How big is Community Options, Inc.'s plan?

Community Options, Inc.'s plan reported $31.1M in assets and 6,381 participants for 2024.

Original filing (PDF)20251014152116NAL0003268897001

Community Options, Inc.

Name: Community Options, Inc. — Community Options, Inc., Form 5500 (2024)
Creator: Community Options, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Community Options, Inc. 403(b) Custodial Account Plan

403(b) retirement plan · Community Options, Inc.'s Community Options, Inc. 403(b) Custodial Account Plan held $31.1M in plan assets for 6,381 participants in 2024, with Lincoln Financial as recordkeeper.

Signals · 2

Corrective distributions issued~90 bps in Sched C fees

Active participants

6,381

Accounts w/ balance

1,479

Plan assets (EOY)

$31.1M

Net assets (EOY)

$31.1M

People on this filing

Devon Richardson signed Community Options, Inc.'s 2024 Form 5500 as plan administrator.

Devon Richardson — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Community Options, Inc.'s EIN is 22-2964056.

EIN 22-2964056

Plan number 001

Plan year 2024

ACK ID 20251014152116NAL0003268897001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Community Options, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Community Options, Inc.'s plan includes ERISA 404(c) participant direction, a 403(b) annuity, 403(b) custodial accounts, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for COMMUNITY OPTIONS, INC..

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How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (6th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (2nd percentile).
Bottom-decile employer contributions per participant (6th percentile).

Plan sponsor

Name

COMMUNITY OPTIONS, INC.

EIN

all filings

Address

16 FARBER ROAD · PRINCETON, NJ · 085405913

Phone

(609) 951-9900

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2A · Age/service weighted or new comparability

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN NATIONAL CORPORATION	35-1140070	—	SERVICE PROVIDER	$183K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
NEWPORT CAPITAL GROUP	86-1109193	—	CONSULTANT	$98K	—

Investments

34 direct securities· $30.8M(99% of reported assets)

Mutual Funds

$25.4M

25 holdings

Stable Value

$1.8M

1 holding

Common Collective Trusts

$1.4M

1 holding

Bonds / Notes

$1.2M

1 holding

Other securities

$940K

5 holdings

Common Stocks

$28K

1 holding

					% of plan
American Funds American Balanced Class R6 Mutual Fund	Mutual Funds	—	—	$3.4M	10.8%
Vanguard Target Retirement 2050 Investor Shares Mutual Fund	Mutual Funds	—	—	$3.0M	9.7%
Vanguard Target Retirement 2040 Investor Shares Mutual Fund	Mutual Funds	—	—	$2.7M	8.7%
Vanguard Target Retirement 2030 Investor Shares Mutual Fund	Mutual Funds	—	—	$2.3M	7.5%
Vanguard Target Retirement 2045 Investor Shares Mutual Fund	Mutual Funds	—	—	$2.1M	6.7%
Vanguard Target Retirement 2035 Investor Shares Mutual Fund	Mutual Funds	—	—	$2.0M	6.4%
Vanguard Target Retirement 2055 Investor Shares Mutual Fund	Mutual Funds	—	—	$2.0M	6.4%
Lincoln Stable Value Account -J97d Stable Value	Stable Value	—	—	$1.8M	5.9%
Vanguard Target Retirement 2025 Investor Shares Mutual Fund	Mutual Funds	—	—	$1.5M	4.8%
American Funds Fundamental Investors Class R6 Mutual Fund	Mutual Funds	—	—	$1.5M	4.8%
Vanguard 500 Index Admiral Class Mutual Fund	Common Collective Trusts	—	—	$1.4M	4.4%
9.50%, various maturities through January 17, 2034)	Bonds / Notes	—	—	$1.2M	3.9%
Vanguard Target Retirement 2060 Investor Shares Mutual Fund	Mutual Funds	—	—	$1.0M	3.3%
American Funds Europacific Growth Class R6 Mutual Fund	Mutual Funds	—	—	$879K	2.8%
Vanguard Target Retirement 2020 Investor Shares Mutual Fund	Mutual Funds	—	—	$666K	2.1%
T Rowe Price Blue Chip Growth Mutual Fund	Mutual Funds	—	—	$529K	1.7%
Vanguard Target Retirement Income Investor Shares Mutual Fund	Mutual Funds	—	—	$364K	1.2%
Vanguard Mid Cap Index Admiral Shares Mutual Fund	Mutual Funds	—	—	$343K	1.1%
Neuberger Berman Genesis Institutional Class Mutual Fund	Other securities	—	—	$298K	1.0%
JPMorgan Mid Cap Value Class L Mutual Fund	Other securities	—	—	$258K	0.8%
Vanguard Target Retirement 2065 Investor Shares Mutual Fund	Mutual Funds	—	—	$238K	0.8%
Principal High Yield Institutional Class Mutual Fund	Other securities	—	—	$227K	0.7%
Vanguard Small Cap Index Admiral Shares Mutual Fund	Mutual Funds	—	—	$196K	0.6%
American Funds New World Class R6 Mutual Fund	Mutual Funds	—	—	$172K	0.6%
American Funds Capital World Growth and Income Class R6 Mutual Fund	Mutual Funds	—	—	$161K	0.5%
Mfs New Discovery Value Class R6 Mutual Fund	Mutual Funds	—	—	$117K	0.4%
Vanguard Total International Stock Index Admiral Shares Mutual Fund	Mutual Funds	—	—	$108K	0.3%
Federated Total Return Bond Institutional Shares Mutual Fund	Other securities	—	—	$80K	0.3%
Principal Equity Income Institutional Class Mutual Fund	Other securities	—	—	$77K	0.2%
Pimco Real Institutional Class Mutual Fund	Mutual Funds	—	—	$77K	0.2%
American Funds Capital World Bond Class R6 Mutual Fund	Mutual Funds	—	—	$53K	0.2%
Vanguard Total Bond Market Index Admiral Shares Mutual Fund	Mutual Funds	—	—	$37K	0.1%
Cohen And Steers Real Estate Securities Inc Class Z Mutual Fund	Common Stocks	—	—	$28K	<0.1%
Vanguard Target Retirement 2070 Investor Shares Mutual Fund	Mutual Funds	—	—	$3K	<0.1%