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Original filing (PDF)20251014090610NAL0002468177001
BOB CIASULLI AUTO GROUP, INC.
Form 5500
FILING_RECEIVED
BOB CIASULLI AUTO GROUP 401(K) PLAN
401(k) retirement plan
Active participants
570
Accounts w/ balance
549
Plan assets (EOY)
$18.6M
Net assets (EOY)
$18.6M
How this plan invests
This plan
5 pooled trusts
Schedule D
45 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 57 bps in Schedule C fees — 95% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOB CIASULLI AUTO GROUP, INC..
Plan sponsor
Name
BOB CIASULLI AUTO GROUP, INC.
EIN
22-2973033
Address
1535 RT 46 EAST · LITTLE FALLS, NJ · 07424
Phone
(973) 785-8484
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ROSENFIELD&COMPANY,PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $59K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL LLC | 04-3046611 | — | ADVISOR | $38K | — |
| LEAFHOUSE FINANCIAL ADVISORS LLC | 26-4311657 | — | INVESTMENT ADVISOR | $9K | — |
Investments
41 direct securities · 5 pooled funds· $18.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.5M
41 holdings
Common Collective Trust
$219K
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Management Trust Company FID FDM IDX 2035 IPR | — | — | — | $2.9M | 15.8% | |
| Fidelity Management Trust Company VANG GROWTH IDX ADM | — | — | — | $1.6M | 8.7% | |
| Fidelity Management Trust Company FID FDM IDX 2055 IPR | — | — | — | $1.3M | 6.8% | |
| Fidelity Management Trust Company FID FDM IDX 2025 IPR | — | — | — | $1.2M | 6.2% | |
| Fidelity Management Trust Company VANG VALUE IDX ADM | — | — | — | $1.2M | 6.2% | |
| Fidelity Management Trust Company VANG 500 INDEX ADM | — | — | — | $1.0M | 5.6% | |
| Fidelity Management Trust Company FID FDM IDX 2050 IPR | — | — | — | $957K | 5.1% | |
| Fidelity Management Trust Company FID FDM IDX 2040 IPR | — | — | — | $881K | 4.7% | |
| Fidelity Management Trust Company LD ABBETT TOT RTN R6 | — | — | — | $760K | 4.1% | |
| Fidelity Management Trust Company FID FDM IDX 2045 IPR | — | — | — | $754K | 4.0% | |
| Fidelity Management Trust Company FID FDM IDX 2030 IPR | — | — | — | $675K | 3.6% | |
| Fidelity Management Trust Company VANG DEV MKT IDX ADM | — | — | — | $558K | 3.0% | |
| Fidelity Management Trust Company FID FDM IDX 2060 IPR | — | — | — | $533K | 2.9% | |
| Fidelity Management Trust Company BR ADV SM CAP CORE K | — | — | — | $467K | 2.5% | |
| Fidelity Management Trust Company FID FDM IDX 2010 IPR 443 * Fidelity Management Trust Company FID FDM IDX 2015 IPR | — | — | — | $384K | 2.1% | |
| Fidelity Management Trust Company FID FDM IDX 2020 IPR | — | — | — | $345K | 1.9% | |
| Participant Plan Loans 1-5 Years Interest Range: 4.25%-9.50% | — | — | — | $324K | 1.7% | |
| Fidelity Management Trust Company FID FDM IDX 2065 IPR | — | — | — | $311K | 1.7% | |
| Fidelity Management Trust Company PIMCO INCOME INST | — | — | — | $288K | 1.5% | |
| Fidelity Management Trust Company VANG MDCPGR IDX ADM | — | — | — | $272K | 1.5% | |
| Fidelity Management Trust Company PGIM HIGH YIELD R6 | — | — | — | $229K | 1.2% | |
| Fidelity Management Trust Company FRANKLIN SMALL CAP VALUE R6 | — | — | — | $187K | 1.0% | |
| Fidelity Management Trust Company JPM US EQUITY R6 | — | — | — | $161K | 0.9% | |
| Fidelity Management Trust Company VANG MDCPVAL IDX ADM | — | — | — | $154K | 0.8% | |
| Fidelity Management Trust Company VANG INTL GROWTH ADM | — | — | — | $124K | 0.7% | |
| Fidelity Management Trust Company VG TL INTL BD IDX AD | — | — | — | $123K | 0.7% | |
| Fidelity Management Trust Company J H CONTRARIAN N | — | — | — | $117K | 0.6% | |
| Fidelity Management Trust Company LD ABT DEV GRTH R6 | — | — | — | $108K | 0.6% | |
| Fidelity Management Trust Company TRP EMG MKT STOCK I | — | — | — | $105K | 0.6% | |
| Fidelity Management Trust Company VANG SMCP GR IDX ADM | — | — | — | $90K | 0.5% | |
| Fidelity Management Trust Company VANG MIDCAP IDX ADM | — | — | — | $78K | 0.4% | |
| PUTN LARGE CP VAL R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $71K | 0.4% | |
| Fidelity Management Trust Company VANG SMCPVL IDX ADM | — | — | — | $63K | 0.3% | |
| Fidelity Management Trust Company VICTORY S EST VAL R6 | — | — | — | $58K | 0.3% | |
| Fidelity Management Trust Company MetLife Stable Value Fund | — | — | — | $57K | 0.3% | |
| GG METLIFE STAB VAL GREAT GRAY TRUST COMPANY · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $57K | 0.3% | |
| AMERICAN INNOVTN CIT ALTA TRUST COMPANY · EIN 88-1455698 / PN 001 | Common Collective Trust | — | — | $45K | 0.2% | |
| Fidelity Management Trust Company VAN REAL EST IDX ADM | — | — | — | $30K | 0.2% | |
| Fidelity Management Trust Company VANG EM STK IDX ADM | — | — | — | $27K | 0.1% | |
| Fidelity Management Trust Company FID FDM IDX INC IPR | — | — | — | $27K | 0.1% | |
| MID CAP GROWTH R1 GREAT GRAY TRUST COMPANY · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $26K | 0.1% | |
| Fidelity Management Trust Company PIM INTL BD US$H I | — | — | — | $26K | 0.1% | |
| FH CAP PRESRVN R6P FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $19K | 0.1% | |
| Fidelity Management Trust Company VANG SM CAP IDX ADM | — | — | — | $15K | <0.1% | |
| Fidelity Management Trust Company VANG INFL PROT ADM | — | — | — | $6K | <0.1% | |
| Fidelity Management Trust Company FID FDM IDX 2070 IPR | — | — | — | $2K | <0.1% |
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