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Original filing (PDF)20251015134625NAL0002390115001
UNITED HEALTH SERVICES, INC.
Form 5500
FILING_RECEIVED
UNITED HEALTH SERVICES, INC. 403(B) RETIREMENT PLAN
403(b) retirement plan
Active participants
7,279
Accounts w/ balance
7,850
Plan assets (EOY)
$391.3M
Net assets (EOY)
$391.3M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 23 bps in Schedule C fees — 128% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED HEALTH SERVICES, INC..
Plan sponsor
Name
UNITED HEALTH SERVICES, INC.
EIN
22-2682421
Address
33-57 HARRISON STREET · JOHNSON CITY, NY · 13790
Phone
(607) 865-2160
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2M · 403(b)(7) custodial accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FREED MAXICK, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA INSTITUTIONAL PLAN SERVICES | 04-3516284 | — | RECORDKEEPER | $495K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HEALTH ASSOC OF NY BENEFIT SERVICES | 14-1764768 | — | INVESTMENT ADVISOR | $225K | — |
| VOYA RETIREMENT ADVISORS | 22-1862786 | — | INVESTMENT ADVISOR | $171K | — |
Investments
32 direct securities · 1 pooled fund· $381.6M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$381.6M
32 holdings
Pooled Separate Account
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Inst'l Index Fund Ins | — | — | — | $42.3M | 10.8% | |
| American Funds AM Balanced R6 | — | — | — | $31.1M | 7.9% | |
| Vanguard Growth Index Fnd Inst | — | — | — | $30.2M | 7.7% | |
| T. Rowe Price Retirement 2030 Fd | — | — | — | $30.1M | 7.7% | |
| T. Rowe Price Retirement 2040 Fd | — | — | — | $23.5M | 6.0% | |
| T. Rowe Price Retirement 2050 Fd | — | — | — | $21.8M | 5.6% | |
| T. Rowe Price Retirement 2045 Fd | — | — | — | $19.4M | 5.0% | |
| T. Rowe Price Retirement 2035 Fd | — | — | — | $19.1M | 4.9% | |
| American Funds EuroPacific R6 | — | — | — | $18.7M | 4.8% | |
| T. Rowe Price Retirement 2055 Fd | — | — | — | $17.9M | 4.6% | |
| T. Rowe Price Retirement 2020 Fd | — | — | — | $14.5M | 3.7% | |
| Vanguard Mid Cap Index Fnd Ins | — | — | — | $14.3M | 3.6% | |
| T. Rowe Price Retirement 2025 Fd | — | — | — | $13.7M | 3.5% | |
| T. Rowe Price Retirement 2060 Fd | — | — | — | $12.9M | 3.3% | |
| MetLife Stable Value Fund | — | — | — | $12.7M | 3.2% | |
| MFS Value R6 | — | — | — | $10.1M | 2.6% | |
| Fidelity INFL Protect BD Index | — | — | — | $7.0M | 1.8% | |
| PGIM Global Total Return Fd R6 | — | — | — | $6.4M | 1.6% | |
| Vanguard Small Cap Index Fnd I | — | — | — | $6.4M | 1.6% | |
| Met West Total Return Bond I | — | — | — | $4.6M | 1.2% | |
| MFS Mid-Cap Growth Fund | — | — | — | $4.3M | 1.1% | |
| Dimensional Fund Advisors DFA Small Cap Growth | — | — | — | $3.2M | 0.8% | |
| United Health Services 403(b) Retirement Plan Participant Loans (interest rates ranging from 3.25% to 8.50%) | — | — | — | $3.0M | 0.8% | |
| T. Rowe Price Retirement 2065 Fd | — | — | — | $2.8M | 0.7% | |
| John Hancock Disciplined Value Mid Cap I | — | — | — | $2.5M | 0.6% | |
| Blackrock High Yield Bond Inst. | — | — | — | $2.4M | 0.6% | |
| T. Rowe Price Retirement 2015 Fd | — | — | — | $1.8M | 0.5% | |
| Cohen & Steers Real Est S Fd I | — | — | — | $1.8M | 0.4% | |
| T. Rowe Price Retirement 2010 Fd | — | — | — | $1.7M | 0.4% | |
| Vanguard Small-Cap Growth Index Fd Admiral | — | — | — | $1.2M | 0.3% | |
| Allspring Global Investment Allspring Small Company Value Fund | — | — | — | $312K | <0.1% | |
| Neuberger Berman Neuberger Berman Large Cap Gro | — | — | — | $67K | <0.1% | |
| METLIFE STABLE VALUE GROUP ANNUITY METROPOLITAN LIFE INSURANCE COMPANY · EIN 13-5581829 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |