Back to filter
Original filing (PDF)20251014152504NAL0001579571001
CENTRASTATE HEALTHCARE SYSTEM
Form 5500
FILING_RECEIVED
CENTRASTATE HEALTHCARE SYSTEM RETIREMENT PLAN
Defined-contribution retirement plan
Active participants
2,612
Accounts w/ balance
2,019
Plan assets (EOY)
$111.7M
Net assets (EOY)
$111.7M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 15 bps in Schedule C fees — modestly above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRASTATE HEALTHCARE SYSTEM.
Plan sponsor
Name
CENTRASTATE HEALTHCARE SYSTEM
EIN
22-2482803
Address
901 WEST MAIN STREET · FREEHOLD, NJ · 077282537
Phone
(732) 294-2902
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2C · Money purchase (other than target benefit)
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WITHUMSMITH+BROWN, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | — | RECORDKEEPER | $84K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES, INC | 13-2638166 | — | INVESTMENT ADVISORY | $48K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WITHUM SMITH+BROWN , PC | 22-2027092 | — | ACCOUNTING | $35K | — |
Investments
24 direct securities· $105.9M(95% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Empower Guaranteed Long-Term Account - participant accounts | — | — | — | $19.4M | 17.4% | |
| Fidelity 500 Index Fund | — | — | — | $14.0M | 12.5% | |
| Vanguard Russell 1000 Growth Index Fund | — | — | — | $11.1M | 10.0% | |
| Columbia Dividend Income Instl | — | — | — | $9.7M | 8.7% | |
| American Balanced Fund R-5E | — | — | — | $8.1M | 7.2% | |
| American Funds EuroPacific Growth Fund Class R6 | — | — | — | $5.8M | 5.2% | |
| T.Rowe Price Institutional Mid-Cap Equity Growth Fund | — | — | — | $4.9M | 4.4% | |
| Dodge & Cox Dodge & Cox Income X | — | — | — | $4.7M | 4.2% | |
| Fidelity International Index Fund | — | — | — | $4.4M | 3.9% | |
| PIMCO GNMA & Government Securities Fund Class A | — | — | — | $3.9M | 3.5% | |
| Invesco Small Cap Value Y | — | — | — | $3.6M | 3.2% | |
| Delaware Small Cap Value Fund Class A ** 339 Victory Sycamore Established Value Fund Class I | — | — | — | $3.5M | 3.1% | |
| Macquarie Emerging Markets Institutional | — | — | — | $3.1M | 2.8% | |
| Buffalo Small Cap Fund | — | — | — | $2.6M | 2.3% | |
| PIMCO International Bond (USD-Hedged) Ins | — | — | — | $2.1M | 1.9% | |
| DFA Inflation - Protected Securities Portfolio Institutional | — | — | — | $979K | 0.9% | |
| AQR Risk-Balanced Commodities Strat R6 | — | — | — | $943K | 0.8% | |
| Class Principal Global Real Estate Sec Instl | — | — | — | $915K | 0.8% | |
| Alliance Bernstein High Income Fund Advisor Class | — | — | — | $882K | 0.8% | |
| Notes receivable from participants Interest ranging from 4.25% - 9.50% maturities | — | — | — | $633K | 0.6% | |
| Empower Guaranteed Long-Term Account- forfeitures/asset | — | — | — | $334K | 0.3% | |
| Fidelity Mid Cap Index Fund | — | — | — | $134K | 0.1% | |
| Fidelity Small Cap Index Fund | — | — | — | $123K | 0.1% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $58K | <0.1% |
Related plans
Other plans using EMPOWER ANNUITY INSURANCE COMPANY
SOUTHWEST AIRLINES CO.
SOUTHWEST AIRLINES CO. RETIREMENT SAVINGS PLAN
$17.0B · 74,221 participants
ABBVIE INC.
ABBVIE SAVINGS PLAN
$13.4B · 28,506 participants
ADVOCATE AURORA HEALTH, INC
ADVOCATE AURORA HEALTH 401(K) PLAN
$10.5B · 83,445 participants
BECHTEL GLOBAL CORPORATION
BECHTEL TRUST & THRIFT PLAN
$6.1B · 8,546 participants
BLOOMBERG L.P.
BLOOMBERG L.P. 401(K) PLAN
$5.7B · 14,853 participants
SCHNEIDER ELECTRIC HOLDINGS, INC.
SCHNEIDER ELECTRIC 401(K) PLAN
$5.1B · 20,597 participants
Similar-size Health Care & Social Assistance plans
LUMINIS HEALTH ANNE ARUNDEL MEDICAL CENTER, INC.
PENSION PLAN OF ANNE ARUNDEL MEDICAL CENTER
$111.4M · 644 participants
MARSHALL MEDICAL CENTER
MARSHALL MEDICAL EMPLOYEES' RETIREMENT PLAN
$111.4M · 851 participants
APPALACHIAN REGIONAL HEALTHCARE SYSTEM
APPALACHIAN REGIONAL HEALTHCARE SYSTEM 403(B) RETIREMENT SAVINGS PLAN
$112.1M · 1,507 participants
MARIETTA MEMORIAL HOSPITAL
RETIREMENT PLUS OF MEMORIAL HEALTH SYSTEM HOSPITALS
$111.1M · 3,386 participants
THE QUEEN'S HEALTH SYSTEMS
THE QUEEN'S HEALTH SYSTEMS RETIREMENT PLUS PLAN
$112.5M · 487 participants
CENTRAL PENINSULA HOSPITAL
CENTRAL PENINSULA HOSPITAL RETIREMENT PLAN
$113.0M · 1,231 participants
Large plans in New Jersey
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
JPMORGAN CHASE 401(K) SAVINGS PLAN
$52.9B · 185,310 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
PGIM, INC.
PGIM FIXED INCOME GLOBAL LIQUIDITY RELATIVE VALUE MASTER FUND, LTD.
$38.4B
VERIZON COMMUNICATIONS INC.
VERIZON SAVINGS PLAN FOR MANAGEMENT EMPLOYEES
$29.4B · 63,563 participants
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN TRUST
$24.2B
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN
$23.6B · 44,280 participants