Back to filter
Original filing (PDF)20250929112653NAL0026605730001
RKS ASSOCIATES
Form 5500
FILING_RECEIVED
RKS ASSOCIATES 401(K) PLAN
401(k) retirement plan
Active participants
187
Accounts w/ balance
185
Plan assets (EOY)
$15.8M
Net assets (EOY)
$15.8M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 46 bps in Schedule C fees — 60% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RKS ASSOCIATES.
Plan sponsor
Name
RKS ASSOCIATES
EIN
22-2529877
Address
935 BENNETTS MILLS ROAD · SUITE 2 · JACKSON, NJ · 08527
Phone
(732) 938-9585
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
NISIVOCCIA LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRIME PENSIONS, INC. | 46-1224594 | FLORHAM PARK, NJ | PLAN RECORDKEEPER | $7K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CFS INVESTMENT ADVISORY SERVICES | — | TOTOWA, NJ | INVESTMENT ADVISORY | $42K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK RETIREMENT PLAN SERVIC | 01-0233346 | — | INVESTMENT FEES | $25K | — |
Investments
26 direct securities · 1 pooled fund· $14.7M(93% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$14.5M
26 holdings
Common Collective Trust
$136K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Ret 2030 Fund Mutual Fund | — | — | — | $3.6M | 22.9% | |
| Vanguard Target Ret 2035 Fund Mutual Fund | — | — | — | $2.6M | 16.1% | |
| Vanguard Target Ret 2025 Fund Mutual Fund | — | — | — | $1.6M | 9.8% | |
| Fidelity 500 Index Fd Mutual Fund | — | — | — | $1.4M | 8.7% | |
| Vanguard Target Ret Income Fd Mutual Fund | — | — | — | $958K | 6.0% | |
| T Rowe Price Growth Stock (I) Mutual Fund | — | — | — | $908K | 5.7% | |
| Vanguard Target Ret 2040 Fund Mutual Fund | — | — | — | $892K | 5.6% | |
| Vanguard Target Ret 2050 Fund Mutual Fund | — | — | — | $735K | 4.6% | |
| Vanguard Target Ret 2045 Fund Mutual Fund | — | — | — | $462K | 2.9% | |
| Lord Abbett Bond Debenture R6 Mutual Fund | — | — | — | $316K | 2.0% | |
| Dodge & Cox Intl Stock I Mutual Fund | — | — | — | $204K | 1.3% | |
| Vanguard Target Ret 2055 Fund Mutual Fund | — | — | — | $165K | 1.0% | |
| Vanguard Sm Cap Index Fd Adm Mutual Fund | — | — | — | $148K | 0.9% | |
| JOHN HANCOCK STABLE VAL FD R6 JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) · EIN 01-0233346 / PN 000 | Common Collective Trust | — | — | $136K | 0.9% | |
| BlackRock Adv Sm Cap Core Inst Mutual Fund | — | — | — | $121K | 0.8% | |
| Vanguard Target Ret 2060 Fund Mutual Fund | — | — | — | $118K | 0.7% | |
| Notes receivable from participants Interest rates from 4.25% to 8.50% | — | — | — | $81K | 0.5% | |
| American Wash Mutual Inv Fd R6 Mutual Fund | — | — | — | $81K | 0.5% | |
| JPMorgan US Govt MMkt Cap Cl Mutual Fund | — | — | — | $62K | 0.4% | |
| Fidelity US Bond Index Fd Mutual Fund | — | — | — | $45K | 0.3% | |
| Vanguard Target Ret 2065 Fund Mutual Fund | — | — | — | $31K | 0.2% | |
| Vanguard Target Ret 2020 Fund Mutual Fund | — | — | — | $26K | 0.2% | |
| American New Perspective R6 Mutual Fund | — | — | — | $22K | 0.1% | |
| Fidelity Glb ex US Idx Ins Pre Mutual Fund | — | — | — | $22K | 0.1% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $19K | 0.1% | |
| American Balanced Fund R6 Mutual Fund | — | — | — | $17K | 0.1% | |
| Goldman Sm Mid Cap Growth R6 Mutual Fund | — | — | — | $5K | <0.1% |
Related plans
Other plans using CFS INVESTMENT ADVISORY SERVICES
LAMTEC CORPORATION
LAMTEC CORPORATION 401(K) PROFIT SHARING PLAN
$56.3M · 178 participants
REINER GROUP, INC.
REINER GROUP, INC. 401(K) PLAN
$44.8M · 233 participants
GROCERY HAULERS, INC.
GROCERY HAULERS, INC. 401(K) PLAN
$28.8M · 265 participants
ACADIA REALTY LIMITED PARTNERSHIP
ACADIA REALTY TRUST 401(K) SAVINGS AND RETIREMENT PLAN
$28.1M · 130 participants
ALLEN FLAVORS, INC.
ALLEN FLAVORS, INC. 401(K) PROFIT SHARING PLAN
$21.7M · 230 participants
ALVIN AILEY DANCE FOUNDATION, INC.
ALVIN AILEY DANCE FOUNDATION, INC. 403(B) RETIREMENT PLAN
$21.4M · 177 participants
Similar-size Educational Services plans
PONTIFICIA UNIVERSIDAD CATOLICA DE PR
PLAN DE BENEFICIOS DE RETIRO PARA EMPLEADOS DE LA PONTIFICIA UNIVERSIDAD CATOLICA DE PR
$15.8M · 457 participants
CHRISTIAN ACADEMY SCHOOL SYSTEM
CHRISTIAN ACADEMY SCHOOL SYSTEM 403(B) PLAN
$15.9M · 796 participants
SIMCOM, INC.
SIMCOM INC. 401(K) RETIREMENT PLAN
$15.8M · 227 participants
LINSLY SCHOOL, INC.
LINSLY SCHOOL, INC. 403(B) DC PLAN
$15.8M · 108 participants
LAWRENCE WOODMERE ACADEMY
LAWRENCE WOODMERE ACADEMY DC RETIREMENT PLAN
$15.8M · 73 participants
HYDE SCHOOLS
HYDE SCHOOLS' EMPLOYEE RETIREMENT PLAN
$15.9M · 127 participants
Large plans in New Jersey
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
JPMORGAN CHASE 401(K) SAVINGS PLAN
$52.9B · 185,310 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
PGIM, INC.
PGIM FIXED INCOME GLOBAL LIQUIDITY RELATIVE VALUE MASTER FUND, LTD.
$38.4B
VERIZON COMMUNICATIONS INC.
VERIZON SAVINGS PLAN FOR MANAGEMENT EMPLOYEES
$29.4B · 63,563 participants
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN TRUST
$24.2B
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN
$23.6B · 44,280 participants