fees — 108% above peer band of 29 bps.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ELO, INCORPORATED T/A THE GRAMON SCHOOL.
Plan sponsor
Name
ELO, INCORPORATED T/A THE GRAMON SCHOOL
EIN
22-3177795
Address
20 JUST ROAD · 2ND FLOOR · FAIRFIELD, NJ · 070043304
Phone
(973) 808-6279
Industry
Educational Servicessee all
Plan administrator
Name
ELO, INCORPORATED T/A THE GRAMON SCHOOL
EIN
22-3177795
City
FAIRFIELD, NJ
Phone
(973) 808-6279
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-07-01
Tax period
2024-06-30
Filed
2025-04-14
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
CULLARI CARRICO LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT PLANS ADMIN SERVICES, INC. | 16-1503696 | UTICA, NY | RECORDKEEPER | $99K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| IRUS CORPORATION | 23-2355029 | PHILADELPHIA, PA | ADVISER | $51K | — |
Investments
1 pooled fund· $2.8M(11% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| T MASTER TRUST 25053 METROPOLITAN LIFE INSURANCE COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | $2.8M | 11.2% |