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Original filing (PDF)20250912132133NAL0000795091001
CULTECH, INC.
Form 5500
FILING_RECEIVED
AUTAJON PACKAGING 401(K) PLAN
401(k) retirement plan
Active participants
480
Accounts w/ balance
515
Plan assets (EOY)
$24.3M
Net assets (EOY)
$24.2M
How this plan invests
This plan
31 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 71 bps in Schedule C fees — 145% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CULTECH, INC..
Plan sponsor
Name
CULTECH, INC.
EIN
22-3076074
Address
3500 HADLEY ROAD · SOUTH PLAINFIELD, NJ · 07080
Phone
(603) 521-6460
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-12
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WITHUM SMITH & BROWN P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $56K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | — | DALLAS, TX | INVESTMENT ADVISOR | $51K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE PARAGON ALLIANCE GROUP LLC | — | SOUDERTON, PA | CONTRACT ADMIN | $12K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CULTECH INC | — | SOUTH PLAINFIELD, NJ | AUDITOR | $8K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RESOURCES INVESTMENT ADVISORS, LLC | — | OVERLAND PARK, KS | INVESTMENT MGMT | $46K | — |
Investments
15 direct securities · 31 pooled funds· $24.0M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$21.3M
31 holdings
Uncategorized
$2.6M
15 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AM1 DOMESTIC EQUITY CLASS 1 ALTA TRUST · EIN 99-0743104 / PN 001 | Common Collective Trust | — | — | $4.8M | 19.7% | |
| AM1 CORE FIXED INCOME CLASS 1 ALTA TRUST · EIN 83-2064950 / PN 001 | Common Collective Trust | — | — | $3.4M | 13.9% | |
| NUVEEN LIFECYCLE INDEX 2040 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $2.0M | 8.1% | |
| NUVEEN LIFECYCLE INDEX 2035 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $1.8M | 7.4% | |
| AM1 INCOME CLASS 1 ALTA TRUST · EIN 99-0817300 / PN 001 | Common Collective Trust | — | — | $1.5M | 6.3% | |
| NUVEEN LIFECYCLE INDEX 2025 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $1.5M | 6.2% | |
| NUVEEN LIFECYCLE INDEX 2045 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $1.4M | 5.9% | |
| AM1 INTERNATIONAL EQUITY CLASS 1 ALTA TRUST · EIN 99-0743245 / PN 001 | Common Collective Trust | — | — | $1.2M | 4.9% | |
| Fidelity 500 Index | — | — | — | $961K | 4.0% | |
| NUVEEN LIFECYCLE INDEX 2050 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $907K | 3.7% | |
| NUVEEN LIFECYCLE INDEX 2020 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $848K | 3.5% | |
| Notes Receivable from Participants | — | — | — | $706K | 2.9% | |
| NUVEEN LIFECYCLE INDEX 2055 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $562K | 2.3% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $487K | 2.0% | |
| AM1 PORTFOLIO DIVERSIFIERS CLASS 1 ALTA TRUST · EIN 99-0817374 / PN 001 | Common Collective Trust | — | — | $442K | 1.8% | |
| NUVEEN LIFECYCLE INDEX 2030 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $255K | 1.1% | |
| NUVEEN LIFECYCLE INDEX 2060 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $218K | 0.9% | |
| Principal Largecap Growth I R6 | — | — | — | $192K | 0.8% | |
| Fidelity Small Cap Index | — | — | — | $141K | 0.6% | |
| BlackRock Mid-Cap Growth Equity K | — | — | — | $111K | 0.5% | |
| Putnam Large Cap Value Y | — | — | — | $94K | 0.4% | |
| Fidelity Mid Cap Index | — | — | — | $82K | 0.3% | |
| American Funds Capital World G/I R6 | — | — | — | $73K | 0.3% | |
| Janus Henderson Balanced I | — | — | — | $61K | 0.2% | |
| Victory Sycamore Established Value R6 | — | — | — | $54K | 0.2% | |
| Franklin Small Cap Value R6 | — | — | — | $49K | 0.2% | |
| NUVEEN LIFECYCLE INDEX 2065 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $49K | 0.2% | |
| American Funds Europacific Gr R6 | — | — | — | $42K | 0.2% | |
| T. Rowe Price QM US Small-Cap Growth Eq | — | — | — | $37K | 0.2% | |
| NUVEEN LIFECYCLE INDEX 2015 J SEI TRUST COMPANY · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $31K | 0.1% | |
| PGIM Total Return Bond Z | — | — | — | $23K | <0.1% | |
| Fidelity Gnma Fund | — | — | — | $2K | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2040 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2030 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2060 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| RESOURCES DIVERSIFIED FIXED INCOME ALTA TRUST · EIN 83-2064950 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| RESOURCES DIVERSIFIED RISK MITIGATI ALTA TRUST · EIN 83-2080943 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2050 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2020 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2025 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2055 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2065 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2015 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2035 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| NUVEEN TIAA LIFECYCLE INDEX 2045 R NUVEEN INVESTMENTS · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $0 | <0.1% | |
| RESOURCES DIVERSIFIED EQUITY ALTA TRUST · EIN 83-2060613 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |