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Original filing (PDF)20251015075917NAL0008252482001
SML (USA), INC.
Form 5500
FILING_RECEIVED
SML (USA) INC. 401(K) PLAN
401(k) retirement plan
Active participants
121
Accounts w/ balance
135
Plan assets (EOY)
$13.8M
Net assets (EOY)
$13.8M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 57 bps in Schedule C fees — 95% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SML (USA), INC..
Plan sponsor
Name
SML (USA), INC.
EIN
22-2950838
Address
1 HARMON PLAZA · SUITE 610 · SECAUCUS, NJ · 07094
Phone
(207) 784-2961
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
OUELLETTE & ASSOCIATES PA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $36K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BLEAKLEY FINANCIAL GROUP LLC | 47-2523848 | — | ADVISOR | $33K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $9K | — |
Investments
28 direct securities· $13.3M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| IS S&P 500 IDX K Mutual Fund | — | — | — | $2.3M | 16.8% | |
| AF WASH MUTL INV R6 Mutual Fund | — | — | — | $1.6M | 11.4% | |
| TRP BLUE CHIP GRTH I Mutual Fund | — | — | — | $1.5M | 10.6% | |
| IS R MID-CAP IDX K Mutual Fund | — | — | — | $1.2M | 8.4% | |
| VANG LIFEST MOD GRTH Mutual Fund | — | — | — | $699K | 5.1% | |
| LINCOLN STABLE VALUE Guaranteed Investment Contract | — | — | — | $696K | 5.1% | |
| FID FDM IDX 2035 INV Mutual Fund | — | — | — | $654K | 4.8% | |
| AF NEW PERSPECT R6 Mutual Fund | — | — | — | $629K | 4.6% | |
| IS R2000 SM-CAP K Mutual Fund | — | — | — | $626K | 4.6% | |
| FID FDM IDX 2045 INV Mutual Fund | — | — | — | $605K | 4.4% | |
| GUGHM TOT RTN BD IS Mutual Fund | — | — | — | $500K | 3.6% | |
| FID FDM IDX 2025 INV Mutual Fund | — | — | — | $475K | 3.5% | |
| VANG LIFEST GROWTH Mutual Fund | — | — | — | $403K | 2.9% | |
| GS EM MKT EQ INS IS Mutual Fund | — | — | — | $360K | 2.6% | |
| FID FDM IDX 2055 INV Mutual Fund | — | — | — | $239K | 1.7% | |
| NB STRATEGIC INC R6 Mutual Fund | — | — | — | $166K | 1.2% | |
| FID FDM IDX 2040 INV Mutual Fund | — | — | — | $145K | 1.1% | |
| PARTICIPANT LOANS Interest at 4.25% to 6.50% $0 | — | — | — | $138K | 1.0% | |
| FID FDM IDX 2030 INV Mutual Fund | — | — | — | $106K | 0.8% | |
| FID FDM IDX 2060 INV Mutual Fund | — | — | — | $78K | 0.6% | |
| FID INTL SMALL CAP Mutual Fund | — | — | — | $77K | 0.6% | |
| FID FDM IDX 2050 INV Mutual Fund | — | — | — | $57K | 0.4% | |
| VANG LIFEST CON GRTH Mutual Fund | — | — | — | $46K | 0.3% | |
| FID FDM IDX 2065 INV Mutual Fund | — | — | — | $44K | 0.3% | |
| OAKMARK INTL INST Mutual Fund | — | — | — | $39K | 0.3% | |
| C&S REAL ESTATE Mutual Fund | — | — | — | $34K | 0.2% | |
| AB GLOBAL BOND Z Mutual Fund | — | — | — | $21K | 0.2% | |
| VANG LIFEST INCOME Mutual Fund | — | — | — | $17K | 0.1% |
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